Commons

Commons is an Oakland, California consumer climate-fintech company founded in 2018 by Sanchali Seth Pal and operated under the name Joro until its March 2023 rebrand. Its free iOS and Android app connects a user's bank accounts and credit cards through Plaid and runs every transaction through a proprietary carbon-estimation engine, the Carbonizer, which translates dollars spent into an estimate of kilograms of CO2e, alongside budgeting, savings goals, expert-reviewed sustainable brand ratings, a rewards program, monthly community challenges and an optional paid offset membership. The company has raised roughly USD 13.9 million across three rounds from investors including Sequoia Capital and Amasia. Commons is a direct-to-consumer mobile product rather than an API vendor: thecommons.earth is a Webflow marketing site with no developer portal, no API reference and no machine-readable contract, its brand directory and member exchange run on Next.js and Softr respectively, and its only public GitHub organization, CommonsTech, holds a single 2023 repository publishing carbon-offset provider evaluations rather than code.

Commons is profiled on the APIs.io network. Tagged areas include Company, Climate Tech, Carbon Footprint, Carbon Offsets, and Personal Finance.

Commons’ developer surface includes FAQ, support, engineering blog, and 20 more developer resources.

11.9/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-17 · rubric v0.11.0
0 APIs
CompanyClimate TechCarbon FootprintCarbon OffsetsPersonal FinanceConsumer FintechSustainabilityMobile ApplicationConsumer ApplicationCalifornia

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-17 · rubric v0.11.0
Composite quality — 11.9/100 · minimal
Contract Quality 0.0 / 25
Developer Ergonomics 1.3 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 0.7 / 13
Governance 0.0 / 12
Discoverability 5.7 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/commons: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Commons Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 1

Authentication, authorization, and security posture

Operate 2

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 9

The organization behind the API

Scroll for all 9

Other 7

Properties that don't map to a standard resource type

Scroll for all 7

Source (apis.yml)

apis.yml Raw ↑
aid: commons
name: Commons
description: 'Commons is an Oakland, California consumer climate-fintech company founded in 2018 by Sanchali Seth Pal and
  operated under the name Joro until its March 2023 rebrand. Its free iOS and Android app connects a user''s bank accounts
  and credit cards through Plaid and runs every transaction through a proprietary carbon-estimation engine, the Carbonizer,
  which translates dollars spent into an estimate of kilograms of CO2e, alongside budgeting, savings goals, expert-reviewed
  sustainable brand ratings, a rewards program, monthly community challenges and an optional paid offset membership. The company
  has raised roughly USD 13.9 million across three rounds from investors including Sequoia Capital and Amasia. Commons is
  a direct-to-consumer mobile product rather than an API vendor: thecommons.earth is a Webflow marketing site with no developer
  portal, no API reference and no machine-readable contract, its brand directory and member exchange run on Next.js and Softr
  respectively, and its only public GitHub organization, CommonsTech, holds a single 2023 repository publishing carbon-offset
  provider evaluations rather than code.'
image: https://cdn.prod.website-files.com/638c4a662a2fb8862605c818/657249a045c2ae42715e27e9_icon_1024_circle.png
url: https://raw.githubusercontent.com/api-evangelist/commons/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-tier: profile
x-tier-reason: no-api-surface
specificationVersion: '0.20'
created: '2026-08-09'
modified: '2026-08-09'
tags:
- Company
- Climate Tech
- Carbon Footprint
- Carbon Offsets
- Personal Finance
- Consumer Fintech
- Sustainability
- Mobile Application
- Consumer Application
- California
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/commons-domain-security.yml
- type: LLMsTxt
  url: llms/commons-llms.txt
- type: Website
  url: https://www.thecommons.earth/
- type: About
  url: https://www.thecommons.earth/about-us
- type: HowItWorks
  url: https://www.thecommons.earth/how-it-works
- type: FAQ
  url: https://www.thecommons.earth/faq
- type: Support
  url: mailto:info@thecommons.earth
- type: Careers
  url: https://www.thecommons.earth/careers
- type: Blog
  url: https://www.thecommons.earth/blog
- type: BlogFeeds
  url: https://www.thecommons.earth/blog/rss.xml
- type: Podcast
  url: https://www.thecommons.earth/second-nature-podcast
- type: Press
  url: https://guiltless-cent-6ba.notion.site/COMMONS-PRESS-KIT-2f7360be3dd74eb9be47643560b945e9
- type: GitHubOrganization
  url: https://github.com/CommonsTech
- type: iOSApp
  url: https://apps.apple.com/us/app/commons-smart-money-for-good/id1438446236
- type: AndroidApp
  url: https://play.google.com/store/apps/details?id=tech.joro
- type: TermsOfService
  url: https://www.thecommons.earth/terms-and-conditions
- type: PrivacyPolicy
  url: https://www.thecommons.earth/privacy-policy
- type: LinkedIn
  url: https://www.linkedin.com/company/commonsearth/
- type: Instagram
  url: https://www.instagram.com/commonsearth/
- type: Facebook
  url: https://www.facebook.com/commonsearth/about/
- type: TikTok
  url: https://www.tiktok.com/@commons.earth
- type: SecondaryMarket
  url: https://forgeglobal.com/commons_stock/
- type: SecondaryMarketListing
  url: https://equityzen.com/company/joro/
x-enrichment:
  date: '2026-08-09'
  status: minimal
  artifacts_added: 2
  pass: local-v1
x-coverage:
  state: none
  reason: no-developer-program
  detail: Commons is a direct-to-consumer mobile app that consumes Plaid rather than exposing anything of its own — thecommons.earth
    is a Webflow marketing site that returns a real 404 for /openapi.json, /llms.txt and every /.well-known/ path, api./docs./developer.thecommons.earth
    do not resolve at all, and the only public GitHub organization, CommonsTech, holds one 2023 repository of carbon-offset
    provider evaluations with no code in it.
  evidence:
  - url: https://www.thecommons.earth/openapi.json
    status: 404
  - url: https://www.thecommons.earth/llms.txt
    status: 404
  - url: https://www.thecommons.earth/.well-known/agent-card.json
    status: 404
  - url: https://brands.thecommons.earth/openapi.json
    status: 404
  - url: https://api.thecommons.earth/
    status: 0
  - url: https://joro.tech/openapi.json
    status: 404
  checked: '2026-08-09'