Juvo

Juvo is a San Francisco based fintech company, founded in 2014, that provides Financial Identity as a Service (FiDaaS). In partnership with mobile network operators, Juvo uses data science, machine learning, and game mechanics to analyze anonymous prepaid mobile subscriber behavior and build proprietary Identity Scores for the roughly 68% of adults worldwide who lack a formal credit history. Its Identity Stack exposes an API for carriers to derive customer analytics and insights, and powers airtime lending and cash-loan products. Juvo has built over 150 million financial profiles and works with operators and partners including Mastercard, Claro, T-Mobile, Vivo, and TIM across Latin America and beyond. Developer documentation is published on a Stoplight-hosted portal at developers.juvo.com.

Juvo is profiled on the APIs.io network. Tagged areas include Company, Fintech, Financial Identity, Credit Scoring, and Financial Services.

Juvo’s developer surface includes documentation, API reference, engineering blog, and 6 more developer resources.

🌐 Visit website 📡 Source on GitHub

12.0/100 minimal ▬ flat Agent 4/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyFintechFinancial IdentityCredit ScoringFinancial ServicesMobileUnderbankedMachine LearningFinancial Inclusion

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 12.0/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 5.2 / 20

Commercial Clarity 0.0 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 4/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/juvo: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Company 4

The organization behind the API

Website

Website

Careers

Careers

Blog

Blog

LinkedIn

Source (apis.yml)

aid: juvo
name: Juvo
description: Juvo is a San Francisco based fintech company, founded in 2014, that provides Financial Identity as a Service
  (FiDaaS). In partnership with mobile network operators, Juvo uses data science, machine learning, and game mechanics to
  analyze anonymous prepaid mobile subscriber behavior and build proprietary Identity Scores for the roughly 68% of adults
  worldwide who lack a formal credit history. Its Identity Stack exposes an API for carriers to derive customer analytics
  and insights, and powers airtime lending and cash-loan products. Juvo has built over 150 million financial profiles and
  works with operators and partners including Mastercard, Claro, T-Mobile, Vivo, and TIM across Latin America and beyond.
  Developer documentation is published on a Stoplight-hosted portal at developers.juvo.com.
url: https://raw.githubusercontent.com/api-evangelist/juvo/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- wing-venture-capital
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
image: https://cdn.prod.website-files.com/5f860f5be9fa8ab23a4a198f/5f860f5be9fa8a38c34a1ab3_Favicon_Juvologo_256px.png
tags:
- Company
- Fintech
- Financial Identity
- Credit Scoring
- Financial Services
- Mobile
- Underbanked
- Machine Learning
- Financial Inclusion
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/juvo-domain-security.yml
- type: WellKnown
  url: well-known/juvo-well-known.yml
- type: Website
  url: https://www.juvo.com/
- type: DeveloperPortal
  url: https://developers.juvo.com/
- type: Documentation
  url: https://developers.juvo.com/
- type: APIReference
  url: https://developers.juvo.com/
- type: Careers
  url: https://www.juvo.com/careers
- type: Blog
  url: https://www.juvo.com/news-and-events
- type: LinkedIn
  url: https://www.linkedin.com/company/juvo
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence