Peach Payments · FinOps Profile

Peachpayments Finops

FinOps view of Peach Payments merchant spend. Costs are transaction-based: a percentage-plus-fixed fee per successful card transaction, currency conversion surcharges on international cards, per-event dispute/chargeback fees, and (for Enterprise) a fixed monthly platform fee against negotiated volume rates. Local payment methods (PayShap, Capitec Pay, 1Voucher, Mobicred, M-PESA) may carry method-specific rates. Billing currency is ZAR (also KES, MUR by market).

Peachpayments Finops is the FinOps profile for Peach Payments on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 5 billable meters, billed in ZAR, on a monthly cycle, and pricing category usage-based.

The profile maps 8 FOCUS columns for cost-allocation reporting.

Tagged areas include Payments, Fintech, Africa, FinOps, and Cost Management.

Category: Payments and Financial Services Pricing: Usage-Based Billing: Monthly FOCUS v1.3
PaymentsFintechAfricaFinOpsCost ManagementFOCUS

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

UsagePurchaseAdjustment

FOCUS Columns

BillingCurrency
ZAR
ChargeCategory
Usage
InvoiceIssuerName
Peach Payments
PricingCategory
Usage-Based
ProviderName
Peach Payments
PublisherName
Peach Payments
ServiceCategory
Payments and Financial Services
ServiceName
Peach Payments Gateway

Meters

card_transactions
Unit: transactions
Successful card transactions billed at percentage + fixed fee.
currency_conversion
Unit: transactions
Currency-conversion surcharge on international card transactions.
disputes
Unit: events
Dispute / chargeback events billed per event.
payouts
Unit: transactions
Merchant-initiated payouts / disbursements.
platform_fee
Unit: subscription
Fixed monthly Enterprise platform fee.

Sources