Comulate

Comulate is an accounting automation and revenue intelligence platform built for large insurance brokers. It captures carrier statement data across spreadsheets, PDFs, and email, then automatically reconciles direct-bill and carrier-payables transactions against policies to eliminate manual back-office accounting work. Its Revenue Intelligence layer adds commission forecasting, variance tracking, and missing-commission detection. Comulate is delivered as a hosted application at app.comulate.com with native connectors to broker management systems including Epic, BenefitPoint, AMS360, Microsoft Dynamics, and Salesforce. The company was surfaced as a Bond Capital portfolio company and enriched in the API Evangelist network; it publishes no public developer API or documentation as of this profile.

Comulate is profiled on the APIs.io network. Tagged areas include Company, Insurance, Insurtech, Accounting, and Reconciliation.

Comulate’s developer surface includes support and 15 more developer resources.

🌐 Visit website 📡 Source on GitHub

21.7/100 emerging ▬ flat Agent 3/100 human only saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

0 APIs

Company Insurance Insurtech Accounting Reconciliation Automation Revenue Intelligence FintechInsurance Brokers

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 21.7/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 0.8 / 17

Access Clarity 7.4 / 17

Operational Transparency 1.2 / 11

Contract Governance 1.9 / 10

Discoverability 4.9 / 9

Regulatory Posture 6.8 / 15

Agent readiness — 3/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/comulate: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Pricing Plans 1

Published pricing tiers and plan structures.

Comulate Plans Pricing

0 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Comulate Rate Limits

0 limits

RATE LIMITS

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Comulate Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Comulate Vulnerability Disclosure

Hackerone · security.txt · contact published

SECURITY

Comulate Trust Center

SOC 2 Type II, SOC 1 Type II

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

Login

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Design & Contract 2

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Lifecycle

Lifecycle

Build 1

SDKs, sample code, and the tooling you integrate with

Packages

Packages

Access & Security 5

Authentication, authorization, and security posture

Compliance

Compliance

Security

Security

DomainSecurity

DomainSecurity

VulnerabilityDisclosure

VulnerabilityDisclosure

TrustCenter

TrustCenter

Operate 2

Status, limits, changes, and where to get help

Support

Support

StatusPage

StatusPage

Commercial 3

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Plans

Plans

Company 1

The organization behind the API

Website

Website

Source (apis.yml)

aid: comulate
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/comulate.png
name: Comulate
description: Comulate is an accounting automation and revenue intelligence platform built for large insurance brokers. It
  captures carrier statement data across spreadsheets, PDFs, and email, then automatically reconciles direct-bill and carrier-payables
  transactions against policies to eliminate manual back-office accounting work. Its Revenue Intelligence layer adds commission
  forecasting, variance tracking, and missing-commission detection. Comulate is delivered as a hosted application at app.comulate.com
  with native connectors to broker management systems including Epic, BenefitPoint, AMS360, Microsoft Dynamics, and Salesforce.
  The company was surfaced as a Bond Capital portfolio company and enriched in the API Evangelist network; it publishes no
  public developer API or documentation as of this profile.
url: https://raw.githubusercontent.com/api-evangelist/comulate/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- bond-capital
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-08-14'
tags:
- Company
- Insurance
- Insurtech
- Accounting
- Reconciliation
- Automation
- Revenue Intelligence
- Fintech
- Insurance Brokers
tags_raw:
- Company
- Insurance
- InsurTech
- Accounting
- Reconciliation
- Automation
- Revenue Intelligence
- Fintech
- Insurance Brokers
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://comulate.com
- type: Login
  url: https://app.comulate.com
- type: PrivacyPolicy
  url: https://comulate.com/privacy-policy
- type: TermsOfService
  url: https://comulate.com/terms-of-use
- type: Support
  url: mailto:support@comulate.com
- type: StatusPage
  url: https://trust.comulate.com
- type: Compliance
  url: https://comulate.com/security
- type: Security
  url: https://comulate.com/security
- type: DomainSecurity
  url: security/comulate-domain-security.yml
- type: VulnerabilityDisclosure
  url: security/comulate-vulnerability-disclosure.yml
- type: TrustCenter
  url: security/comulate-trust-center.yml
- type: Conformance
  url: conformance/comulate-conformance.yml
- type: Lifecycle
  url: lifecycle/comulate-lifecycle.yml
- type: LLMsTxt
  url: llms/comulate-llms.txt
- type: Plans
  url: plans/comulate-plans-pricing.yml
- type: Packages
  url: packages/comulate-packages.yml
x-enrichment:
  date: '2026-08-14'
  status: minimal
  artifacts_added: 4
  pass: local-v1
  note: Contract discovery re-run against every host. Found api.comulate.com is a live first-party API host that returns HTTP
    401 on every path; no public spec, portal, SDK, MCP server, agent card or well-known document exists.
x-coverage:
  state: gated
  reason: customer-only-docs
  detail: api.comulate.com is a live first-party Comulate API host whose root health check returns 200 but which answers HTTP
    401 "Unauthorized" on every other path including /openapi.json, and Comulate publishes no developer portal at all (comulate.com/developers
    returns 404 and docs.comulate.com does not resolve), so the contract is reachable only by contracted broker customers.
  evidence:
  - url: https://api.comulate.com/
    status: 200
  - url: https://api.comulate.com/openapi.json
    status: 401
  - url: https://www.comulate.com/developers
    status: 404
  checked: '2026-08-14'

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