Ipid

iPiD (International Payments Identity) is a fintech providing real-time Know Your Payee (KYP) verification for cross-border and domestic payments. Its single, payment-rail-agnostic API lets banks, PSPs, and corporates validate bank account ownership and match payee names before funds move, reducing authorized push payment (APP) fraud, business email compromise losses, and failed transactions. Products include iPiD Validate (global payee / bank account verification with name-matching), iPiD Node (a scheme-compliance layer for EU Verification of Payee, UK Confirmation of Payee, FATF Recommendation 16, and US Nacha), and a Payment Agent agentic verification layer. Founded in 2021, iPiD is backed by QED Investors, Monk's Hill Ventures, Quona Capital, Jungle Ventures, Saison Capital, and others. Public API access is gated behind a sales/demo process; no machine-readable specification is published publicly.

Ipid is profiled on the APIs.io network. Tagged areas include Company, Payments, Fraud Prevention, Identity Verification, and Compliance.

Ipid’s developer surface includes signup flow, engineering blog, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub

15.0/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyPaymentsFraud PreventionIdentity VerificationComplianceCross-Border PaymentsKnow Your PayeeFintechBank Account Verification

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 15.0/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 0.4 / 20

Commercial Clarity 4.7 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/ipid: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 2

Portal, sign-up, and the first successful call

Login

SignUp

SignUp

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Website

Website

Blog

Blog

BlogRSS

BlogRSS

Source (apis.yml)

aid: ipid
name: Ipid
description: iPiD (International Payments Identity) is a fintech providing real-time Know Your Payee (KYP) verification for
  cross-border and domestic payments. Its single, payment-rail-agnostic API lets banks, PSPs, and corporates validate bank
  account ownership and match payee names before funds move, reducing authorized push payment (APP) fraud, business email
  compromise losses, and failed transactions. Products include iPiD Validate (global payee / bank account verification with
  name-matching), iPiD Node (a scheme-compliance layer for EU Verification of Payee, UK Confirmation of Payee, FATF Recommendation
  16, and US Nacha), and a Payment Agent agentic verification layer. Founded in 2021, iPiD is backed by QED Investors, Monk's
  Hill Ventures, Quona Capital, Jungle Ventures, Saison Capital, and others. Public API access is gated behind a sales/demo
  process; no machine-readable specification is published publicly.
url: https://raw.githubusercontent.com/api-evangelist/ipid/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- qed-investors
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://cdn.prod.website-files.com/671607cea138e254fd48e8d9/67ab60b9e870b0fa20a47754_iPiD%20256%20Webclip.png
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Payments
- Fraud Prevention
- Identity Verification
- Compliance
- Cross-Border Payments
- Know Your Payee
- Fintech
- Bank Account Verification
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://ipid.tech/
- type: Login
  url: https://customers.ipid.app/
- type: SignUp
  url: https://ipid.tech/demo
- type: Blog
  url: https://ipid.tech/blog
- type: BlogRSS
  url: https://ipid.tech/blog/rss.xml
- type: PrivacyPolicy
  url: https://ipid.tech/privacy-policy
- type: Conformance
  url: conformance/ipid-conformance.yml
- type: DomainSecurity
  url: security/ipid-domain-security.yml
- type: LLMsTxt
  url: llms/ipid-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence