Travelers

Travelers is one of the largest property casualty insurance companies in the United States and a Fortune 500 company. Through their developer portal, Travelers provides APIs for business insurance claim reporting, commercial quoting, and policy management to enable agents, brokers, and partners to programmatically manage insurance workflows.

Travelers publishes 3 API contracts indexed on the APIs.io network: Claims API, Policies API, and Quoting API. Tagged areas include Insurance, Property and Casualty, Commercial Insurance, Claims, and Fintech.

The Travelers catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

Travelers’ developer surface includes authentication, documentation, signup flow, and 13 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

37.2/100 thin ▬ flat Agent 23/100 agent aware Front door AI 1/6 silent Heartbeat 0/100 dormant saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessEnterpriseSelf serve

1 published contract

Insurance Property and Casualty Commercial Insurance Claims Fintech Fortune 500Agency DistributionAuto InsuranceBond and SpecialtyBusiness Insurance Cyber InsuranceDow Jones Industrial AverageHomeowners Personal Insurance Risk Management Surety Telematics Workers Compensation

What this lets a business do 3

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Insurance Claims Management

BC-2160

Claims

POST /claims POST /claims/{claim_number}/documents

Policy Administration Management

BC-2140

Policies

GET /policies GET /policies/{policy_number}

Insurance Distribution Management

BC-2110

Quoting

POST /quotes

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 37.2/100 · thin

Contract Quality 11.3 / 19

Developer Ergonomics 4.7 / 15

Access Clarity 2.8 / 15

Operational Transparency 0.8 / 10

Contract Governance 2.5 / 9

Discoverability 5.0 / 8

Regulatory Posture 4.5 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 23/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document

9 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 18.4 — up to +16.3 composite points
Developer Ergonomics scores 31.0 — up to +13.8 composite points
Operational Transparency scores 7.9 — up to +12.0 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/travelers/apis.yml: open an issue on github.com/api-evangelist/travelers to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
FMCSA Registered Electronic Logging Devices	covered	17.2 (thin)	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 2

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

OAuth 2.0

measured — observed by APIs.io (declared)

APIs 3

Individual APIs this provider publishes, each with its own machine-readable definition.

Travelers Claims API

Business insurance claim reporting and management

Travelers Policies API

Policy information and management

Travelers Quoting API

Commercial insurance quoting and policy pricing

Open Collections 4

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Travelers Claims API

OPEN COLLECTION

Travelers Claims Policies API

OPEN COLLECTION

Travelers Claims Quoting API

OPEN COLLECTION

Travelers API

OPEN COLLECTION

Travelers API pricing

Not yet checked against Travelers's own pricing page. Compiled by API Evangelist on 2026-05-05 from developer.travelers.com; confirm before you rely on a figure.

Plan	Price
Contact Sales enterprise	—

Plan details, limits and sources →

Rate limits

Negotiated Partner Limit: see partner agreement varies

Compiled by API Evangelist, not yet checked against Travelers's documentation. Rate-limit details →

Pricing Plans 1

Published pricing tiers and plan structures.

Travelers Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Travelers Rate Limits

1 limits

RATE LIMITS

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

Travelers

SLA

FinOps 1

Cost, billing, and metering signals for API financial operations.

Travelers Finops

FINOPS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Travelers Context

40 classes · 0 properties

JSON-LD

Spectral Rules 2

Spectral governance rulesets for linting and validating these APIs.

Travelers — jsonschema rules

5 rules · 4 warnings 1 info

SPECTRAL

Travelers API Rules

11 rules · 2 errors 7 warnings

SPECTRAL

JSON Schema 1

Standalone JSON Schema definitions for this provider's data models.

Travelers Insurance Claim

10 properties

JSON SCHEMA

JSON Structure 1

JSON Structure definitions describing this provider's data shapes.

Travelers Claim Structure

0 properties

JSON STRUCTURE

Examples 2

Example request and response payloads for these APIs.

Travelers Report Claim Example

2 fields

EXAMPLE

Travelers Request Quote Example

2 fields

EXAMPLE

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Travelers Authentication

oauth2 · 1 scheme

SECURITY

Travelers Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Travelers Scopes

5 scopes · clientCredentials

5 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Travelers Agentic Access

8 operations · 3 acting

AGENTIC

Press 5

Recent news and press coverage referencing this provider.

Travelers Q4 2025 Earnings Call Transcript

Travelers CEO: Agentic AI Embedded in Operations Today ...

Travelers says it invested $1.5B in AI, tech initiatives in 2025

Company news

Travelers partners with Anthropic to expand AI assistants ...

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Signup

Signup

DeveloperPortal

DeveloperPortal

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Build 2

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

GitHubOrganization

GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

OAuthScopes

OAuthScopes

Operate 1

Status, limits, changes, and where to get help

RateLimits

RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans

Plans

FinOps

FinOps

Company 2

The organization behind the API

LinkedIn

Website

Website

Other 1

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Source (apis.yml)

aid: travelers
name: Travelers
description: Travelers is one of the largest property casualty insurance companies in the United States and a Fortune 500
  company. Through their developer portal, Travelers provides APIs for business insurance claim reporting, commercial quoting,
  and policy management to enable agents, brokers, and partners to programmatically manage insurance workflows.
type: Index
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: enterprise
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  gated: none
  gated_source:
  - onboarding
  label: Enterprise · Self-serve signup
  confidence: medium
  source:
  - plans
  - authentication
  - security
  generated: '2026-11-06'
  method: derived
position: Consuming
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/travelers.png
tags:
- Insurance
- Property and Casualty
- Commercial Insurance
- Claims
- Fintech
- Fortune 500
- Agency Distribution
- Auto Insurance
- Bond and Specialty
- Business Insurance
- Cyber Insurance
- Dow Jones Industrial Average
- Homeowners
- Personal Insurance
- Risk Management
- Surety
- Telematics
- Workers Compensation
tags_raw:
- Insurance
- Property Casualty
- Commercial Insurance
- Claims
- Fintech
- Fortune 500
- Agency Distribution
- Auto Insurance
- Bond and Specialty
- Business Insurance
- Cyber Insurance
- Dow Jones Industrial Average
- Homeowners
- Personal Insurance
- Property and Casualty
- Risk Management
- Surety Bonds
- Telematics
- Workers Compensation
created: '2026-05-03'
modified: '2026-05-19'
url: https://raw.githubusercontent.com/api-evangelist/travelers/refs/heads/main/apis.yml
specificationVersion: '0.23'
apis:
- aid: travelers:travelers-claims-api
  name: Travelers Claims API
  description: Business insurance claim reporting and management
  humanURL: https://developer.travelers.com/s/
  baseURL: https://api.travelers.com/v1
  tags:
  - Claims
  properties:
  - type: OpenAPI
    url: openapi/travelers-claims-api-openapi.yml
  - type: Documentation
    url: https://developer.travelers.com/s/apis
  - type: JSONSchema
    url: json-schema/travelers-claim-schema.json
  - type: JSONStructure
    url: json-structure/travelers-claim-structure.json
  - type: JSONLD
    url: json-ld/travelers-context.jsonld
  - type: SpectralRules
    url: rules/travelers-rules.yml
  - type: Vocabulary
    url: vocabulary/travelers-vocabulary.yml
  - type: Signup
    url: https://developer.travelers.com/s/
- aid: travelers:travelers-policies-api
  name: Travelers Policies API
  description: Policy information and management
  humanURL: https://developer.travelers.com/s/
  baseURL: https://api.travelers.com/v1
  tags:
  - Policies
  properties:
  - type: OpenAPI
    url: openapi/travelers-policies-api-openapi.yml
  - type: Documentation
    url: https://developer.travelers.com/s/apis
  - type: JSONSchema
    url: json-schema/travelers-claim-schema.json
  - type: JSONStructure
    url: json-structure/travelers-claim-structure.json
  - type: JSONLD
    url: json-ld/travelers-context.jsonld
  - type: SpectralRules
    url: rules/travelers-rules.yml
  - type: Vocabulary
    url: vocabulary/travelers-vocabulary.yml
  - type: Signup
    url: https://developer.travelers.com/s/
- aid: travelers:travelers-quoting-api
  name: Travelers Quoting API
  description: Commercial insurance quoting and policy pricing
  humanURL: https://developer.travelers.com/s/
  baseURL: https://api.travelers.com/v1
  tags:
  - Quoting
  properties:
  - type: OpenAPI
    url: openapi/travelers-quoting-api-openapi.yml
  - type: Documentation
    url: https://developer.travelers.com/s/apis
  - type: JSONSchema
    url: json-schema/travelers-claim-schema.json
  - type: JSONStructure
    url: json-structure/travelers-claim-structure.json
  - type: JSONLD
    url: json-ld/travelers-context.jsonld
  - type: SpectralRules
    url: rules/travelers-rules.yml
  - type: Vocabulary
    url: vocabulary/travelers-vocabulary.yml
  - type: Signup
    url: https://developer.travelers.com/s/
common:
- type: Plans
  url: plans/travelers-plans-pricing.yml
- type: RateLimits
  url: rate-limits/travelers-rate-limits.yml
- type: FinOps
  url: finops/travelers-finops.yml
- type: CapabilityMap
  url: capabilities/travelers-capability-edges.yml
  name: Travelers Business Capability Map
- type: AgenticAccess
  url: agentic-access/travelers-agentic-access.yml
- type: DomainSecurity
  url: security/travelers-domain-security.yml
- type: Authentication
  url: authentication/travelers-authentication.yml
- type: OAuthScopes
  url: scopes/travelers-scopes.yml
- type: GitHubOrganization
  url: https://github.com/Travelers
- type: LinkedIn
  url: https://www.linkedin.com/company/travelers
- type: Website
  url: https://www.travelers.com/
- type: DeveloperPortal
  url: https://developer.travelers.com/s/
- type: Documentation
  url: https://developer.travelers.com/s/apis
- type: Signup
  url: https://developer.travelers.com/s/
- type: Integrations
  url: https://piaffinity.travelers.com/affinity/sponsor/partners
- type: DeveloperPortal
  url: https://developer.travelers.com
  name: Travelers Developer Portal
  description: Gated developer portal (Salesforce Experience Cloud) used to onboard appointed agents, agency-management-system
    vendors, and integration partners onto Travelers' partner APIs. Specifications, endpoints, and pricing are not publicly
    published; access requires an appointment or partnership agreement with Travelers.
- type: GitHubOrganization
  url: https://github.com/travelers
  name: Travelers Technology on GitHub
  description: Travelers Technology organization on GitHub (opensource@travelers.com, Hartford, CT). The organization currently
    exposes two public repositories — KubUI (JavaScript, last updated 2019) and cloud-automation (Python fork of Dynatrace
    observability content, last updated 2023) — and no language SDKs or developer tools.
integrations:
- name: Car Insurance
- name: Home Insurance
- name: Renters Insurance
- name: Condo Insurance
- name: Boat and Yacht Insurance
- name: Illustration of Phil LaVallee at Olympics
- name: Travelers umbrella in plaza
- name: Travelers
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Travelers API — frequently asked questions

Does Travelers have an API?

Yes. APIs.io lists 3 APIs from Travelers, including Travelers Claims API, Travelers Policies API and Travelers Quoting API.

Is there an OpenAPI specification for the Travelers API?

Yes. APIs.io indexes 3 OpenAPI specifications for Travelers, each linked for download from this page.

How do I authenticate with the Travelers API?

Travelers documents its authentication (oauth2 · 1 scheme). The details are profiled on APIs.io as Travelers Authentication.

How much does the Travelers API cost?

APIs.io lists 1 pricing plan for Travelers, with each plan's price, limits and inclusions under Pricing on this page.

Is the Travelers API ready for AI agents?

Travelers has a Kin Score of 37.2 out of 100 (thin) and an Agent Readiness score of 23.4 (agent-aware), scored by API Evangelist on 2026-11-06.

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