Peach Payments

Peach Payments is a pan-African payment orchestration gateway founded in 2012 in Cape Town, South Africa, operating across South Africa, Kenya, and Mauritius. Its PCI DSS Level 1 platform exposes REST APIs for Checkout (Hosted, Embedded, Embedded Express), server-to-server Payments, Payment Links, Payouts, and Reconciliation, supporting cards plus local methods like PayShap, Capitec Pay, 1Voucher, Mobicred, M-PESA, and MauCAS in ZAR, KES, and MUR.

Peach Payments publishes 6 APIs on the APIs.io network, including Authentication API, Checkout API, Payment Links API, and 3 more. Tagged areas include Payments, Fintech, Africa, Payment Gateway, and Checkout.

The Peach Payments catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Peach Payments’ developer surface includes authentication, sandbox, changelog, documentation, API reference, getting-started guide, support, and 33 more developer resources.

🌐 Visit website 📡 Source on GitHub

71.1/100 exemplar ▬ flat Agent 66/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5

AccessPaidSelf serve

6 APIs

PaymentsFintechAfricaPayment GatewayCheckoutPayouts

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 71.1/100 · exemplar

Contract Quality 17.5 / 25

Developer Ergonomics 15.2 / 20

Commercial Clarity 17.9 / 20

Operational Transparency 9.2 / 13

Governance 0.0 / 12

Discoverability 10.0 / 10

Agent readiness — 66/100 · agent native

Machine-Readable Contract 18 / 18

Agentic Access Contract 15 / 15

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/peachpayments: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 6

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Peachpayments Rate Limits

2 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

AGENTIC

Resources

Get Started 5

Portal, sign-up, and the first successful call

Sandbox

DeveloperPortal

GettingStarted

SignUp

Login

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

LLMsTxt

LLMsTxt

AgentSkill

AgentSkill

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Conformance

ErrorCatalog

Lifecycle

Conventions

Components

DataModel

Webhooks

Scroll for all 7

Build 4

SDKs, sample code, and the tooling you integrate with

Packages

SDKs

DeclineCodes

Postman

Access & Security 6

Authentication, authorization, and security posture

TrustCenter

TrustCenter

Compliance

Compliance

VulnerabilityDisclosure

VulnerabilityDisclosure

Security

Security

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 4

Status, limits, changes, and where to get help

StatusPage

ChangeLog

Support

RateLimits

Commercial 5

Pricing, plans, and the legal terms of use

Pricing

TermsOfService

PrivacyPolicy

Plans

FinOps

Company 3

The organization behind the API

LinkedIn

Website

Website

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Overlay

Overlay

Source (apis.yml)

aid: peachpayments
url: https://raw.githubusercontent.com/api-evangelist/peachpayments/refs/heads/main/apis.yml
name: Peach Payments
kind: company
description: Peach Payments is a pan-African payment orchestration gateway founded in 2012 in Cape Town, South Africa, operating
  across South Africa, Kenya, and Mauritius. Its PCI DSS Level 1 platform exposes REST APIs for Checkout (Hosted, Embedded,
  Embedded Express), server-to-server Payments, Payment Links, Payouts, and Reconciliation, supporting cards plus local methods
  like PayShap, Capitec Pay, 1Voucher, Mobicred, M-PESA, and MauCAS in ZAR, KES, and MUR.
accessModel:
  pricing: paid
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Paid · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/peachpayments.png
tags:
- Payments
- Fintech
- Africa
- Payment Gateway
- Checkout
- Payouts
created: '2026-07-17'
modified: '2026-07-17'
specificationVersion: '0.19'
apis:
- aid: peachpayments:peachpayments-authentication-api
  name: Peach Payments Authentication API
  description: OAuth 2.0 token generation for Checkout, Payouts, and Reconciliation.
  humanURL: https://developer.peachpayments.com/docs/checkout-embedded-authentication
  baseURL: https://dashboard.peachpayments.com
  tags:
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/peachpayments-authentication-api-openapi.yml
  - type: Documentation
    url: https://developer.peachpayments.com/docs/checkout-embedded-authentication
  - type: Documentation
    url: https://developer.peachpayments.com/docs/checkout-overview
  - type: APIReference
    url: https://developer.peachpayments.com/reference/payment
  - type: PostmanCollection
    url: collections/peachpayments.postman_collection.json
  - type: Documentation
    url: https://developer.peachpayments.com/docs/payments-api-flows
  - type: Documentation
    url: https://developer.peachpayments.com/docs/payment-links-overview
  - type: Documentation
    url: https://developer.peachpayments.com/docs/payouts-api-1
  - type: Documentation
    url: https://developer.peachpayments.com/docs/bus-ops-recon-api
- aid: peachpayments:peachpayments-checkout-api
  name: Peach Payments Checkout API
  description: Hosted, Embedded, and Embedded Express checkout sessions.
  humanURL: https://developer.peachpayments.com/docs/checkout-embedded-authentication
  baseURL: https://dashboard.peachpayments.com
  tags:
  - Checkout
  properties:
  - type: OpenAPI
    url: openapi/peachpayments-checkout-api-openapi.yml
  - type: Documentation
    url: https://developer.peachpayments.com/docs/checkout-embedded-authentication
  - type: Documentation
    url: https://developer.peachpayments.com/docs/checkout-overview
  - type: APIReference
    url: https://developer.peachpayments.com/reference/payment
  - type: PostmanCollection
    url: collections/peachpayments.postman_collection.json
  - type: Documentation
    url: https://developer.peachpayments.com/docs/payments-api-flows
  - type: Documentation
    url: https://developer.peachpayments.com/docs/payment-links-overview
  - type: Documentation
    url: https://developer.peachpayments.com/docs/payouts-api-1
  - type: Documentation
    url: https://developer.peachpayments.com/docs/bus-ops-recon-api
- aid: peachpayments:peachpayments-payment-links-api
  name: Peach Payments Payment Links API
  description: Shareable, single-use and bulk payment links.
  humanURL: https://developer.peachpayments.com/docs/checkout-embedded-authentication
  baseURL: https://dashboard.peachpayments.com
  tags:
  - Payment Links
  properties:
  - type: OpenAPI
    url: openapi/peachpayments-payment-links-api-openapi.yml
  - type: Documentation
    url: https://developer.peachpayments.com/docs/checkout-embedded-authentication
  - type: Documentation
    url: https://developer.peachpayments.com/docs/checkout-overview
  - type: APIReference
    url: https://developer.peachpayments.com/reference/payment
  - type: PostmanCollection
    url: collections/peachpayments.postman_collection.json
  - type: Documentation
    url: https://developer.peachpayments.com/docs/payments-api-flows
  - type: Documentation
    url: https://developer.peachpayments.com/docs/payment-links-overview
  - type: Documentation
    url: https://developer.peachpayments.com/docs/payouts-api-1
  - type: Documentation
    url: https://developer.peachpayments.com/docs/bus-ops-recon-api
- aid: peachpayments:peachpayments-payments-api
  name: Peach Payments Payments API
  description: Server-to-server debit and refund transactions.
  humanURL: https://developer.peachpayments.com/docs/checkout-embedded-authentication
  baseURL: https://dashboard.peachpayments.com
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/peachpayments-payments-api-openapi.yml
  - type: Documentation
    url: https://developer.peachpayments.com/docs/checkout-embedded-authentication
  - type: Documentation
    url: https://developer.peachpayments.com/docs/checkout-overview
  - type: APIReference
    url: https://developer.peachpayments.com/reference/payment
  - type: PostmanCollection
    url: collections/peachpayments.postman_collection.json
  - type: Documentation
    url: https://developer.peachpayments.com/docs/payments-api-flows
  - type: Documentation
    url: https://developer.peachpayments.com/docs/payment-links-overview
  - type: Documentation
    url: https://developer.peachpayments.com/docs/payouts-api-1
  - type: Documentation
    url: https://developer.peachpayments.com/docs/bus-ops-recon-api
