Gravy

Gravy is a local-first, AI-powered personal finance workspace that runs on the Mac. It connects every bank, credit card, and investment account, automatically categorizes every transaction, and lets people ask plain-language questions about their money while keeping the data on their own device for privacy. Gravy focuses on optimizing spending, surfacing savings, tracking investments and recurring subscriptions, and automating tedious money tasks for both individuals and small businesses. It is a Y Combinator (Spring 2026) company. Gravy is a consumer application and, as of this profile, publishes no public developer API, documentation, or SDK surface.

Gravy is profiled on the APIs.io network. Tagged areas include Company, Personal Finance, Fintech, AI, and Consumer.

🌐 Visit website 📡 Source on GitHub

11.0/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-28 · rubric v0.5

0 APIs

CompanyPersonal FinanceFintechAIConsumerLocal-FirstMacFinancial Management

Kin Score

Kin Score How this is scored →
scored 2026-07-28 · rubric v0.5

Composite quality — 11.0/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 0.0 / 20

Commercial Clarity 4.2 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/gravy: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 1

The organization behind the API

Website

Website

Other 2

Properties that don't map to a standard resource type

Business

Business

Download

Download

Source (apis.yml)

aid: gravy
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/gravy.png
name: Gravy
description: Gravy is a local-first, AI-powered personal finance workspace that runs on the Mac. It connects every bank, credit
  card, and investment account, automatically categorizes every transaction, and lets people ask plain-language questions
  about their money while keeping the data on their own device for privacy. Gravy focuses on optimizing spending, surfacing
  savings, tracking investments and recurring subscriptions, and automating tedious money tasks for both individuals and small
  businesses. It is a Y Combinator (Spring 2026) company. Gravy is a consumer application and, as of this profile, publishes
  no public developer API, documentation, or SDK surface.
url: https://raw.githubusercontent.com/api-evangelist/gravy/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- y-combinator
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Personal Finance
- Fintech
- AI
- Consumer
- Local-First
- Mac
- Financial Management
apis: []
common:
- type: DomainSecurity
  url: security/gravy-domain-security.yml
- type: Website
  url: https://gravy.finance
- type: Business
  url: https://gravy.finance/business
- type: Download
  url: https://gravy.finance/download
- type: PrivacyPolicy
  url: https://gravy.finance/privacy
- type: TermsOfService
  url: https://gravy.finance/terms
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence