Geidea · FinOps Profile

Geidea Finops

FinOps view of Geidea Payment Gateway spend. Unlike a metered developer API, Geidea's cost model is transactional acquiring: the merchant pays a per-transaction Merchant Discount Rate (MDR), plus any fixed per-transaction and settlement fees, on payments processed through Checkout, the Direct API, Pay by Link, and Pay by Invoice. Rates are negotiated per merchant and vary by volume, region (KSA, Egypt, UAE), card scheme (mada, Visa, Mastercard), and payment method (cards, wallets, Meeza QR, BNPL). There is no separate metered charge for calling the API; the unit of cost is the payment transaction and its value.

Geidea Finops is the FinOps profile for Geidea on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 3 billable meters, billed in SAR, on a monthly cycle, and pricing category usage-based.

The profile maps 8 FOCUS columns for cost-allocation reporting.

Tagged areas include Payments, Payment Gateway, MENA, Cards, and FinOps.

Category: Payments and Financial Services Pricing: Usage-Based Billing: Monthly FOCUS v1.3
PaymentsPayment GatewayMENACardsFinOpsCost ManagementFOCUS

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

UsagePurchaseAdjustment

FOCUS Columns

BillingCurrency
SAR
ChargeCategory
Usage
InvoiceIssuerName
Geidea
PricingCategory
Usage-Based
ProviderName
Geidea
PublisherName
Geidea
ServiceCategory
Payments and Financial Services
ServiceName
Geidea Payment Gateway

Meters

transaction_discount_rate
Unit: percent_of_value
Per-transaction Merchant Discount Rate charged on processed payment value.
fixed_transaction_fee
Unit: transactions
Fixed per-transaction fee, where applicable, per successful payment.
refund_chargeback_fee
Unit: events
Fees associated with refunds and chargebacks, where applicable.

Sources