Covalto

Covalto (formerly Credijusto) is a Mexican digital bank for small and medium-sized businesses, headquartered in Mexico City. It offers business and personal checking accounts, fixed-rate investment products, quick working-capital credit (Agil Covalto), factoring, leasing (arrendamiento), and fiduciary trust services (fideicomisos). Covalto acquired a regulated Mexican banking license, making it one of the first fintechs in Mexico to become a fully licensed bank. Its digital surface spans online banking, digital account opening, and a credit application flow. Covalto is backed by QED Investors. As of the latest review it publishes no public API developer portal; its developer documentation at docs.covalto.com is gated behind Google Identity-Aware Proxy for internal use.

Covalto is profiled on the APIs.io network. Tagged areas include Company, Banking, Mexico, Fintech, and SME Lending.

Covalto’s developer surface includes engineering blog, support, signup flow, and 6 more developer resources.

🌐 Visit website 📡 Source on GitHub

11.3/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0

0 APIs

CompanyBankingMexicoFintechSME LendingDigital BankFactoringLeasingBusiness AccountsInvestments

Kin Score

Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0

Composite quality — 11.3/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 1.2 / 17

Access Clarity 5.8 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 2.7 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/covalto: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 2

Portal, sign-up, and the first successful call

Login

SignUp

SignUp

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: covalto
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/covalto.png
name: Covalto
description: Covalto (formerly Credijusto) is a Mexican digital bank for small and medium-sized businesses, headquartered
  in Mexico City. It offers business and personal checking accounts, fixed-rate investment products, quick working-capital
  credit (Agil Covalto), factoring, leasing (arrendamiento), and fiduciary trust services (fideicomisos). Covalto acquired
  a regulated Mexican banking license, making it one of the first fintechs in Mexico to become a fully licensed bank. Its
  digital surface spans online banking, digital account opening, and a credit application flow. Covalto is backed by QED Investors.
  As of the latest review it publishes no public API developer portal; its developer documentation at docs.covalto.com is
  gated behind Google Identity-Aware Proxy for internal use.
url: https://raw.githubusercontent.com/api-evangelist/covalto/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- qed-investors
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Banking
- Mexico
- Fintech
- SME Lending
- Digital Bank
- Factoring
- Leasing
- Business Accounts
- Investments
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://covalto.com/
- type: Blog
  url: https://covalto.com/recursos/blog
- type: Support
  url: https://covalto.com/centro-de-ayuda
- type: PrivacyPolicy
  url: https://covalto.com/privacidad
- type: TermsOfService
  url: https://cdn.prod.website-files.com/6943e39b4d24698bfcffdd87/69aa9027022514e9b97de74e_Covalto%20Te%CC%81rminos%20y%20Condiciones%20Banca%20por%20Internet.pdf
- type: Login
  url: https://bancaenlinea.covalto.com/feb/authentication/start.action
- type: SignUp
  url: https://obcuentas.covalto.com/
- type: DomainSecurity
  url: security/covalto-domain-security.yml
- type: WellKnown
  url: well-known/covalto-well-known.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence