Rapyd

Rapyd is a global Fintech-as-a-Service network offering collect, disburse, hold, and issue capabilities across 100+ countries with local payment methods, cards, and bank transfers.

Rapyd publishes 5 APIs on the APIs.io network. Tagged areas include Fintech, Payments, Cross-Border, Cards, and Wallets.

Rapyd’s developer surface includes engineering blog and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub

7.2/100 minimal ▬ flat Agent 3/100 human only Full breakdown ↓
scored 2026-08-25 · rubric v0.14.0

5 APIs

Fintech Payments Cross-Border Cards Wallets

Kin Score

Kin Score How this is scored →
scored 2026-08-25 · rubric v0.14.0

Composite quality — 7.2/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 0.4 / 17

Access Clarity 2.2 / 17

Operational Transparency 0.9 / 11

Contract Governance 0.0 / 10

Discoverability 5.5 / 9

Regulatory Posture 1.4 / 15

Agent readiness — 3/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Surface 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/rapyd: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Rapyd Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LlmsText

LlmsText

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

RateLimits

RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans

Plans

FinOps

FinOps

Company 3

The organization behind the API

LinkedIn

Website

Website

Blog

Blog

Source (apis.yml)

aid: rapyd
url: https://raw.githubusercontent.com/api-evangelist/rapyd/refs/heads/main/apis.yml
name: Rapyd
kind: company
description: Rapyd is a global Fintech-as-a-Service network offering collect, disburse, hold, and issue capabilities across
  100+ countries with local payment methods, cards, and bank transfers.
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/rapyd.png
tags:
- Fintech
- Payments
- Cross-Border
- Cards
- Wallets
created: '2026-05-08'
modified: '2026-05-08'
specificationVersion: '0.23'
apis:
- name: Rapyd Collect API
  description: Accept payments globally across 900+ local payment methods including cards, bank transfers, eWallets and cash.
  humanURL: https://docs.rapyd.net/en/merchant-api-reference.html
  baseURL: https://api.rapyd.net/v1
  tags:
  - Collect
  - Payments
  - Global Payments
  properties:
  - type: Documentation
    url: https://docs.rapyd.net/en/merchant-api-reference.html
- name: Rapyd Disburse API
  description: Send mass payouts to bank accounts, cards and wallets in 190+ countries.
  humanURL: https://docs.rapyd.net/en/merchant-api-reference.html
  baseURL: https://api.rapyd.net/v1
  tags:
  - Disburse
  - Payouts
  properties:
  - type: Documentation
    url: https://docs.rapyd.net/en/merchant-api-reference.html
- name: Rapyd Wallet API
  description: Create and manage multi-currency eWallets for end users and merchants.
  humanURL: https://docs.rapyd.net/en/merchant-api-reference.html
  baseURL: https://api.rapyd.net/v1
  tags:
  - Wallets
  tags_raw:
  - Wallet
  properties:
  - type: Documentation
    url: https://docs.rapyd.net/en/merchant-api-reference.html
- name: Rapyd Issuing API
  description: Issue physical and virtual prepaid and debit cards.
  humanURL: https://docs.rapyd.net/en/merchant-api-reference.html
  baseURL: https://api.rapyd.net/v1
  tags:
  - Issuing
  - Cards
  properties:
  - type: Documentation
    url: https://docs.rapyd.net/en/merchant-api-reference.html
- name: Rapyd Global Accounts API
  description: Open multi-currency virtual accounts to receive funds locally in major markets.
  humanURL: https://docs.rapyd.net/en/merchant-api-reference.html
  baseURL: https://api.rapyd.net/v1
  tags:
  - Account
  - Multi-Currency
  tags_raw:
  - Accounts
  - Multi-Currency
  properties:
  - type: Documentation
    url: https://docs.rapyd.net/en/merchant-api-reference.html
common:
- type: DomainSecurity
  url: security/rapyd-domain-security.yml
- type: GitHubOrganization
  url: https://github.com/RapydPayments
- type: LinkedIn
  url: https://www.linkedin.com/company/rapydpayments
- type: Website
  url: https://www.rapyd.net/
- type: Plans
  url: plans/rapyd-plans-pricing.yml
- type: RateLimits
  url: rate-limits/rapyd-rate-limits.yml
- type: FinOps
  url: finops/rapyd-finops.yml
- type: LlmsText
  url: https://docs.rapyd.net/llms.txt
- type: Blog
  url: https://www.rapyd.net/feed/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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Rapyd

Kin Score

APIs 5

Rapyd Collect API

Rapyd Disburse API

Rapyd Wallet API

Rapyd Issuing API

Rapyd Global Accounts API

Pricing Plans 1

Rapyd Plans Pricing