PolicyPal

PolicyPal is a Singapore-based InsurTech and digital insurance broker founded in 2016 by Val Yap that lets consumers buy, understand, and organize their insurance policies from a mobile app using OCR and rule-based policy digitization. Backed by 500 Global (500 Startups), PayPal Incubation, and Startupbootcamp FinTech, it was the first startup to graduate from the MAS FinTech Regulatory Sandbox and was acquired by Hong Kong's AMTD Digital in 2020. As of 2025 PolicyPal Pte. Ltd. and its entities (including PolicyPal Tech Pte. Ltd., Baoxianbaobao Pte. Ltd. and the ValueChampion brand) are no longer regulated by MAS, and the consumer website is undergoing a revamp. PolicyPal does not currently publish a public developer API, SDK, or documentation surface.

PolicyPal is profiled on the APIs.io network. Tagged areas include Company, InsurTech, FinTech, Insurance, and Insurance Broker.

🌐 Visit website 📡 Source on GitHub
8.3/100 minimal ▬ flat Agent 4/100 human only Full breakdown ↓
scored 2026-07-28 · rubric v0.5
0 APIs
CompanyInsurTechFinTechInsuranceInsurance BrokerPersonal FinanceSingapore

Kin Score

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scored 2026-07-28 · rubric v0.5
Composite quality — 8.3/100 · minimal
Contract Quality 0.0 / 25
Developer Ergonomics 0.0 / 20
Commercial Clarity 0.0 / 20
Operational Transparency 0.7 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 4/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/policypal: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Policypal Domain Security

TLSv1.3

SECURITY

Resources

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

WellKnown
WellKnown

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Company 1

The organization behind the API

Website
Website

Source (apis.yml)

apis.yml Raw ↑ 
aid: policypal
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/policypal.png
name: PolicyPal
description: PolicyPal is a Singapore-based InsurTech and digital insurance broker founded in 2016 by Val Yap that lets consumers
  buy, understand, and organize their insurance policies from a mobile app using OCR and rule-based policy digitization. Backed
  by 500 Global (500 Startups), PayPal Incubation, and Startupbootcamp FinTech, it was the first startup to graduate from
  the MAS FinTech Regulatory Sandbox and was acquired by Hong Kong's AMTD Digital in 2020. As of 2025 PolicyPal Pte. Ltd.
  and its entities (including PolicyPal Tech Pte. Ltd., Baoxianbaobao Pte. Ltd. and the ValueChampion brand) are no longer
  regulated by MAS, and the consumer website is undergoing a revamp. PolicyPal does not currently publish a public developer
  API, SDK, or documentation surface.
url: https://raw.githubusercontent.com/api-evangelist/policypal/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- InsurTech
- FinTech
- Insurance
- Insurance Broker
- Personal Finance
- Singapore
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://policypal.com
- type: GitHubOrganization
  url: https://github.com/PolicyPal
- type: DomainSecurity
  url: security/policypal-domain-security.yml
- type: WellKnown
  url: well-known/policypal-well-known.yml
x-enrichment:
  date: '2026-07-20'
  status: minimal
  artifacts_added: 2
  pass: local-v1