Fold website screenshot

Fold

Fold (NASDAQ: FLD) is a bitcoin financial services company founded in 2014 and based in Atlanta, Georgia, billed as the first publicly traded bitcoin financial services company. Fold makes it easy for individuals and businesses to earn, save, and use bitcoin through consumer products including the Fold App, the Fold Bitcoin Rewards Credit Card, the Fold Debit Card, and the Fold Bitcoin Gift Card marketplace, paying real bitcoin rewards (not points or a proprietary token) on everyday purchases and bill payments. Bitcoin custody and Lightning Network payouts are powered by partners such as BitGo and OpenNode. Fold is a consumer-facing fintech application and does not publish a public developer API, OpenAPI specification, or developer portal; this profile is maintained as a company record in the API Evangelist network.

Fold is profiled on the APIs.io network. Tagged areas include Company, Fintech, Bitcoin, Cryptocurrency, and Rewards.

Fold’s developer surface includes engineering blog, support, signup flow, and 3 more developer resources.

🌐 Visit website 📡 Source on GitHub
15.3/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyFintechBitcoinCryptocurrencyRewardsPaymentsPersonal FinanceDebit Card

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 15.3/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 1.3 / 20
Commercial Clarity 6.8 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/fold: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Resources

Get Started 1

Portal, sign-up, and the first successful call

SignUp
SignUp

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: fold
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/fold.png
name: Fold
description: 'Fold (NASDAQ: FLD) is a bitcoin financial services company founded in 2014 and based in Atlanta, Georgia, billed
  as the first publicly traded bitcoin financial services company. Fold makes it easy for individuals and businesses to earn,
  save, and use bitcoin through consumer products including the Fold App, the Fold Bitcoin Rewards Credit Card, the Fold Debit
  Card, and the Fold Bitcoin Gift Card marketplace, paying real bitcoin rewards (not points or a proprietary token) on everyday
  purchases and bill payments. Bitcoin custody and Lightning Network payouts are powered by partners such as BitGo and OpenNode.
  Fold is a consumer-facing fintech application and does not publish a public developer API, OpenAPI specification, or developer
  portal; this profile is maintained as a company record in the API Evangelist network.'
url: https://raw.githubusercontent.com/api-evangelist/fold/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- bessemer-venture-partners
- craft-ventures
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Fintech
- Bitcoin
- Cryptocurrency
- Rewards
- Payments
- Personal Finance
- Debit Card
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://foldapp.com
- type: Blog
  url: https://blog.foldapp.com/
- type: Support
  url: https://support.foldapp.com/
- type: SignUp
  url: https://use.foldapp.com/
- type: TermsOfService
  url: https://foldapp.com/legal/terms-and-conditions
- type: PrivacyPolicy
  url: https://foldapp.com/legal/privacy-policy
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence