Digit

Digit was a consumer fintech company that built an automated personal-savings app: it analyzed a user's checking-account activity and quietly moved small, safe amounts into an FDIC-insured savings account, later expanding into automated investing and retirement (Digit Invest, Digit Retirement). Founded in 2013 in San Francisco by Ethan Bloch and backed by GV (Google Ventures) among others, Digit was acquired by Oportun in late 2021 and folded into Oportun's savings product. The standalone Digit brand is now retired: digit.co and hellodigit.com redirect to oportun.com/savings, and there is no public developer portal, documentation, or API. This profile is retained as a portfolio lead with no active developer surface.

Digit is profiled on the APIs.io network. Tagged areas include Company, Consumer, Fintech, Personal Finance, and Savings.

🌐 Visit website 📡 Source on GitHub
0.3/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0
0 APIs
CompanyConsumerFintechPersonal FinanceSavingsAutomated SavingsBankingAcquired

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0
Composite quality — 0.3/100 · minimal
Contract Quality 0.0 / 21
Developer Ergonomics 0.0 / 17
Access Clarity 0.0 / 17
Operational Transparency 0.0 / 11
Contract Governance 0.0 / 10
Discoverability 4.3 / 9
Regulatory Posture 0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Well-Known Document 0 / 5
Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/digit: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Resources

Company 1

The organization behind the API

Website
Website

Source (apis.yml)

apis.yml Raw ↑ 
aid: digit
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - url: https://digit.co
    status: 301
    note: declared website redirects to https://oportun.com/savings/?utm_source=digit.co&utm_medium=website&utm_campaign=redirect&utm_content=%2F
      — a different registrable domain (digit.co -> oportun.com), possible rename or acquisition (probed 2026-09-03, roadmap#169)
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/digit.png
name: Digit
description: 'Digit was a consumer fintech company that built an automated personal-savings app: it analyzed a user''s checking-account
  activity and quietly moved small, safe amounts into an FDIC-insured savings account, later expanding into automated investing
  and retirement (Digit Invest, Digit Retirement). Founded in 2013 in San Francisco by Ethan Bloch and backed by GV (Google
  Ventures) among others, Digit was acquired by Oportun in late 2021 and folded into Oportun''s savings product. The standalone
  Digit brand is now retired: digit.co and hellodigit.com redirect to oportun.com/savings, and there is no public developer
  portal, documentation, or API. This profile is retained as a portfolio lead with no active developer surface.'
url: https://raw.githubusercontent.com/api-evangelist/digit/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- gv
x-tier: stub
x-tier-reason: portfolio-lead
x-status: acquired
x-acquired-by: oportun
x-brand-status: retired-redirects-to-oportun
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Consumer
- Fintech
- Personal Finance
- Savings
- Automated Savings
- Banking
- Acquired
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://digit.co
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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