Geidea

Geidea is a Saudi-headquartered fintech and payments platform serving merchants across the MENA region (Saudi Arabia, Egypt, and the UAE). Its Payment Gateway lets merchants accept card and wallet payments through a hosted Geidea Checkout (HPP) page or a server-to-server Direct API for PCI-DSS-compliant merchants, covering the full transaction lifecycle - create session, 3-D Secure authentication, pay, capture, void, refund, cancel, tokenization, Pay by Link, and Pay by Invoice - with support for mada, Visa, Mastercard, Apple Pay, Google Pay, Meeza QR, and BNPL. Payments are authenticated with a merchant public key and API password over HTTP Basic auth plus an HMAC request signature, and results are delivered back to merchants via webhook (callback) notifications.

Geidea publishes 4 APIs on the APIs.io network, including Checkout API, Direct API API, Tokenization API, and 1 more. Tagged areas include Payments, Payment Gateway, Saudi Arabia, Egypt, and MENA.

Geidea’s developer surface includes authentication, documentation, engineering blog, and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub

32.1/100 thin ▬ flat Agent 22/100 agent aware Full breakdown ↓
scored 2026-08-24 · rubric v0.13.0

AccessEnterpriseSelf serve

6 APIs

Payments Payment Gateway Saudi Arabia Egypt MENA mada Cards Point-of-Sale Checkout Fintech

Kin Score

Kin Score How this is scored →
scored 2026-08-24 · rubric v0.13.0

Composite quality — 32.1/100 · thin

Contract Quality 12.0 / 21

Developer Ergonomics 3.2 / 17

Access Clarity 4.9 / 17

Operational Transparency 2.6 / 11

Contract Governance 0.0 / 10

Discoverability 6.3 / 9

Regulatory Posture 2.8 / 15

Agent readiness — 22/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/geidea: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 6

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Geidea Rate Limits

2 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 1

Status, limits, changes, and where to get help

RateLimits

RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans

Plans

FinOps

FinOps

Company 3

The organization behind the API

LinkedIn

Website

Website

Blog

Blog

Source (apis.yml)

aid: geidea
url: https://raw.githubusercontent.com/api-evangelist/geidea/refs/heads/main/apis.yml
name: Geidea
kind: company
description: Geidea is a Saudi-headquartered fintech and payments platform serving merchants across the MENA region (Saudi
  Arabia, Egypt, and the UAE). Its Payment Gateway lets merchants accept card and wallet payments through a hosted Geidea
  Checkout (HPP) page or a server-to-server Direct API for PCI-DSS-compliant merchants, covering the full transaction lifecycle
  - create session, 3-D Secure authentication, pay, capture, void, refund, cancel, tokenization, Pay by Link, and Pay by Invoice
  - with support for mada, Visa, Mastercard, Apple Pay, Google Pay, Meeza QR, and BNPL. Payments are authenticated with a
  merchant public key and API password over HTTP Basic auth plus an HMAC request signature, and results are delivered back
  to merchants via webhook (callback) notifications.
accessModel:
  pricing: enterprise
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Enterprise · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/geidea.png
tags:
- Payments
- Payment Gateway
- Saudi Arabia
- Egypt
- MENA
- mada
- Cards
- Point-of-Sale
- Checkout
- Fintech
tags_raw:
- Payments
- Payment Gateway
- Saudi Arabia
- Egypt
- MENA
- mada
- Cards
- POS
- Checkout
- Fintech
created: '2026-07-12'
modified: '2026-07-12'
specificationVersion: '0.23'
apis:
- aid: geidea:geidea-pay-by-link-api
  name: Geidea Pay by Link API
  tags:
  - Pay by Link
  - Payment Links
  - Invoicing
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.geidea.net/docs/pay-by-link-apis
  baseURL: https://api.merchant.geidea.net
  properties:
  - url: https://docs.geidea.net/docs/pay-by-link-apis
    type: Documentation
  - url: https://docs.geidea.net/reference/create-payment-link
    type: APIReference
  description: Programmatically create, update, fetch, delete, and send (by email or SMS) shareable payment links so customers
    can pay without a full storefront integration. Available for Egypt and the UAE. Exact request paths are documented in
    the Geidea API reference; endpoint schemas are not modeled in the OpenAPI in this repository.
- aid: geidea:geidea-pay-by-invoice-api
  name: Geidea Pay by Invoice API
  tags:
  - Pay by Invoice
  - Invoicing
  - KSA
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.geidea.net/docs/pay-by-invoice-apis
  baseURL: https://api.ksamerchant.geidea.net
  properties:
  - url: https://docs.geidea.net/docs/pay-by-invoice-apis
    type: Documentation
  - url: https://docs.geidea.net/reference/create-payment-invoice
    type: APIReference
  description: Create, update, fetch, delete, and send payment invoices (KSA) that customers settle through a Geidea-hosted
    payment page. Exact request paths are documented in the Geidea API reference; endpoint schemas are not modeled in the
    OpenAPI in this repository.
- aid: geidea:geidea-checkout-api
  name: Geidea Checkout API
  description: Create a payment session for the hosted Geidea Checkout page.
  humanURL: https://docs.geidea.net/docs/geidea-checkout-v2
  baseURL: https://api.merchant.geidea.net
  tags:
  - Checkout
  properties:
  - type: OpenAPI
    url: openapi/geidea-checkout-api-openapi.yml
  - type: Documentation
    url: https://docs.geidea.net/docs/geidea-checkout-v2
  - type: APIReference
    url: https://docs.geidea.net/reference/create-session-v2-1
  - type: PostmanCollection
    url: collections/geidea.postman_collection.json
  - type: OpenCollection
    url: collections/geidea.opencollection.json
  - type: Documentation
    url: https://docs.geidea.net/docs/pg-direct-api
  - type: APIReference
    url: https://docs.geidea.net/reference/pay-v-2
  - type: Documentation
    url: https://docs.geidea.net/docs/tokenization
  - type: APIReference
    url: https://docs.geidea.net/reference/retrieve-token-1
  - type: Documentation
    url: https://docs.geidea.net/docs/overview-1
  - type: APIReference
    url: https://docs.geidea.net/reference/refund-1-1
- aid: geidea:geidea-direct-api-api
  name: Geidea Direct API API
  description: Server-to-server 3-D Secure authentication and card payment.
  humanURL: https://docs.geidea.net/docs/geidea-checkout-v2
  baseURL: https://api.merchant.geidea.net
  tags:
  - Direct API
  properties:
  - type: OpenAPI
    url: openapi/geidea-direct-api-api-openapi.yml
  - type: Documentation
    url: https://docs.geidea.net/docs/geidea-checkout-v2
  - type: APIReference
    url: https://docs.geidea.net/reference/create-session-v2-1
  - type: PostmanCollection
    url: collections/geidea.postman_collection.json
  - type: OpenCollection
    url: collections/geidea.opencollection.json
  - type: Documentation
    url: https://docs.geidea.net/docs/pg-direct-api
  - type: APIReference
    url: https://docs.geidea.net/reference/pay-v-2
  - type: Documentation
    url: https://docs.geidea.net/docs/tokenization
  - type: APIReference
    url: https://docs.geidea.net/reference/retrieve-token-1
  - type: Documentation
    url: https://docs.geidea.net/docs/overview-1
  - type: APIReference
    url: https://docs.geidea.net/reference/refund-1-1
- aid: geidea:geidea-tokenization-api
  name: Geidea Tokenization API
  description: Retrieve stored instrument tokens for cards on file.
  humanURL: https://docs.geidea.net/docs/geidea-checkout-v2
  baseURL: https://api.merchant.geidea.net
  tags:
  - Tokenization
  properties:
  - type: OpenAPI
    url: openapi/geidea-tokenization-api-openapi.yml
  - type: Documentation
    url: https://docs.geidea.net/docs/geidea-checkout-v2
  - type: APIReference
    url: https://docs.geidea.net/reference/create-session-v2-1
  - type: PostmanCollection
    url: collections/geidea.postman_collection.json
  - type: OpenCollection
    url: collections/geidea.opencollection.json
  - type: Documentation
    url: https://docs.geidea.net/docs/pg-direct-api
  - type: APIReference
    url: https://docs.geidea.net/reference/pay-v-2
  - type: Documentation
    url: https://docs.geidea.net/docs/tokenization
  - type: APIReference
    url: https://docs.geidea.net/reference/retrieve-token-1
  - type: Documentation
    url: https://docs.geidea.net/docs/overview-1
  - type: APIReference
    url: https://docs.geidea.net/reference/refund-1-1
- aid: geidea:geidea-transaction-management-api
  name: Geidea Transaction Management API
  description: Capture, void, refund, cancel, and fetch transactions and orders.
  humanURL: https://docs.geidea.net/docs/geidea-checkout-v2
  baseURL: https://api.merchant.geidea.net
  tags:
  - Transaction Management
  properties:
  - type: OpenAPI
    url: openapi/geidea-transaction-management-api-openapi.yml
  - type: Documentation
    url: https://docs.geidea.net/docs/geidea-checkout-v2
  - type: APIReference
    url: https://docs.geidea.net/reference/create-session-v2-1
  - type: PostmanCollection
    url: collections/geidea.postman_collection.json
  - type: OpenCollection
    url: collections/geidea.opencollection.json
  - type: Documentation
    url: https://docs.geidea.net/docs/pg-direct-api
  - type: APIReference
    url: https://docs.geidea.net/reference/pay-v-2
  - type: Documentation
    url: https://docs.geidea.net/docs/tokenization
  - type: APIReference
    url: https://docs.geidea.net/reference/retrieve-token-1
  - type: Documentation
    url: https://docs.geidea.net/docs/overview-1
  - type: APIReference
    url: https://docs.geidea.net/reference/refund-1-1
common:
- type: AgenticAccess
  url: agentic-access/geidea-agentic-access.yml
- type: DomainSecurity
  url: security/geidea-domain-security.yml
- type: Authentication
  url: authentication/geidea-authentication.yml
- type: GitHubOrganization
  url: https://github.com/GeideaSolutions
- type: LinkedIn
  url: https://www.linkedin.com/company/geidea
- type: Website
  url: https://www.geidea.net
- type: Documentation
  url: https://docs.geidea.net
- type: Plans
  url: plans/geidea-plans-pricing.yml
- type: RateLimits
  url: rate-limits/geidea-rate-limits.yml
- type: FinOps
  url: finops/geidea-finops.yml
- url: https://geidea.net/merchants/en/about-us/news-room.html
  type: Blog
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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