Capi Money

Capi Money is a cross-border payments fintech that lets businesses pay their suppliers in more than 30 currencies, targeting importers in Africa and other emerging markets who have historically faced high fees and multi-week settlement times on international invoices. Founded in 2023 by Mitch Riley and Scott Liddle and headquartered in Wilmington, Delaware, the company offers instant FX rate quotes, settlement within 24 hours, real-time payment tracking, and holds customer funds with licensed financial institutions. Capi is a Y Combinator company backed by Creandum, Firstminute Capital, and Raba, having raised roughly EUR 17.2 million in Series A funding. The product is delivered through a web application (app.capimoney.com) and an FX Partner Program; there is no public developer API, OpenAPI definition, or developer portal published at this time.

Capi Money is profiled on the APIs.io network. Tagged areas include Company, Fintech, Payments, Cross-Border Payments, and Foreign Exchange.

Capi Money’s developer surface includes signup flow, support, and 5 more developer resources.

🌐 Visit website 📡 Source on GitHub

8.8/100 minimal ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

AccessApproval

0 APIs

Company Fintech Payments Cross-Border Payments Foreign Exchange International Payments Emerging Markets Africa

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 8.8/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 0.8 / 17

Access Clarity 4.7 / 17

Operational Transparency 0.3 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 1.9 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/capi-money: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Resources

Get Started 2

Portal, sign-up, and the first successful call

SignUp

SignUp

Login

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 1

The organization behind the API

Website

Website

Source (apis.yml)

aid: capi-money
name: Capi Money
description: Capi Money is a cross-border payments fintech that lets businesses pay their suppliers in more than 30 currencies,
  targeting importers in Africa and other emerging markets who have historically faced high fees and multi-week settlement
  times on international invoices. Founded in 2023 by Mitch Riley and Scott Liddle and headquartered in Wilmington, Delaware,
  the company offers instant FX rate quotes, settlement within 24 hours, real-time payment tracking, and holds customer funds
  with licensed financial institutions. Capi is a Y Combinator company backed by Creandum, Firstminute Capital, and Raba,
  having raised roughly EUR 17.2 million in Series A funding. The product is delivered through a web application (app.capimoney.com)
  and an FX Partner Program; there is no public developer API, OpenAPI definition, or developer portal published at this time.
url: https://raw.githubusercontent.com/api-evangelist/capi-money/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- creandum
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: approval
  trial: false
  try_now: false
  public: false
  label: Requires approval
  confidence: medium
  source: []
  generated: '2026-07-22'
  method: derived
image: https://cdn.sanity.io/images/y6kgvqnx/production/06bbda02dacbc705e032a3cc5b100e7855872d4e-700x301.png
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Fintech
- Payments
- Cross-Border Payments
- Foreign Exchange
- International Payments
- Emerging Markets
- Africa
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://capimoney.com/
- type: SignUp
  url: https://app.capimoney.com/sign-up?locale=en
- type: Login
  url: https://app.capimoney.com/sign-in
- type: Support
  url: https://capi-money.zendesk.com
- type: TermsOfService
  url: https://capimoney.com/terms
- type: PrivacyPolicy
  url: https://capimoney.com/privacy-policy
- type: GitHubOrganization
  url: https://github.com/CapiMoney
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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