BankBridge

BankBridge provides a hosted MCP (Machine-Readable Consumer Protocol) server that gives AI assistants like Claude, ChatGPT, and Cursor read‑only access to users’ bank accounts. For a fee of $5 per month per connected bank (or $50 per year), users can link their bank once and let AI agents query spending, cash‑flow, subscriptions, and rent information without exposing credentials. The service emphasizes privacy, regulatory compliance, and secure, read‑only connections, positioning itself as a bridge between financial data and generative AI tools.

BankBridge is listed with 1 API on the APIs.io network. Tagged areas include Company, Finance, AI, MCP, and Banking.

The BankBridge catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

BankBridge’s developer surface includes CLI, authentication, documentation, changelog, and 17 more developer resources.

🌐 Visit website📡 Profile data on GitHub
34.1/100 thin Agent 39/100 agent ready Full breakdown ↓
scored 2026-10-31 · rubric v0.25.0 · Show this score on your site →
1 API
CompanyFinanceAIMCPBanking

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-10-31 · rubric v0.25.0
Composite quality — 34.1/100 · thin
Contract Quality 4.3 / 21
Developer Ergonomics 4.9 / 17
Access Clarity 9.4 / 17
Operational Transparency 2.9 / 11
Contract Governance 2.2 / 10
Discoverability 5.0 / 9
Regulatory Posture 3.5 / 15
Agent readiness — 39/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 6 / 6
Protected Resource Metadata 5 / 5
Registration Without a Human 6 / 6
Agentic Commerce Well-Known Document 0 / 5
Pagination 5 / 5
Distinct Operations 3 / 3
Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Show this score on your site. Kin Score badge preview for BankBridge It updates itself when the score changes. Paste this where you link to your API docs: 
<a href="https://apis.io/providers/bankbridge-money/"><img src="https://apis.io/badge/bankbridge-money/card.svg" alt="BankBridge on APIs.io — Kin Score by API Evangelist"></a>
Other styles, a README pill and a shields.io endpoint are on the badge page.
Raise your score.
Agent readiness — checks not met, largest first (exact, from this profile):
  • Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
  • Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
  • A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
  • Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
  • Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
  • Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
6 more unmet checks in the Agent Readiness table above.
Kin Score — facets with the most composite points still available (weight × headroom):
Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/bankbridge-money/apis.yml: open an issue on github.com/api-evangelist/bankbridge-money to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

BankBridge API

BankBridge API as documented publicly: 3 operations. Contract generated from the documentation by API Evangelist (2026-10-29); not the provider's own document.

Pricing Plans 1

Published pricing tiers and plan structures.

Bankbridge Money Plans Pricing

2 plans

PLANS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Bankbridge Money Context

2 classes · 6 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

BankBridge API Rules

12 rules · 10 errors 1 warnings 1 info

SPECTRAL

JSON Schema 2

Standalone JSON Schema definitions for this provider's data models.

PostApiMcpRequest

3 properties

JSON SCHEMA

PostV1ResponsesRequest

8 properties

JSON SCHEMA

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Bankbridge Money Authentication

2 schemes

SECURITY

Bankbridge Money Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Bankbridge Money Vulnerability Disclosure

no policy recorded

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

Login
Login

Documentation 1

Reference material describing how the API behaves

Documentation
Documentation

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt
 WellKnown
WellKnown

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Spectral
Spectral
 JSONLD
JSONLD
 Vocabulary
Vocabulary
 DataModel
DataModel
 Conformance
Conformance

Build 1

SDKs, sample code, and the tooling you integrate with

CLI
CLI

Access & Security 4

Authentication, authorization, and security posture

Authentication
Authentication
 Security
Security
 VulnerabilityDisclosure
VulnerabilityDisclosure
 DomainSecurity
DomainSecurity

Operate 1

Status, limits, changes, and where to get help

ChangeLog
ChangeLog

Commercial 3

Pricing, plans, and the legal terms of use

Plans
Plans
 TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Newsroom
Newsroom
 Website
Website

Other 1

Properties that don't map to a standard resource type

Hosts
Hosts

Source (apis.yml)

apis.yml Raw ↑ 
aid: bankbridge-money
name: BankBridge
image: https://bankbridge.money/og-image.png
description: BankBridge provides a hosted MCP (Machine-Readable Consumer Protocol) server that gives AI assistants like Claude,
  ChatGPT, and Cursor read‑only access to users’ bank accounts. For a fee of $5 per month per connected bank (or $50 per year),
  users can link their bank once and let AI agents query spending, cash‑flow, subscriptions, and rent information without
  exposing credentials. The service emphasizes privacy, regulatory compliance, and secure, read‑only connections, positioning
  itself as a bridge between financial data and generative AI tools.
url: https://artifacts.apis.io/bankbridge-money/apis.yml
x-type: company
x-source: harvest:new-submission
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-29 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-29'
modified: '2026-10-29'
tags:
- Company
- Finance
- AI
- MCP
- Banking
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Plans
  url: plans/bankbridge-money-plans-pricing.yml
- type: Spectral
  url: rules/bankbridge-money-rules.yml
- type: JSONLD
  url: json-ld/bankbridge-money-context.jsonld
- type: Vocabulary
  url: vocabulary/bankbridge-money-vocabulary.yml
- type: DataModel
  url: data-model/bankbridge-money-data-model.yml
- type: CLI
  url: cli/bankbridge-money-cli.yml
- type: Authentication
  url: authentication/bankbridge-money-authentication.yml
- type: Conformance
  url: conformance/bankbridge-money-conformance.yml
- type: LLMsTxt
  url: llms/bankbridge-money-llms.txt
- type: WellKnown
  url: well-known/bankbridge-money-well-known.yml
- type: Hosts
  url: hosts/bankbridge-money-hosts.yml
- type: TermsOfService
  url: https://bankbridge.money/terms
- type: Security
  url: https://bankbridge.money/security
- type: PrivacyPolicy
  url: https://bankbridge.money/privacy
- type: Newsroom
  url: https://bankbridge.money/press
- type: Login
  url: https://bankbridge.money/login
- type: Documentation
  url: https://bankbridge.money/docs
- type: ChangeLog
  url: https://bankbridge.money/changelog
- type: VulnerabilityDisclosure
  url: security/bankbridge-money-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/bankbridge-money-domain-security.yml
- type: Website
  url: https://bankbridge.money
apis:
- aid: bankbridge-money:bankbridge-money-api
  name: BankBridge API
  description: 'BankBridge API as documented publicly: 3 operations. Contract generated from the documentation by API Evangelist
    (2026-10-29); not the provider''s own document.'
  humanURL: https://bankbridge.money/docs/api
  properties:
  - type: OpenAPI
    url: openapi/_ae-authored/bankbridge-money-openapi-generated.yml
    x-provenance: generated
  - type: JSONSchema
    url: json-schema/bankbridge-money-post-v1-responses-request-schema.json
  - type: JSONSchema
    url: json-schema/bankbridge-money-post-api-mcp-request-schema.json
x-submission-notes: llms.txt; hosted MCP over user bank data via regulated linking
x-coverage:
  state: unreadable
  reason: no-machine-readable-spec
  detail: The provider's documentation pages are public markdown but no OpenAPI, AsyncAPI, GraphQL, or other machine‑readable
    contract is published.
  evidence:
  - url: https://bankbridge.money/docs
    status: 200
  checked: '2026-10-29'
x-enrichment:
  date: '2026-10-29'
  status: enriched
  artifacts_added: 25
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

BankBridge API — frequently asked questions

Does BankBridge have an API?

Yes. APIs.io lists 1 API from BankBridge, including BankBridge API.

Is there an OpenAPI specification for the BankBridge API?

Yes. APIs.io indexes 1 OpenAPI specification for BankBridge, each linked for download from this page.

How do I authenticate with the BankBridge API?

BankBridge documents its authentication (2 schemes). The details are profiled on APIs.io as Bankbridge Money Authentication.

How much does the BankBridge API cost?

APIs.io lists 2 pricing plans for BankBridge, with each plan's price, limits and inclusions under Pricing Plans on this page.

Is the BankBridge API ready for AI agents?

BankBridge has a Kin Score of 34.1 out of 100 (thin) and an Agent Readiness score of 39.0 (agent-ready), scored by API Evangelist on 2026-10-31.

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

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