Stedi
Stedi is the only API-first programmable healthcare clearinghouse, enabling health tech companies to submit claims, verify eligibility, and process electronic remittance advice (ERA) through a modern JSON API. The platform supports real-time X12 EDI transaction processing including eligibility checks (270/271), professional and institutional claim submissions (837), claim status inquiries (276/277), and electronic remittance advice (835). Stedi provides both SFTP and REST API access, webhooks for event-driven workflows, a sandbox test environment, and an MCP server for AI-assisted integration. Public OpenAPI specifications are available for all core APIs via the Stedi GitHub organization, and pricing is purely metered with no monthly minimums or setup fees.
Stedi publishes 24 API contracts indexed on the APIs.io network, including Claim acknowledgments API, Claim Attachments API, Claim submission API, and 21 more. Tagged areas include EDI, Electronic Data Interchange, Healthcare, Clearinghouse, and X12.
The Stedi catalog on APIs.io includes 1 event-driven AsyncAPI specification, 1 JSON-LD context, and 1 Spectral governance ruleset.
Stedi’s developer surface includes authentication, documentation, engineering blog, pricing, sandbox, changelog, API reference, and 45 more developer resources.
What this lets a business do 3
Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →
What people ask Stedi 24
The questions people put to an LLM, and the jobs they hand an agent, that Stedi's APIs answer — each one linked to the operation that does it. Generated by API Evangelist
Showing 12 of 24 APIs with phrasing — see every API.
Kin Score
Markets this provider is in provisional
The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.
| Market | Position | Depth | Registered MCP server | Declares compatibility |
|---|---|---|---|---|
| Payer Interoperability (CAQH CORE, X12, Da Vinci, WEDI) | standard | 26.8 (thin) | - | - |
Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.
Standards implemented 4
Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.
APIs 24
Individual APIs this provider publishes, each with its own machine-readable definition.
Stedi Claim acknowledgments API
The Claim acknowledgments API from Stedi — 1 operation(s) for claim acknowledgments.
Stedi Claim Attachments API
The Claim Attachments API from Stedi — 2 operation(s) for claim attachments.
Stedi Claim submission API
The Claim submission API from Stedi — 8 operation(s) for claim submission.
Stedi Coordination of benefits API
The Coordination of benefits API from Stedi — 1 operation(s) for coordination of benefits.
Stedi Documents API
The Documents API from Stedi — 2 operation(s) for documents.
Stedi Enrollments API
The Enrollments API from Stedi — 4 operation(s) for enrollments.
Stedi Events API
The Events API from Stedi — 3 operation(s) for events.
Stedi Executions API
The Executions API from Stedi — 11 operation(s) for executions.
Stedi Fragments API
The Fragments API from Stedi — 1 operation(s) for fragments.
Stedi Insurance discovery API
The Insurance discovery API from Stedi — 2 operation(s) for insurance discovery.
Stedi Partnerships API
The Partnerships API from Stedi — 3 operation(s) for partnerships.
Stedi Payers API
The Payers API from Stedi — 4 operation(s) for payers.
Stedi Polling API
The Polling API from Stedi — 2 operation(s) for polling.
Stedi Providers API
The Providers API from Stedi — 2 operation(s) for providers.
Stedi Real-time claim status API
The Real-time claim status API from Stedi — 2 operation(s) for real-time claim status.
Stedi Real-time eligibility check API
The Real-time eligibility check API from Stedi — 2 operation(s) for real-time eligibility check.
Stedi Remittances API
The Remittances API from Stedi — 2 operation(s) for remittances.
Stedi Tasks API
The Tasks API from Stedi — 1 operation(s) for tasks.
Stedi Transactions API
The Transactions API from Stedi — 11 operation(s) for transactions.
Stedi X12 API
The X12 API from Stedi — 1 operation(s) for x12.
Stedi Batch Eligibility Check API
The Batch Eligibility Check API from Stedi — 4 operation(s) for submitting and polling asynchronous batches of X12 270 eligibility checks.
Stedi Eligibility PDF API
The Eligibility PDF API from Stedi — 1 operation(s) for retrieving a rendered PDF of an X12 271 eligibility response.
Stedi Destinations API
The Destinations API from Stedi — 4 operation(s) for destinations.
Stedi Eligibility Check API
The Eligibility Check API from Stedi — 1 operation(s) for eligibility check.
Scroll for all 24
Open Collections 21
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
Stedi Healthcare Claims Claim acknowledgments API
OPEN COLLECTIONStedi Healthcare Claims Claim acknowledgments Documents API
OPEN COLLECTIONStedi Healthcare Claims Claim acknowledgments Events API
OPEN COLLECTIONStedi Healthcare Claims Claim acknowledgments Executions API
OPEN COLLECTIONStedi Healthcare Claims Claim acknowledgments Fragments API
OPEN COLLECTIONStedi Healthcare Claims Claim acknowledgments Payer API
OPEN COLLECTIONStedi Healthcare Claims Claim acknowledgments Payers API
OPEN COLLECTIONStedi Healthcare Claims Claim acknowledgments Polling API
OPEN COLLECTIONStedi Healthcare Claims Claim acknowledgments Providers API
OPEN COLLECTIONStedi Healthcare Claims Claim acknowledgments Tasks API
OPEN COLLECTIONStedi Healthcare Claims Claim acknowledgments X12 API
OPEN COLLECTIONScroll for all 21
Arazzo Workflows 5
Multi-step API workflows described with the Arazzo specification.
Stedi X12 276/277 Claim Status Inquiry
Resolve a claim-status-capable payer, run an X12 276 inquiry, and convert the X12 277 status report.
ARAZZOStedi X12 270/271 Eligibility and Benefits Check
Locate the right payer in the Stedi network, then run an X12 270 eligibility inquiry and read the 271 benefits response.
ARAZZOStedi Insurance Discovery
Start an insurance discovery check for a patient, then poll until the X12 270/271 coverage search completes and read the discovered coverage.
ARAZZOStedi X12 837 Professional Claim Lifecycle
Submit an X12 837 professional claim, check its 277 status, and retrieve the converted X12 835 remittance.
ARAZZOStedi Provider Enrollment for X12 835 ERA/EFT
Create a provider, open an enrollment, upload the signed agreement, and read the enrollment status for X12 835 ERA/EFT transactions.
ARAZZOMCP Servers 1
Model Context Protocol servers that expose these APIs to AI agents.
Stedi MCP Server
Remote MCP server at mcp.us.stedi.com over HTTP requiring an API key; 2 tools listed.
MCP SERVERAgent Skills 6
Packaged agent skills for driving this provider's APIs from an AI assistant.
Check the status of a submitted claim
AGENT SKILLCheck patient eligibility and benefits
AGENT SKILLDiscover a patient's insurance coverage
AGENT SKILLEnroll a provider for ERA/EFT
AGENT SKILLReceive and verify Stedi events
AGENT SKILLStedi API pricing
Prices published by Stedi, read 2026-10-28 from www.stedi.com/pricing. A free plan or tier is listed.
| Plan | Price |
|---|---|
| Sandbox | Free Includes: Mock eligibility checks, Stedi portal access, test API keys, unlimited users |
| Pay as you go | No monthly minimum Includes: Stedi portal access; production API, SFTP, webhooks, MCP server; unlimited providers and transaction |
| Custom | Contact us Includes: Publish Stedi apps, SSO + SCIM, consolidated billing, dedicated TAM |
| Eligibility checks tier 1 (1–250/mo) | $0.30 |
| Eligibility checks tier 2 (251–3,500) | $0.15 |
| Eligibility checks tier 3 (3,501–10,000) | $0.10 |
| Eligibility checks tier 4 (10,001+) | $0.08 |
| Insurance discovery tier 1 (1–100) | $1.50 |
All 26 plans, limits and sources →
Rate limits
- : 100 requests per second
- : 100 requests per second
- : 50 concurrent requests
Billed by: discovery check · FinOps profile →
Pricing Plans 2
Published pricing tiers and plan structures.
Stedi Plans Pricing
PLANSRate Limits 1
Documented rate limits and quota policies.
Stedi Rate Limits
RATE LIMITSService Levels 1
Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.
Stedi
SLAFinOps 1
Cost, billing, and metering signals for API financial operations.
Stedi Finops
FINOPSEvent Specifications 1
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Stedi Event Destinations (webhooks)
Stedi publishes NO AsyncAPI document of its own. This document was assembled by API Evangelist from Stedi's own published sources: the V1EventPayload schema in Stedi's OpenAPI f...
ASYNCAPISemantic Vocabularies 1
JSON-LD contexts and semantic vocabularies used across these APIs.
Stedi Context
JSON-LDSpectral Rules 1
Spectral governance rulesets for linting and validating these APIs.
Stedi — jsonschema rules
SPECTRALOpenAPI Overlays 48
Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.
Stedi Claim Attachments Overlay
DERIVEDStedi Claim Submission Overlay
DERIVEDStedi Destinations Api Phrasing Overlay
GENERATEDStedi Documents Api Phrasing Overlay
GENERATEDStedi Documents Overlay
DERIVEDStedi Eligibility Pdf Overlay
DERIVEDStedi Enrollments Api Phrasing Overlay
GENERATEDStedi Enrollments Overlay
DERIVEDStedi Event Destinations Overlay
DERIVEDStedi Events Api Phrasing Overlay
GENERATEDStedi Events Overlay
DERIVEDStedi Executions Api Phrasing Overlay
GENERATEDStedi Executions Overlay
DERIVEDStedi Fragments Api Phrasing Overlay
GENERATEDStedi Fragments Overlay
DERIVEDStedi Partnerships Api Phrasing Overlay
GENERATEDStedi Partnerships Overlay
DERIVEDStedi Payer Overlay
DERIVEDStedi Payers Api Phrasing Overlay
GENERATEDStedi Payers Overlay
DERIVEDStedi Polling Api Phrasing Overlay
GENERATEDStedi Polling Overlay
DERIVEDStedi Providers Api Phrasing Overlay
GENERATEDStedi Providers Overlay
DERIVEDStedi Remittances Api Phrasing Overlay
GENERATEDStedi Remittances Overlay
DERIVEDStedi Tasks Api Phrasing Overlay
GENERATEDStedi Tasks Overlay
DERIVEDStedi Transactions Api Phrasing Overlay
GENERATEDStedi Transactions Overlay
DERIVEDStedi X12 Api Phrasing Overlay
GENERATEDStedi X12 Overlay
DERIVEDScroll for all 48
JSON Schema 6
Standalone JSON Schema definitions for this provider's data models.
Stedi Claims Schemas
JSON SCHEMAStedi Core Schemas
JSON SCHEMAStedi Enrollment Schemas
JSON SCHEMAStedi Event-Destinations Schemas
JSON SCHEMAStedi Healthcare Schemas
JSON SCHEMAStedi Payers Schemas
JSON SCHEMAExamples 6
Example request and response payloads for these APIs.
Stedi Claims Examples
EXAMPLEStedi Core Examples
EXAMPLEStedi Enrollment Examples
EXAMPLEStedi Healthcare Examples
EXAMPLEStedi Payers Examples
EXAMPLESecurity Posture 4
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Get Started 5
Portal, sign-up, and the first successful call
Documentation 3
Reference material describing how the API behaves
Agent Surfaces 5
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 10
Pagination, idempotency, versioning, errors, and events
Scroll for all 10
Build 4
SDKs, sample code, and the tooling you integrate with
Access & Security 8
Authentication, authorization, and security posture
Scroll for all 8
Operate 6
Status, limits, changes, and where to get help
Commercial 5
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
Other 4
Properties that don't map to a standard resource type
Source (apis.yml)
Stedi API — frequently asked questions
Does Stedi have an API?
Yes. APIs.io lists 24 APIs from Stedi, including Stedi Claim acknowledgments API, Stedi Claim Attachments API and Stedi Claim submission API, and 21 more.
Is there an OpenAPI specification for the Stedi API?
Yes. APIs.io indexes 24 OpenAPI specifications for Stedi, each linked for download from this page.
How do I authenticate with the Stedi API?
Stedi documents its authentication (apiKey · 1 scheme). The details are profiled on APIs.io as Stedi Authentication.
How much does the Stedi API cost?
Stedi publishes its prices; its Pay as you go plan is No monthly minimum as of 2026-10-28. APIs.io lists 26 pricing plans for Stedi, with each plan's price, limits and inclusions under Pricing on this page.
Does Stedi have an MCP server?
Yes. APIs.io lists 1 MCP server for Stedi: Remote MCP server at mcp.us.stedi.com over HTTP requiring an API key; 2 tools listed.
Is the Stedi API ready for AI agents?
Stedi has a Kin Score of 79.4 out of 100 (exemplar) and an Agent Readiness score of 61.7 (agent-native), scored by API Evangelist on 2026-11-06.
Work with this as data
Every provider here is available over the APIs.io API and to AI agents over MCP.