Zeen

Zeen is an AI-powered autonomous personal finance platform — a money copilot that connects to your financial accounts and uses background AI agents to manage money on your behalf. Its features include an interactive AI financial copilot that answers questions in real time, Guard (loss prevention that avoids overdraft fees and cancels unused subscriptions), Grow (yield optimization that moves idle balances to higher-interest accounts), and Guide (spending insights). As of mid-2026 Zeen is in pre-launch with a public waitlist. Zeen is backed by Cowboy Ventures and is tracked in the API Evangelist network as a company profile.

Zeen is profiled on the APIs.io network. Tagged areas include Company, Financial-Services, Fintech, Personal Finance, and Artificial Intelligence.

Zeen’s developer surface includes signup flow and 5 more developer resources.

🌐 Visit website 📡 Source on GitHub
5.7/100 minimal ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0
AccessApproval
0 APIs
CompanyFinancial-ServicesFintechPersonal FinanceArtificial IntelligenceAI AgentsAutonomous FinanceConsumer

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0
Composite quality — 5.7/100 · minimal
Contract Quality 0.0 / 25
Developer Ergonomics 0.0 / 20
Access Clarity 0.0 / 20
Operational Transparency 0.0 / 13
Contract Governance 0.0 / 12
Discoverability 5.7 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Well-Known Document 0 / 5
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/zeen: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Zeen Domain Security

TLSv1.3 · HSTS

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

SignUp
SignUp

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 1

The organization behind the API

Website
Website

Source (apis.yml)

apis.yml Raw ↑ 
aid: zeen
name: Zeen
description: Zeen is an AI-powered autonomous personal finance platform — a money copilot that connects to your financial
  accounts and uses background AI agents to manage money on your behalf. Its features include an interactive AI financial
  copilot that answers questions in real time, Guard (loss prevention that avoids overdraft fees and cancels unused subscriptions),
  Grow (yield optimization that moves idle balances to higher-interest accounts), and Guide (spending insights). As of mid-2026
  Zeen is in pre-launch with a public waitlist. Zeen is backed by Cowboy Ventures and is tracked in the API Evangelist network
  as a company profile.
url: https://raw.githubusercontent.com/api-evangelist/zeen/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- cowboy-ventures
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: approval
  trial: false
  try_now: false
  public: false
  label: Requires approval
  confidence: medium
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
image: https://zeen.com/favicon/favicon.svg
tags:
- Company
- Financial-Services
- Fintech
- Personal Finance
- Artificial Intelligence
- AI Agents
- Autonomous Finance
- Consumer
tags_raw:
- Company
- Financial Services
- Fintech
- Personal Finance
- Artificial Intelligence
- AI Agents
- Autonomous Finance
- Consumer
apis: []
common:
- type: DomainSecurity
  url: security/zeen-domain-security.yml
- type: Website
  url: https://zeen.com
- type: SignUp
  url: https://zeen.com/sign-up
- type: TermsOfService
  url: https://zeen.com/terms
- type: PrivacyPolicy
  url: https://zeen.com/terms
- type: LLMsTxt
  url: llms/zeen-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 2
  pass: local-v1

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