- aid: peachpayments:peachpayments-payouts-api
  name: Peach Payments Payouts API
  description: Merchant-initiated payouts and bank account verification.
  humanURL: https://developer.peachpayments.com/docs/checkout-embedded-authentication
  baseURL: https://dashboard.peachpayments.com
  tags:
  - Payouts
  properties:
  - type: OpenAPI
    url: openapi/peachpayments-payouts-api-openapi.yml
  - type: Documentation
    url: https://developer.peachpayments.com/docs/checkout-embedded-authentication
  - type: Documentation
    url: https://developer.peachpayments.com/docs/checkout-overview
  - type: APIReference
    url: https://developer.peachpayments.com/reference/payment
  - type: PostmanCollection
    url: collections/peachpayments.postman_collection.json
  - type: Documentation
    url: https://developer.peachpayments.com/docs/payments-api-flows
  - type: Documentation
    url: https://developer.peachpayments.com/docs/payment-links-overview
  - type: Documentation
    url: https://developer.peachpayments.com/docs/payouts-api-1
  - type: Documentation
    url: https://developer.peachpayments.com/docs/bus-ops-recon-api
- aid: peachpayments:peachpayments-reconciliation-api
  name: Peach Payments Reconciliation API
  description: Settlement and transaction reconciliation reporting.
  humanURL: https://developer.peachpayments.com/docs/checkout-embedded-authentication
  baseURL: https://dashboard.peachpayments.com
  tags:
  - Reconciliation
  properties:
  - type: OpenAPI
    url: openapi/peachpayments-reconciliation-api-openapi.yml
  - type: Documentation
    url: https://developer.peachpayments.com/docs/checkout-embedded-authentication
  - type: Documentation
    url: https://developer.peachpayments.com/docs/checkout-overview
  - type: APIReference
    url: https://developer.peachpayments.com/reference/payment
  - type: PostmanCollection
    url: collections/peachpayments.postman_collection.json
  - type: Documentation
    url: https://developer.peachpayments.com/docs/payments-api-flows
  - type: Documentation
    url: https://developer.peachpayments.com/docs/payment-links-overview
  - type: Documentation
    url: https://developer.peachpayments.com/docs/payouts-api-1
  - type: Documentation
    url: https://developer.peachpayments.com/docs/bus-ops-recon-api
common:
- type: AgenticAccess
  url: agentic-access/peachpayments-agentic-access.yml
- type: TrustCenter
  url: security/peachpayments-trust-center.yml
- type: Compliance
  url: security/peachpayments-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/peachpayments-vulnerability-disclosure.yml
- type: Security
  url: security/peachpayments-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/peachpayments-domain-security.yml
- type: Authentication
  url: authentication/peachpayments-authentication.yml
- type: Packages
  url: packages/peachpayments-packages.yml
- type: SDKs
  url: packages/peachpayments-packages.yml
- type: LLMsTxt
  url: llms/peachpayments-llms.txt
- type: Overlay
  url: overlays/peachpayments-openapi-overlay.yaml
- type: Conformance
  url: conformance/peachpayments-conformance.yml
- type: ErrorCatalog
  url: errors/peachpayments-problem-types.yml
- type: DeclineCodes
  url: errors/peachpayments-decline-codes.yml
- type: Lifecycle
  url: lifecycle/peachpayments-lifecycle.yml
- type: StatusPage
  url: https://status.peachpayments.com
- type: Sandbox
  url: sandbox/peachpayments-sandbox.yml
- type: Conventions
  url: conventions/peachpayments-conventions.yml
- type: ChangeLog
  url: changelog/peachpayments-changelog.yml
- type: Components
  url: components/peachpayments-components.yml
- type: DataModel
  url: data-model/peachpayments-data-model.yml
- type: Webhooks
  url: asyncapi/peachpayments-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/peach-payments
- type: Website
  url: https://www.peachpayments.com/
- type: DeveloperPortal
  url: https://developer.peachpayments.com/
- type: Documentation
  url: https://developer.peachpayments.com/
- type: APIReference
  url: https://developer.peachpayments.com/reference
- type: GettingStarted
  url: https://developer.peachpayments.com/docs/product-portfolio-overview
- type: Support
  url: https://www.peachpayments.com/contact
- type: Blog
  url: https://www.peachpayments.com/scale
- type: Pricing
  url: https://www.peachpayments.com/fees
- type: SignUp
  url: https://www.peachpayments.com/get-started
- type: Login
  url: https://dashboard.peachpayments.com
- type: TermsOfService
  url: https://www.peachpayments.com/legal
- type: PrivacyPolicy
  url: https://www.peachpayments.com/legal
- type: Postman
  url: https://www.postman.com/peachpayments/peach-payments-public-workspace
- type: Plans
  url: plans/peachpayments-plans-pricing.yml
- type: RateLimits
  url: rate-limits/peachpayments-rate-limits.yml
- type: FinOps
  url: finops/peachpayments-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Peach Payments

Kin Score

APIs 6

Peach Payments Authentication API

Peach Payments Checkout API

Peach Payments Payment Links API

Peach Payments Payments API

Peach Payments Payouts API

Peach Payments Reconciliation API

Pricing Plans 1

Peachpayments Plans Pricing

Rate Limits 1

Peachpayments Rate Limits

FinOps 1

Peachpayments Finops

Event Specifications 1

Peachpayments Webhooks

Security Posture 4

Peachpayments Authentication

Peachpayments Domain Security

Peachpayments Vulnerability Disclosure

Peachpayments Trust Center

Agentic Access 1

Peachpayments Agentic Access