Canopy Connect

Canopy Connect is an insurance infrastructure platform that lets consumers and businesses quickly and securely share property and casualty insurance information through integrations with 400+ carriers covering 95%+ of the U.S. auto and homeowners markets. The API returns structured policy, driver, vehicle, claims, and property data in seconds, replacing manual verification workflows used across mortgage lending, auto finance, insurance carriers, and embedded insurance products.

Canopy Connect publishes 1 API on the APIs.io network. Tagged areas include Auto Insurance, Casualty, Financial-Services, Homeowners Insurance, and Insurance.

The Canopy Connect catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Canopy Connect’s developer surface includes sandbox, documentation, API reference, getting-started guide, signup flow, pricing, support, and 26 more developer resources.

🌐 Visit website 📡 Source on GitHub

71.0/100 exemplar ▬ flat Agent 37/100 agent ready saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

AccessFreemium

1 APIs 1 MCP Servers

Auto Insurance Casualty Financial-Services Homeowners Insurance Insurance Insurance Verification Property

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 71.0/100 · exemplar

Contract Quality 11.6 / 19

Developer Ergonomics 11.0 / 15

Access Clarity 15.0 / 15

Operational Transparency 2.1 / 10

Contract Governance 1.6 / 9

Discoverability 6.5 / 8

Regulatory Posture 12.0 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 37/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/canopy: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Canopy Connect API

The Canopy Connect API returns structured property and casualty insurance data directly from 400+ carriers in real time. Applications can verify coverage, retrieve policy docume...

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Canopy Connect Documentation MCP Server

Canopy Connect runs a hosted, remote MCP server on its documentation host. The docs platform advertises it in its own configuration (`mcp_server_card: true`, `webmcp: true`) and...

MCP SERVER

Pricing Plans 1

Published pricing tiers and plan structures.

Canopy Plans Pricing

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Canopy Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Canopy Finops

FINOPS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Canopy Webhooks

ASYNCAPI

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Canopy Authentication

http/oauth2 · 2 schemes

SECURITY

Canopy Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Canopy Vulnerability Disclosure

disclosure policy published

SECURITY

Canopy Trust Center

SOC 2 Type 2

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Canopy Scopes

OAuth 2.0 · no documented scopes

0 scopes

SCOPES

Resources

Get Started 5

Portal, sign-up, and the first successful call

Sandbox

DeveloperPortal

GettingStarted

SignUp

Login

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

MCPServer

AgentSkill

LLMsTxt

WellKnown

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Components

Components

Build 3

SDKs, sample code, and the tooling you integrate with

Packages

Packages

SDKs

SDKs

GitHubOrganization

GitHubOrganization

Access & Security 5

Authentication, authorization, and security posture

VulnerabilityDisclosure

VulnerabilityDisclosure

Security

TrustCenter

Compliance

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 5

Pricing, plans, and the legal terms of use

Plans

FinOps

Pricing

PrivacyPolicy

TermsOfService

Company 5

The organization behind the API

Website

Website

LinkedIn

Blog

Blog

About

About

Careers

Careers

Other 2

Properties that don't map to a standard resource type

Overlay

Overlay

APICatalog

APICatalog

Source (apis.yml)

aid: canopy
url: https://raw.githubusercontent.com/api-evangelist/canopy/refs/heads/main/apis.yml
name: Canopy Connect
description: Canopy Connect is an insurance infrastructure platform that lets consumers and businesses quickly and securely
  share property and casualty insurance information through integrations with 400+ carriers covering 95%+ of the U.S. auto
  and homeowners markets. The API returns structured policy, driver, vehicle, claims, and property data in seconds, replacing
  manual verification workflows used across mortgage lending, auto finance, insurance carriers, and embedded insurance products.
type: Index
kind: company
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: freemium
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Freemium
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
position: Consuming
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/canopy.png
tags:
- Auto Insurance
- Casualty
- Financial-Services
- Homeowners Insurance
- Insurance
- Insurance Verification
- Property
tags_raw:
- Auto Insurance
- Casualty
- Financial Services
- Homeowners Insurance
- Insurance
- Insurance Verification
- Property
created: '2024-07-02'
modified: '2026-09-05'
specificationVersion: '0.23'
apis:
- aid: canopy:canopy-connect-api
  name: Canopy Connect API
  description: The Canopy Connect API returns structured property and casualty insurance data directly from 400+ carriers
    in real time. Applications can verify coverage, retrieve policy documents, pull driver and vehicle details, and surface
    claims history in under a minute instead of the typical 30-minute manual verification process.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/canopy.png
  humanURL: https://www.usecanopy.com/api
  tags:
  - Auto Insurance
  - Casualty
  - Insurance
  - Insurance Verification
  - Property
  properties:
  - type: OpenAPI
    url: openapi/canopy-openapi.json
  - type: Documentation
    url: https://docs.usecanopy.com/reference/getting-started
  - type: APIReference
    url: https://docs.usecanopy.com/reference
  - type: GettingStarted
    url: https://docs.usecanopy.com/reference/getting-started
  - type: Website
    url: https://www.usecanopy.com/
  - type: Authentication
    url: authentication/canopy-authentication.yml
  - type: OAuthScopes
    url: scopes/canopy-scopes.yml
  - type: ErrorCatalog
    url: errors/canopy-problem-types.yml
  - type: Conventions
    url: conventions/canopy-conventions.yml
  - type: Conformance
    url: conformance/canopy-conformance.yml
  - type: DataModel
    url: data-model/canopy-data-model.yml
  - type: Examples
    url: examples/canopy-examples.yml
  - type: Lifecycle
    url: lifecycle/canopy-lifecycle.yml
  - type: RateLimits
    url: rate-limits/canopy-rate-limits.yml
  - type: Webhooks
    url: asyncapi/canopy-webhooks.yml
  - type: ToolCrosswalk
    url: mcp/canopy-tool-crosswalk.yml
  - type: Security
    url: https://www.usecanopy.com/security
  x-features:
  - 400+ insurance carrier integrations (95%+ market coverage)
  - 96% auto insurance coverage, 91% homeowners coverage
  - 500+ structured insurance data fields returned in seconds
  - Policy details, coverage limits, and deductibles
  - Driver information and licensed operators
  - Vehicle data including VIN and coverage
  - Claims history
  - Property assessment data
  - Policy document retrieval
  - Drop-in SDK for rapid embedded integration
  - SOC 2 Type 2 certified infrastructure
  - 256-bit AES at rest, TLS 1.3+ in transit
  x-use-cases:
  - Mortgage lending insurance verification
  - Loan servicing insurance monitoring
  - Auto finance proof-of-insurance workflows
  - Driver compliance monitoring
  - Insurance carrier quoting and underwriting
  - Embedded insurance in consumer applications
  - Commercial insurance verification
  baseURL: https://app.usecanopy.com/api/v1.0.0
common:
- type: Overlay
  url: overlays/canopy-openapi-overlay.yaml
- type: Packages
  url: packages/canopy-packages.yml
- type: SDKs
  url: packages/canopy-packages.yml
- type: Components
  url: components/canopy-components.yml
- type: Sandbox
  url: sandbox/canopy-sandbox.yml
- type: MCPServer
  url: mcp/canopy-mcp.yml
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/canopy-llms.txt
- type: WellKnown
  url: well-known/canopy-well-known.yml
- type: APICatalog
  url: https://docs.usecanopy.com/.well-known/api-catalog
- type: Plans
  url: plans/canopy-plans-pricing.yml
- type: FinOps
  url: finops/canopy-finops.yml
- type: VulnerabilityDisclosure
  url: security/canopy-vulnerability-disclosure.yml
- type: Security
  url: https://www.usecanopy.com/security
- type: TrustCenter
  url: security/canopy-trust-center.yml
- type: Compliance
  url: https://www.usecanopy.com/company/is-canopy-connect-safe
- type: DomainSecurity
  url: security/canopy-domain-security.yml
- type: Website
  url: https://www.usecanopy.com/
- type: DeveloperPortal
  url: https://www.usecanopy.com/api
- type: Documentation
  url: https://docs.usecanopy.com/reference/getting-started
- type: APIReference
  url: https://docs.usecanopy.com/reference
- type: GettingStarted
  url: https://docs.usecanopy.com/reference/getting-started
- type: SignUp
  url: https://www.usecanopy.com/api/developer-account
- type: Login
  url: https://dashboard.usecanopy.com/login
- type: Pricing
  url: https://www.usecanopy.com/api/api-plans
- type: Support
  url: https://help.usecanopy.com/en/
- type: GitHubOrganization
  url: https://github.com/usecanopy
- type: LinkedIn
  url: https://www.linkedin.com/company/canopy-connect
- type: PrivacyPolicy
  url: https://www.usecanopy.com/privacy
- type: TermsOfService
  url: https://www.usecanopy.com/terms
- type: Blog
  url: https://www.usecanopy.com/blog
- type: About
  url: https://www.usecanopy.com/company/about
- type: Careers
  url: https://www.usecanopy.com/company/careers
- type: Integrations
  url: https://www.usecanopy.com/integrations
integrations:
- name: PL Rating
- name: Applied Epic®
- name: EZLynx
- name: HawkSoft
- name: AgencyZoom
- name: Encompass by ICE
- name: TSD Rental
- name: CDK
- name: Cox Automotive
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
x-enrichment:
  date: '2026-09-05'
  status: enriched
  artifacts_added: 25
  pass: local-v3

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