Habitto

Habitto is a Tokyo-based fintech company building a mobile financial wellness app for the Japanese market under the banner お金の新習慣 ("new money habits"). The app pairs a high-yield savings account and a cashback debit card with access to human financial advisors who help users save, grow, and protect their money. Habitto is backed by the fintech-focused venture investors Anthemis and QED Investors. This API Evangelist profile has been enriched with company identity, website link properties, and a domain-security probe; Habitto is a consumer-facing product and publishes no public developer API, SDKs, or API documentation.

Habitto is profiled on the APIs.io network. Tagged areas include Company, Fintech, Banking, Savings Account, and Debit Card.

Habitto’s developer surface includes engineering blog, support, and 9 more developer resources.

🌐 Visit website 📡 Source on GitHub

15.0/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyFintechBankingSavings AccountDebit CardFinancial AdvisoryPersonal FinanceMobile BankingJapan

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 15.0/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 1.3 / 20

Commercial Clarity 4.2 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/habitto: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 6

The organization behind the API

Website

About

Blog

Newsroom

LinkedIn

Instagram

Instagram

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

aid: habitto
name: Habitto
description: Habitto is a Tokyo-based fintech company building a mobile financial wellness app for the Japanese market under
  the banner お金の新習慣 ("new money habits"). The app pairs a high-yield savings account and a cashback debit card with access
  to human financial advisors who help users save, grow, and protect their money. Habitto is backed by the fintech-focused
  venture investors Anthemis and QED Investors. This API Evangelist profile has been enriched with company identity, website
  link properties, and a domain-security probe; Habitto is a consumer-facing product and publishes no public developer API,
  SDKs, or API documentation.
url: https://raw.githubusercontent.com/api-evangelist/habitto/refs/heads/main/apis.yml
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://www.habitto.com/images/home/footer-logo.svg
x-type: company
x-source: vc-portfolio
x-backed-by:
- anthemis
- qed-investors
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Fintech
- Banking
- Savings Account
- Debit Card
- Financial Advisory
- Personal Finance
- Mobile Banking
- Japan
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.habitto.com/
- type: About
  url: https://www.habitto.com/about/
- type: Blog
  url: https://www.habitto.com/blogs/
- type: Newsroom
  url: https://www.habitto.com/newsroom/
- type: Support
  url: https://www.habitto.com/support/
- type: TermsOfService
  url: https://www.habitto.com/policies/
- type: PrivacyPolicy
  url: https://www.habitto.com/policies/
- type: DomainSecurity
  url: security/habitto-domain-security.yml
- type: LinkedIn
  url: https://jp.linkedin.com/company/habittojp
- type: X
  url: https://x.com/habitto_jp
- type: Instagram
  url: https://www.instagram.com/habitto_japan/
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence