Canopy Connect website screenshot

Canopy Connect

Canopy Connect is an insurance infrastructure platform that lets consumers and businesses quickly and securely share property and casualty insurance information through integrations with 400+ carriers covering 95%+ of the U.S. auto and homeowners markets. The API returns structured policy, driver, vehicle, claims, and property data in seconds, replacing manual verification workflows used across mortgage lending, auto finance, insurance carriers, and embedded insurance products.

Canopy Connect publishes 1 API on the APIs.io network. Tagged areas include Auto Insurance, Casualty, Financial Services, Homeowners Insurance, and Insurance.

Canopy Connect’s developer surface includes documentation, developer portal, engineering blog, and 10 more developer resources.

28.4/100 thin ▬ flat Agent 3/100 human only Full breakdown ↓
scored 2026-07-28 · rubric v0.6
AccessFreemium
1 APIs
Auto InsuranceCasualtyFinancial ServicesHomeowners InsuranceInsuranceInsurance VerificationProperty

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6
Composite quality — 28.4/100 · thin
Contract Quality 0.0 / 25
Developer Ergonomics 3.9 / 20
Commercial Clarity 12.1 / 20
Operational Transparency 6.2 / 13
Governance 0.0 / 12
Discoverability 5.9 / 10
Agent readiness — 3/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/canopy: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Canopy Connect API

The Canopy Connect API returns structured property and casualty insurance data directly from 400+ carriers in real time. Applications can verify coverage, retrieve policy docume...

Pricing Plans 1

Published pricing tiers and plan structures.

Canopy Plans Pricing

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Canopy Rate Limits

5 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Canopy Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Canopy Vulnerability Disclosure

disclosure policy published

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

Documentation 1

Reference material describing how the API behaves

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 3

Authentication, authorization, and security posture

Commercial 2

Pricing, plans, and the legal terms of use

Company 5

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: canopy
url: https://raw.githubusercontent.com/api-evangelist/canopy/refs/heads/main/apis.yml
name: Canopy Connect
description: Canopy Connect is an insurance infrastructure platform that lets consumers and businesses quickly and securely
  share property and casualty insurance information through integrations with 400+ carriers covering 95%+ of the U.S. auto
  and homeowners markets. The API returns structured policy, driver, vehicle, claims, and property data in seconds, replacing
  manual verification workflows used across mortgage lending, auto finance, insurance carriers, and embedded insurance products.
type: Index
kind: company
accessModel:
  pricing: freemium
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Freemium
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
position: Consumer
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/canopy.png
tags:
- Auto Insurance
- Casualty
- Financial Services
- Homeowners Insurance
- Insurance
- Insurance Verification
- Property
created: '2024-07-02'
modified: '2026-04-23'
specificationVersion: '0.19'
apis:
- aid: canopy:canopy-connect-api
  name: Canopy Connect API
  description: The Canopy Connect API returns structured property and casualty insurance data directly from 400+ carriers
    in real time. Applications can verify coverage, retrieve policy documents, pull driver and vehicle details, and surface
    claims history in under a minute instead of the typical 30-minute manual verification process.
  humanURL: https://www.usecanopy.com/api
  tags:
  - Auto Insurance
  - Casualty
  - Insurance
  - Insurance Verification
  - Property
  properties:
  - type: Documentation
    url: https://www.usecanopy.com/api
  - type: Website
    url: https://www.usecanopy.com/
  - type: SDKs
    url: https://www.usecanopy.com/api
  - type: Security
    url: https://www.usecanopy.com/security
  x-features:
  - 400+ insurance carrier integrations (95%+ market coverage)
  - 96% auto insurance coverage, 91% homeowners coverage
  - 500+ structured insurance data fields returned in seconds
  - Policy details, coverage limits, and deductibles
  - Driver information and licensed operators
  - Vehicle data including VIN and coverage
  - Claims history
  - Property assessment data
  - Policy document retrieval
  - Drop-in SDK for rapid embedded integration
  - SOC 2 Type 2 certified infrastructure
  - 256-bit AES at rest, TLS 1.3+ in transit
  x-use-cases:
  - Mortgage lending insurance verification
  - Loan servicing insurance monitoring
  - Auto finance proof-of-insurance workflows
  - Driver compliance monitoring
  - Insurance carrier quoting and underwriting
  - Embedded insurance in consumer applications
  - Commercial insurance verification
common:
- type: VulnerabilityDisclosure
  url: security/canopy-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/canopy-domain-security.yml
- type: GitHubOrganization
  url: https://github.com/CanopyTax
- type: LinkedIn
  url: https://www.linkedin.com/company/canopy-connect
- type: Website
  url: https://www.usecanopy.com/
- type: Documentation
  url: https://www.usecanopy.com/api
- type: Portal
  url: https://www.usecanopy.com/api
- type: Security
  url: https://www.usecanopy.com/security
- type: PrivacyPolicy
  url: https://www.usecanopy.com/legal/privacy
- type: TermsOfService
  url: https://www.usecanopy.com/legal/terms
- type: Blog
  url: https://www.usecanopy.com/blog
- type: About
  url: https://www.usecanopy.com/about
- type: Careers
  url: https://www.usecanopy.com/careers
- type: Integrations
  url: https://www.usecanopy.com/integrations
integrations:
- name: PL Rating
- name: Applied Epic®
- name: EZLynx
- name: HawkSoft
- name: AgencyZoom
- name: Encompass by ICE
- name: TSD Rental
- name: CDK
- name: Cox Automotive
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com