Finku

Finku is an AI-based personal finance management (PFM) mobile app from Indonesia, recognized as the number-one Indonesia PFM app and a Google Play "Best of 2025" selection with more than one million users. It helps people track expenses, set budgets, and build better money habits through manual entry, receipt and bank e-statement scanning, and FinGPT, a chat-based AI financial assistant. The app connects multiple banks and e-wallets, generates real-time interactive dashboards and reports, and runs a freemium model with a Premium tier. Finku is registered with Indonesian regulators OJK, Kominfo, AFTECH, and AFPI, and secures user data with 256-bit AES encryption. Finku is a consumer application and does not currently publish a public developer API, SDK, or developer portal; this profile originated as a VC-portfolio lead for the API Evangelist network.

Finku is profiled on the APIs.io network. Tagged areas include Company, Personal Finance, Fintech, Budgeting, and Expense Tracking.

Finku’s developer surface includes engineering blog, support, and 4 more developer resources.

🌐 Visit website 📡 Source on GitHub

10.6/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

0 APIs

Company Personal Finance Fintech Budgeting Expense Tracking Money Management Financial Analytics AI Assistant Indonesia Consumer

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 10.6/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 1.4 / 20

Access Clarity 4.2 / 20

Operational Transparency 0.0 / 13

Contract Governance 0.0 / 12

Discoverability 5.0 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/finku: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: finku
name: Finku
description: Finku is an AI-based personal finance management (PFM) mobile app from Indonesia, recognized as the number-one
  Indonesia PFM app and a Google Play "Best of 2025" selection with more than one million users. It helps people track expenses,
  set budgets, and build better money habits through manual entry, receipt and bank e-statement scanning, and FinGPT, a chat-based
  AI financial assistant. The app connects multiple banks and e-wallets, generates real-time interactive dashboards and reports,
  and runs a freemium model with a Premium tier. Finku is registered with Indonesian regulators OJK, Kominfo, AFTECH, and
  AFPI, and secures user data with 256-bit AES encryption. Finku is a consumer application and does not currently publish
  a public developer API, SDK, or developer portal; this profile originated as a VC-portfolio lead for the API Evangelist
  network.
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://finku.id/_next/static/media/finku-logo-white.2bdd6e55.png
url: https://raw.githubusercontent.com/api-evangelist/finku/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
- partech
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Personal Finance
- Fintech
- Budgeting
- Expense Tracking
- Money Management
- Financial Analytics
- AI Assistant
- Indonesia
- Consumer
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://finku.id
- type: Blog
  url: https://finku.id/id/blog
- type: Support
  url: https://finku.id/id/faq
- type: TermsOfService
  url: https://finku.id/id/terms-and-privacy
- type: PrivacyPolicy
  url: https://finku.id/id/terms-and-privacy
- type: DomainSecurity
  url: security/finku-domain-security.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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