Acoru

Acoru provides an AI‑armed account monitoring platform that helps financial institutions stop application fraud, detect money‑mule schemes, and comply with banking regulations. Their solution monitors accounts in real‑time, predicts scams using machine‑learning, and offers actionable alerts for compliance teams. Backed by Adara Venture Partners, Acoru aims to protect both consumers and businesses from sophisticated fraud attacks.

Acoru is listed with 1 API on the APIs.io network. Tagged areas include Company, FinTech, FraudDetection, AI, and AccountMonitoring.

Acoru’s developer surface includes engineering blog, documentation, and 9 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

14.4/100 emerging Agent 3/100 human only Full breakdown ↓
scored 2026-10-31 · rubric v0.25.0 · Show this score on your site →

1 API

CompanyFinTechFraudDetectionAIAccountMonitoring

Kin Score

Kin Score How this is scored →
scored 2026-10-31 · rubric v0.25.0

Composite quality — 14.4/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 2.0 / 17

Access Clarity 4.9 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 5.0 / 9

Regulatory Posture 2.6 / 15

Agent readiness — 3/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Horizontal (data, software, accessibility, platform) regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Machine-Readable Auth +10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey)
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0

12 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points
Developer Ergonomics scores 11.9 — up to +17.6 composite points
Access Clarity scores 28.9 — up to +14.2 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/acoru/apis.yml: open an issue on github.com/api-evangelist/acoru to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Acoru API

Acoru provides AI‑armed account monitoring APIs as described in their product documentation.

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Acoru Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Access & Security 2

Authentication, authorization, and security posture

TrustCenter

TrustCenter

DomainSecurity

DomainSecurity

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Newsroom

Newsroom

Blog

Blog

Website

Website

Other 2

Properties that don't map to a standard resource type

Hosts

Hosts

Vendors

Vendors

Source (apis.yml)

aid: acoru
name: Acoru
image: https://www.acoru.com/hubfs/featured-image-home-02.jpg
description: Acoru provides an AI‑armed account monitoring platform that helps financial institutions stop application fraud,
  detect money‑mule schemes, and comply with banking regulations. Their solution monitors accounts in real‑time, predicts
  scams using machine‑learning, and offers actionable alerts for compliance teams. Backed by Adara Venture Partners, Acoru
  aims to protect both consumers and businesses from sophisticated fraud attacks.
url: https://raw.githubusercontent.com/api-evangelist/acoru/refs/heads/main/apis.yml
x-type: company
x-source: harvest:vc-portfolio
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-21 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-21'
modified: '2026-10-21'
tags:
- Company
- FinTech
- FraudDetection
- AI
- AccountMonitoring
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: LLMsTxt
  url: llms/acoru-llms.txt
- type: Hosts
  url: hosts/acoru-hosts.yml
- type: Vendors
  url: vendors/acoru-vendors.yml
- type: TrustCenter
  url: https://trust.acoru.com
- type: TermsOfService
  url: https://www.acoru.com/en/terms-of-service
- type: PrivacyPolicy
  url: https://www.acoru.com/en/privacy-policy
- type: Newsroom
  url: https://www.acoru.com/en/newsroom
- type: Blog
  url: https://www.acoru.com/en/blog
- type: Documentation
  url: https://doc.acoru.com/
- type: DomainSecurity
  url: security/acoru-domain-security.yml
- type: Website
  url: https://www.acoru.com
apis:
- name: Acoru API
  description: Acoru provides AI‑armed account monitoring APIs as described in their product documentation.
  humanURL: https://doc.acoru.com/
  aid: acoru:acoru-api
x-backed-by:
- adaraventurepartners
x-coverage:
  state: unreadable
  reason: no-machine-readable-spec
  detail: Documentation pages require authentication, preventing access to any OpenAPI spec.
  evidence:
  - url: https://doc.acoru.com/prod/
    status: 401
  checked: '2026-10-21'
x-enrichment:
  date: '2026-10-21'
  status: enriched
  artifacts_added: 9
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

Acoru API — frequently asked questions

Does Acoru have an API?

Yes. APIs.io lists 1 API from Acoru, including Acoru API.

Is the Acoru API ready for AI agents?

Acoru has a Kin Score of 14.4 out of 100 (emerging) and an Agent Readiness score of 2.9 (human-only), scored by API Evangelist on 2026-10-31.

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