PolicyPal

PolicyPal is a Singapore-based InsurTech and digital insurance broker founded in 2016 by Val Yap that lets consumers buy, understand, and organize their insurance policies from a mobile app using OCR and rule-based policy digitization. Backed by 500 Global (500 Startups), PayPal Incubation, and Startupbootcamp FinTech, it was the first startup to graduate from the MAS FinTech Regulatory Sandbox and was acquired by Hong Kong's AMTD Digital in 2020. As of 2025 PolicyPal Pte. Ltd. and its entities (including PolicyPal Tech Pte. Ltd., Baoxianbaobao Pte. Ltd. and the ValueChampion brand) are no longer regulated by MAS, and the consumer website is undergoing a revamp. PolicyPal does not currently publish a public developer API, SDK, or documentation surface.

PolicyPal is profiled on the APIs.io network. Tagged areas include Company, Insurtech, Fintech, Insurance, and Insurance Broker.

🌐 Visit website 📡 Source on GitHub

2.6/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

0 APIs

Company Insurtech Fintech Insurance Insurance Broker Personal Finance Singapore

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 2.6/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 0.0 / 17

Access Clarity 0.0 / 17

Operational Transparency 0.3 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 1.4 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/policypal: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Company 1

The organization behind the API

Website

Website

Source (apis.yml)

aid: policypal
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/policypal.png
name: PolicyPal
description: PolicyPal is a Singapore-based InsurTech and digital insurance broker founded in 2016 by Val Yap that lets consumers
  buy, understand, and organize their insurance policies from a mobile app using OCR and rule-based policy digitization. Backed
  by 500 Global (500 Startups), PayPal Incubation, and Startupbootcamp FinTech, it was the first startup to graduate from
  the MAS FinTech Regulatory Sandbox and was acquired by Hong Kong's AMTD Digital in 2020. As of 2025 PolicyPal Pte. Ltd.
  and its entities (including PolicyPal Tech Pte. Ltd., Baoxianbaobao Pte. Ltd. and the ValueChampion brand) are no longer
  regulated by MAS, and the consumer website is undergoing a revamp. PolicyPal does not currently publish a public developer
  API, SDK, or documentation surface.
url: https://raw.githubusercontent.com/api-evangelist/policypal/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Insurtech
- Fintech
- Insurance
- Insurance Broker
- Personal Finance
- Singapore
tags_raw:
- Company
- InsurTech
- FinTech
- Insurance
- Insurance Broker
- Personal Finance
- Singapore
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://policypal.com
- type: GitHubOrganization
  url: https://github.com/PolicyPal
- type: DomainSecurity
  url: security/policypal-domain-security.yml
- type: WellKnown
  url: well-known/policypal-well-known.yml
x-enrichment:
  date: '2026-07-20'
  status: minimal
  artifacts_added: 2
  pass: local-v1

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