Duplo website screenshot

Duplo

Duplo is a fintech company building the financial operating system for African and emerging-market businesses, headquartered in Lagos, Nigeria with operations in South Africa. Its platform unifies B2B payments and spend management: automated expense tracking with approval workflows, local and international (cross-border) payments, multi-currency global business accounts, NRS-compliant e-invoicing, direct debit, tax management, auto reconciliation, bulk payments to up to 500 recipients, and real-time financial reporting. For developers, Duplo exposes Atlas, a global payments API (base host atlas.tryduplo.com) covering collections/checkout, disbursements and bulk payouts, virtual accounts, payment links, exchange rates and FX swaps, wallet management, and e-invoicing, authenticated with Bearer API keys and delivering event notifications via webhooks. Duplo maintains PCI DSS, ISO 27001 and ISO 22301 certifications, is NDPR compliant, and operates under Central Bank of Nigeria oversight as a licensed Payment Service Solution Provider (PSSP).

Duplo publishes 1 API on the APIs.io network. Tagged areas include Company, Fintech, Payments, B2B Payments, and Cross-Border Payments.

The Duplo catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Duplo’s developer surface includes documentation, API reference, getting-started guide, engineering blog, support, pricing, signup flow, and 21 more developer resources.

53.4/100 developing ▬ flat Agent 24/100 agent aware saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0
1 APIs
CompanyFintechPaymentsB2B PaymentsCross-Border PaymentsExpense ManagementVirtual AccountsE-InvoicingForeign ExchangeAfricaNigeria

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/duplo: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Atlas Payments API

Atlas is Duplo's global payments API for African and emerging-market businesses: collect payments (checkout, payment links, virtual accounts), disburse funds (single and bulk ba...

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Duplo Authentication

http · 1 scheme

SECURITY

Duplo Domain Security

TLSv1.3 · DMARC

SECURITY

Resources

Get Started 5

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 3

Authentication, authorization, and security posture

Operate 3

Status, limits, changes, and where to get help

Commercial 3

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: duplo
name: Duplo
description: 'Duplo is a fintech company building the financial operating system for African and emerging-market businesses,
  headquartered in Lagos, Nigeria with operations in South Africa. Its platform unifies B2B payments and spend management:
  automated expense tracking with approval workflows, local and international (cross-border) payments, multi-currency global
  business accounts, NRS-compliant e-invoicing, direct debit, tax management, auto reconciliation, bulk payments to up to
  500 recipients, and real-time financial reporting. For developers, Duplo exposes Atlas, a global payments API (base host
  atlas.tryduplo.com) covering collections/checkout, disbursements and bulk payouts, virtual accounts, payment links, exchange
  rates and FX swaps, wallet management, and e-invoicing, authenticated with Bearer API keys and delivering event notifications
  via webhooks. Duplo maintains PCI DSS, ISO 27001 and ISO 22301 certifications, is NDPR compliant, and operates under Central
  Bank of Nigeria oversight as a licensed Payment Service Solution Provider (PSSP).'
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  - sandbox
  generated: '2026-09-03'
  method: derived
image: https://tryduplo.com/wp-content/uploads/2026/04/Dashboard-1-01-scaled.webp
url: https://raw.githubusercontent.com/api-evangelist/duplo/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- point-nine
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Fintech
- Payments
- B2B Payments
- Cross-Border Payments
- Expense Management
- Virtual Accounts
- E-Invoicing
- Foreign Exchange
- Africa
- Nigeria
tags_raw:
- Company
- FinTech
- Payments
- B2B Payments
- Cross-Border Payments
- Expense Management
- Virtual Accounts
- E-Invoicing
- Foreign Exchange
- Africa
- Nigeria
apis:
- name: Atlas Payments API
  description: 'Atlas is Duplo''s global payments API for African and emerging-market businesses: collect payments (checkout,
    payment links, virtual accounts), disburse funds (single and bulk bank payouts, international transfers), run exchange-rate
    lookups and FX swaps, manage wallets, and issue NRS e-invoices. Authenticated with Bearer API keys, with test and live
    modes selected by the key, and webhook event notifications.'
  humanURL: https://docs.tryduplo.com/en/atlas
  baseURL: https://atlas.tryduplo.com
  tags:
  - Payments
  - Collection
  - Disbursements
  - FX
  - E-Invoicing
  tags_raw:
  - Payments
  - Collections
  - Disbursements
  - FX
  - E-Invoicing
  properties:
  - type: Documentation
    url: https://docs.tryduplo.com/en/atlas
  - type: APIReference
    url: https://docs.tryduplo.com/en/atlas/overview
  - type: GettingStarted
    url: https://docs.tryduplo.com/en/atlas/guides
  - type: Authentication
    url: authentication/duplo-authentication.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/duplo-domain-security.yml
- type: Website
  url: https://tryduplo.com
- type: DeveloperPortal
  url: https://docs.tryduplo.com
- type: Documentation
  url: https://docs.tryduplo.com/en/atlas
- type: APIReference
  url: https://docs.tryduplo.com/en/atlas/overview
- type: GettingStarted
  url: https://docs.tryduplo.com/en/atlas/guides
- type: Blog
  url: https://tryduplo.com/blog
- type: Support
  url: https://duplo.zohodesk.com
- type: StatusPage
  url: https://status.tryduplo.com
- type: Pricing
  url: https://tryduplo.com/pricing
- type: SignUp
  url: https://dashboard.tryduplo.com
- type: Login
  url: https://dashboard.tryduplo.com
- type: TermsOfService
  url: https://tryduplo.com/terms-and-conditions
- type: PrivacyPolicy
  url: https://tryduplo.com/privacy-policy
- type: GitHubOrganization
  url: https://github.com/tryduplo
- type: ChangeLog
  url: https://docs.tryduplo.com/en/atlas/changelogs
- type: Compliance
  url: conformance/duplo-conformance.yml
- type: Authentication
  url: authentication/duplo-authentication.yml
- type: Conventions
  url: conventions/duplo-conventions.yml
- type: Sandbox
  url: sandbox/duplo-sandbox.yml
- type: Lifecycle
  url: lifecycle/duplo-lifecycle.yml
- type: Conformance
  url: conformance/duplo-conformance.yml
- type: Webhooks
  url: asyncapi/duplo-atlas-webhooks.yml
- type: X-MCPServerCandidate
  url: mcp/duplo-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: AgentSkill
  url: skills/_index.yml
- type: DataModel
  url: data-model/duplo-data-model.yml
- type: ErrorCatalog
  url: errors/duplo-problem-types.yml
- type: LLMsTxt
  url: llms/duplo-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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