Simplifi by Quicken

Simplifi by Quicken is a personal finance management application that aggregates financial accounts from over 14,000 institutions, enabling users to track spending, manage budgets, monitor investments, set savings goals, and access projected cash flow analytics. The platform uses OAuth-based API connections to banks and purpose-built APIs to billers to pull data into a unified financial dashboard available on web and mobile.

Simplifi by Quicken is listed with 1 API on the APIs.io network. Tagged areas include Personal Finance, Budgeting, Financial Aggregation, Account Management, and Spending Tracking.

Simplifi by Quicken’s developer surface includes documentation, engineering blog, and 8 more developer resources.

📡 Profile data on GitHub

19.4/100 emerging ▬ flat Agent 3/100 human only saas Full breakdown ↓
scored 2026-10-31 · rubric v0.25.0 · Show this score on your site →

AccessPaid

1 API

Personal Finance BudgetingFinancial AggregationAccount ManagementSpending TrackingInvestment TrackingSavings Goals Cash Flow

Kin Score

Kin Score How this is scored →
scored 2026-10-31 · rubric v0.25.0

Composite quality — 19.4/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 4.9 / 17

Access Clarity 4.5 / 17

Operational Transparency 1.7 / 11

Contract Governance 0.0 / 10

Discoverability 5.6 / 9

Regulatory Posture 2.1 / 15

Agent readiness — 3/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Horizontal (data, software, accessibility, platform) regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Machine-Readable Auth +10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey)
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0

12 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points
Access Clarity scores 26.3 — up to +14.7 composite points
Developer Ergonomics scores 28.6 — up to +14.3 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/simplifi/apis.yml: open an issue on github.com/api-evangelist/simplifi to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Simplifi by Quicken API

Simplifi by Quicken provides a consumer personal finance platform that connects to financial institutions via OAuth APIs and biller networks via purpose-built APIs. Users can ag...

Pricing Plans 1

Published pricing tiers and plan structures.

Plans

2 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Finops

FINOPS

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Simplifi Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 3

Status, limits, changes, and where to get help

RateLimits

RateLimits

StatusPage

StatusPage

Community

Community

Commercial 4

Pricing, plans, and the legal terms of use

Plans

FinOps

PrivacyPolicy

TermsOfService

Company 1

The organization behind the API

Blog

Blog

Source (apis.yml)

aid: simplifi
name: Simplifi by Quicken
description: Simplifi by Quicken is a personal finance management application that aggregates financial accounts from over
  14,000 institutions, enabling users to track spending, manage budgets, monitor investments, set savings goals, and access
  projected cash flow analytics. The platform uses OAuth-based API connections to banks and purpose-built APIs to billers
  to pull data into a unified financial dashboard available on web and mobile.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: paid
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Paid
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/simplifi.png
url: https://raw.githubusercontent.com/api-evangelist/simplifi/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.23'
tags:
- Personal Finance
- Budgeting
- Financial Aggregation
- Account Management
- Spending Tracking
- Investment Tracking
- Savings Goals
- Cash Flow
apis:
- aid: simplifi:simplifi-api
  name: Simplifi by Quicken API
  description: Simplifi by Quicken provides a consumer personal finance platform that connects to financial institutions via
    OAuth APIs and biller networks via purpose-built APIs. Users can aggregate bank accounts, credit cards, investment portfolios,
    and bill accounts to track spending, manage budgets, forecast cash flow, and analyze personal financial health. No public
    developer API is currently available; integrations are consumer- facing via the Simplifi web and mobile applications.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.quicken.com/personal-finance/quicken-simplifi/
  baseURL: https://app.simplifimoney.com
  tags:
  - Personal Finance
  - Budgeting
  - Financial Aggregation
  - Account Management
  - Spending Tracking
  - Investment Tracking
  - Savings Goals
  - Cash Flow
  properties:
  - type: Documentation
    url: https://support.simplifi.quicken.com/en/
  - type: GettingStarted
    url: https://support.simplifi.quicken.com/en/collections/2721906-getting-started
  - type: PrivacyPolicy
    url: https://www.quicken.com/privacy-policy/
  - type: TermsOfService
    url: https://www.quicken.com/terms-of-service/
  - type: Blog
    url: https://www.quicken.com/blog/search/simplifi
  - type: Plans
    url: https://raw.githubusercontent.com/api-evangelist/simplifi/refs/heads/main/plans/plans.yml
  - type: RateLimits
    url: https://raw.githubusercontent.com/api-evangelist/simplifi/refs/heads/main/rate-limits/rate-limits.yml
  - type: FinOps
    url: https://raw.githubusercontent.com/api-evangelist/simplifi/refs/heads/main/finops/finops.yml
common:
- type: DomainSecurity
  url: security/simplifi-domain-security.yml
- type: Plans
  url: https://raw.githubusercontent.com/api-evangelist/simplifi/refs/heads/main/plans/plans.yml
- type: RateLimits
  url: https://raw.githubusercontent.com/api-evangelist/simplifi/refs/heads/main/rate-limits/rate-limits.yml
- type: FinOps
  url: https://raw.githubusercontent.com/api-evangelist/simplifi/refs/heads/main/finops/finops.yml
- type: Documentation
  url: https://support.simplifi.quicken.com/en/
- type: Blog
  url: https://www.quicken.com/blog/search/simplifi
- type: PrivacyPolicy
  url: https://www.quicken.com/privacy-policy/
- type: TermsOfService
  url: https://www.quicken.com/terms-of-service/
- type: StatusPage
  url: https://www.saashub.com/simplifi-by-quicken-status
- type: Community
  url: https://community.simplifimoney.com/
maintainers:
- FN: Kin Lane
  X-twitter: kinlane
  email: kin@apievangelist.com

Simplifi by Quicken API — frequently asked questions

Does Simplifi by Quicken have an API?

Yes. APIs.io lists 1 API from Simplifi by Quicken, including Simplifi by Quicken API.

How much does the Simplifi by Quicken API cost?

APIs.io lists 2 pricing plans for Simplifi by Quicken, with each plan's price, limits and inclusions under Pricing Plans on this page.

Is the Simplifi by Quicken API ready for AI agents?

Simplifi by Quicken has a Kin Score of 19.4 out of 100 (emerging) and an Agent Readiness score of 2.5 (human-only), scored by API Evangelist on 2026-10-31.

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