Gluwa

Gluwa is a borderless financial platform and blockchain infrastructure company that connects emerging markets to the global economy. Its consumer surface is the Gluwa Wallet, Dashboard, Invest (Investor DAO / fixed-term interest accounts) and Exchange, backed by the Gluwacoin interoperable stablecoin standard (USDG, KRWG, NGNG). Gluwa exposes a REST API (balances, fees, transactions, payment QR codes, wrap/unwrap, and an Exchange API for quotes, orders and order books) secured with API keys and address signatures, with webhooks and idempotent transaction requests. Gluwa also builds and operates Creditcoin, an EVM-compatible layer-1 blockchain, and the Universal Smart Contract (USC) multichain framework, shipping TypeScript, Solidity, PHP, .NET and Java SDKs. Originally surfaced as a 500 Global portfolio company.

Gluwa is listed with 1 API on the APIs.io network. Tagged areas include Company, Blockchain, Cryptocurrency, Stablecoins, and Payments.

The Gluwa catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Gluwa’s developer surface includes documentation, API reference, getting-started guide, signup flow, engineering blog, authentication, changelog, and 11 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

33.7/100 thin ▬ flat Agent 26/100 agent aware Front door AI 1/6 silent Heartbeat 100/100 alive saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

1 API

Company Blockchain Cryptocurrency Stablecoins Payments Fintech WalletsCreditcoinSmart Contracts Emerging Markets

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 33.7/100 · thin

Contract Quality 8.3 / 21

Developer Ergonomics 10.1 / 17

Access Clarity 2.2 / 17

Operational Transparency 2.9 / 11

Contract Governance 0.0 / 10

Discoverability 6.2 / 9

Regulatory Posture 1.6 / 15

Agent readiness — 26/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document

8 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 13.2 — up to +17.4 composite points
Contract Quality scores 39.0 — up to +15.3 composite points
Contract Governance scores 0.0 — up to +12.0 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/gluwa/apis.yml: open an issue on github.com/api-evangelist/gluwa to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Stablecoins and Tokenization (stablecoin issuers, tokenized assets)	distribution	9.6 (thin)	-	1

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Gluwa API

REST API for the Gluwa borderless financial platform — balances, fees, transactions, payment QR codes, wrap/unwrap, and the Exchange API (quotes, orders, order books). Secured w...

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Gluwa Webhooks

ASYNCAPI

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Gluwa Authentication

apiKey/http-signature · 2 schemes

SECURITY

Gluwa Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

SignUp

SignUp

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Design & Contract 4

Pagination, idempotency, versioning, errors, and events

Conventions

Idempotency

ErrorCatalog

Webhooks

Build 3

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Packages

Packages

SDKs

SDKs

Access & Security 2

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

ChangeLog

ChangeLog

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: gluwa
name: Gluwa
description: Gluwa is a borderless financial platform and blockchain infrastructure company that connects emerging markets
  to the global economy. Its consumer surface is the Gluwa Wallet, Dashboard, Invest (Investor DAO / fixed-term interest accounts)
  and Exchange, backed by the Gluwacoin interoperable stablecoin standard (USDG, KRWG, NGNG). Gluwa exposes a REST API (balances,
  fees, transactions, payment QR codes, wrap/unwrap, and an Exchange API for quotes, orders and order books) secured with
  API keys and address signatures, with webhooks and idempotent transaction requests. Gluwa also builds and operates Creditcoin,
  an EVM-compatible layer-1 blockchain, and the Universal Smart Contract (USC) multichain framework, shipping TypeScript,
  Solidity, PHP, .NET and Java SDKs. Originally surfaced as a 500 Global portfolio company.
url: https://raw.githubusercontent.com/api-evangelist/gluwa/refs/heads/main/apis.yml
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  generated: '2026-11-06'
  method: derived
image: https://gluwa.com/resources/meta-image.png
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Blockchain
- Cryptocurrency
- Stablecoins
- Payments
- Fintech
- Wallets
- Creditcoin
- Smart Contracts
- Emerging Markets
tags_raw:
- Company
- Blockchain
- Cryptocurrency
- Stablecoin
- Payments
- Fintech
- Wallet
- Creditcoin
- Smart Contracts
- Emerging Markets
apis:
- name: Gluwa API
  description: REST API for the Gluwa borderless financial platform — balances, fees, transactions, payment QR codes, wrap/unwrap,
    and the Exchange API (quotes, orders, order books). Secured with API keys and address signatures; supports webhooks and
    idempotent transaction requests.
  humanURL: https://docs.gluwa.com/api/api.md
  baseURL: https://api.gluwa.com
  tags:
  - Payments
  - Blockchain
  - Stablecoins
  tags_raw:
  - Payments
  - Blockchain
  - Stablecoin
  properties:
  - type: Documentation
    url: https://docs.gluwa.com
  - type: APIReference
    url: https://docs.gluwa.com/api/api.md
  - type: Authentication
    url: authentication/gluwa-authentication.yml
  - type: ErrorCatalog
    url: errors/gluwa-error-codes.yml
  - type: Webhooks
    url: asyncapi/gluwa-webhooks.yml
  - type: Idempotency
    url: conventions/gluwa-conventions.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://gluwa.com
- type: DeveloperPortal
  url: https://dashboard.gluwa.com
- type: Documentation
  url: https://docs.gluwa.com
- type: APIReference
  url: https://docs.gluwa.com/api/api.md
- type: GettingStarted
  url: https://docs.gluwa.com/get-started/dashboard.md
- type: SignUp
  url: https://dashboard.gluwa.com
- type: Blog
  url: https://medium.com/@gluwa
- type: GitHubOrganization
  url: https://github.com/gluwa
- type: Authentication
  url: authentication/gluwa-authentication.yml
- type: Conventions
  url: conventions/gluwa-conventions.yml
- type: Idempotency
  url: conventions/gluwa-conventions.yml
- type: ErrorCatalog
  url: errors/gluwa-error-codes.yml
- type: Webhooks
  url: asyncapi/gluwa-webhooks.yml
- type: ChangeLog
  url: changelog/gluwa-changelog.yml
- type: Packages
  url: packages/gluwa-packages.yml
- type: SDKs
  url: packages/gluwa-packages.yml
- type: LLMsTxt
  url: llms/gluwa-llms.txt
- type: DomainSecurity
  url: security/gluwa-domain-security.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

Gluwa API — frequently asked questions

Does Gluwa have an API?

Yes. APIs.io lists 1 API from Gluwa, including Gluwa API.

How do I authenticate with the Gluwa API?

Gluwa uses bearer-token authentication (apiKey/http-signature · 2 schemes). The details are profiled on APIs.io as Gluwa Authentication.

Is the Gluwa API ready for AI agents?

Gluwa has a Kin Score of 33.7 out of 100 (thin) and an Agent Readiness score of 25.9 (agent-aware), scored by API Evangelist on 2026-11-06.

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