Pocket

Pocket (operating as heypocket.com) is a fintech platform offering AI‑enhanced personal finance tools, budgeting assistance, and transaction insights. The service integrates with users’ bank accounts to provide real‑time spending analytics, automated savings recommendations, and personalized financial advice. Pocket’s public API includes a GraphQL endpoint for data queries and an MCP endpoint for tool interactions, both documented on the company site. Backed by Y Combinator, Pocket aims to simplify money management through intelligent automation and a user‑friendly web interface.

Pocket is listed with 1 API on the APIs.io network. Tagged areas include Company, Fintech, AI, PersonalFinance, and Budgeting.

Pocket’s developer surface includes engineering blog and 9 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

10.2/100 minimal Agent 7/100 agent aware Full breakdown ↓
scored 2026-10-31 · rubric v0.25.0 · Show this score on your site →

1 API

Company FintechAIPersonalFinanceBudgeting

Kin Score

Kin Score How this is scored →
scored 2026-10-31 · rubric v0.25.0

Composite quality — 10.2/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 0.4 / 17

Access Clarity 3.6 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 5.0 / 9

Regulatory Posture 1.9 / 15

Agent readiness — 7/100 · agent aware

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 5 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 5 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Horizontal (data, software, accessibility, platform) regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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<a href="https://apis.io/providers/heypocket-com/"><img src="https://apis.io/badge/heypocket-com/card.svg" alt="Pocket on APIs.io — Kin Score by API Evangelist"></a>

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Machine-Readable Auth +10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey)
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0

10 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points
Developer Ergonomics scores 2.4 — up to +19.5 composite points
Access Clarity scores 21.1 — up to +15.8 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/heypocket-com/apis.yml: open an issue on github.com/api-evangelist/heypocket-com to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Pocket API

Pocket provides a GraphQL API for accessing personal finance data and an MCP endpoint for tool interactions.

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Heypocket Com Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

WellKnown

WellKnown

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 3

The organization behind the API

Website

Website

Blog

Blog

Newsroom

Newsroom

Other 2

Properties that don't map to a standard resource type

Hosts

Hosts

Vendors

Vendors

Source (apis.yml)

aid: heypocket-com
name: Pocket
image: http://heypocket.com/cdn/shop/files/Thumnail_1.png?v=1772470703
description: Pocket (operating as heypocket.com) is a fintech platform offering AI‑enhanced personal finance tools, budgeting
  assistance, and transaction insights. The service integrates with users’ bank accounts to provide real‑time spending analytics,
  automated savings recommendations, and personalized financial advice. Pocket’s public API includes a GraphQL endpoint for
  data queries and an MCP endpoint for tool interactions, both documented on the company site. Backed by Y Combinator, Pocket
  aims to simplify money management through intelligent automation and a user‑friendly web interface.
url: https://artifacts.apis.io/heypocket-com/apis.yml
x-type: company
x-source: harvest:vc-portfolio
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-29 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-29'
modified: '2026-10-29'
tags:
- Company
- Fintech
- AI
- PersonalFinance
- Budgeting
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: LLMsTxt
  url: llms/heypocket-com-llms.txt
- type: WellKnown
  url: well-known/heypocket-com-well-known.yml
- type: Hosts
  url: hosts/heypocket-com-hosts.yml
- type: Vendors
  url: vendors/heypocket-com-vendors.yml
- type: DomainSecurity
  url: security/heypocket-com-domain-security.yml
- type: Website
  url: https://heypocket.com
- type: Blog
  url: https://heypocket.com/blogs/blog
- type: Newsroom
  url: https://heypocket.com/blogs/news
- type: PrivacyPolicy
  url: https://heypocket.com/pages/privacy
- type: TermsOfService
  url: https://heypocket.com/pages/terms
apis:
- name: Pocket API
  description: Pocket provides a GraphQL API for accessing personal finance data and an MCP endpoint for tool interactions.
  humanURL: https://heypocket.com/api
  baseURL: null
  aid: heypocket-com:pocket-api
x-backed-by:
- y-combinator
x-coverage:
  state: unreadable
  reason: js-rendered-docs
  detail: Provider's API documentation is only available via JavaScript‑rendered pages, preventing machine‑readable contract
    discovery.
  evidence:
  - url: https://heypocket.com/api
    status: 200
  checked: '2026-10-29'
x-enrichment:
  date: '2026-10-29'
  status: enriched
  artifacts_added: 12
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

Pocket API — frequently asked questions

Does Pocket have an API?

Yes. APIs.io lists 1 API from Pocket, including Pocket API.

Is the Pocket API ready for AI agents?

Pocket has a Kin Score of 10.2 out of 100 (minimal) and an Agent Readiness score of 7.4 (agent-aware), scored by API Evangelist on 2026-10-31.

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