Qover website screenshot

Qover

Qover is a Brussels-based insurtech providing an API-first embedded insurance orchestration platform used across 32 European countries. Its modular platform lets brands, fintechs and insurers configure and distribute insurance products (travel, mobility, bike, purchase protection, accident, property) and run the full lifecycle from policy configuration and issuance through AI-assisted claims and multilingual customer care. Qover exposes REST APIs - a Claims API, a Policy API and a Document Asset Management API - secured with API keys, with a sandbox environment, configurable webhooks for claim status changes, and per-partner product configuration. Founded in 2016, Qover reports serving 440+ brands and insurers covering millions of people, and is an ISO-certified company with a Vanta-hosted trust center.

Qover publishes 1 API on the APIs.io network: Embedded Insurance API. Tagged areas include Company, Insurtech, Insurance, Embedded Insurance, and Claims.

The Qover catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Qover’s developer surface includes documentation, API reference, getting-started guide, engineering blog, pricing, signup flow, support, and 12 more developer resources.

48.3/100 developing ▬ flat Agent 29/100 agent aware Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0
AccessSelf serve
1 APIs 1 MCP Servers
CompanyInsurtechInsuranceEmbedded InsuranceClaimsPolicyFintechBelgium

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0
Composite quality — 48.3/100 · developing
Contract Quality 9.6 / 21
Developer Ergonomics 10.5 / 17
Access Clarity 10.3 / 17
Operational Transparency 0.0 / 11
Contract Governance 1.9 / 10
Discoverability 6.5 / 9
Regulatory Posture 6.8 / 15
Agent readiness — 29/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/qover: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Qover Embedded Insurance API

Qover's REST API for embedded insurance: a Claims API (file, retrieve, track status history, and download claim reports), a Policy API (manage policies and dynamically add/remov...

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Qover MCP Server

MCP SERVER

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Qover Webhooks

ASYNCAPI

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Qover Authentication

apiKey · 1 scheme

SECURITY

Qover Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Qover Trust Center

ISO 27001

SECURITY

Resources

Get Started 3

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 2

Pagination, idempotency, versioning, errors, and events

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 4

Authentication, authorization, and security posture

Operate 2

Status, limits, changes, and where to get help

Commercial 3

Pricing, plans, and the legal terms of use

Company 1

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: qover
name: Qover
description: Qover is a Brussels-based insurtech providing an API-first embedded insurance orchestration platform used across
  32 European countries. Its modular platform lets brands, fintechs and insurers configure and distribute insurance products
  (travel, mobility, bike, purchase protection, accident, property) and run the full lifecycle from policy configuration and
  issuance through AI-assisted claims and multilingual customer care. Qover exposes REST APIs - a Claims API, a Policy API
  and a Document Asset Management API - secured with API keys, with a sandbox environment, configurable webhooks for claim
  status changes, and per-partner product configuration. Founded in 2016, Qover reports serving 440+ brands and insurers covering
  millions of people, and is an ISO-certified company with a Vanta-hosted trust center.
url: https://raw.githubusercontent.com/api-evangelist/qover/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- anthemis
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://qover.com/favicon.ico
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Insurtech
- Insurance
- Embedded Insurance
- Claims
- Policy
- Fintech
- Belgium
tags_raw:
- Company
- Insurtech
- Insurance
- Embedded Insurance
- Claims
- Policy
- API
- Fintech
- Belgium
apis:
- name: Qover Embedded Insurance API
  description: 'Qover''s REST API for embedded insurance: a Claims API (file, retrieve, track status history, and download
    claim reports), a Policy API (manage policies and dynamically add/remove risk items), and a Document Asset Management
    (DAM) API for claim attachments. Authenticated with API keys in the request header, versioned in the URI path (v1), with
    configurable webhooks for claim status changes. Product/country behaviour is driven by per-partner product configuration
    (e.g. FINTECHX, BE).'
  humanURL: https://docs.qover.com/
  baseURL: https://api.sbx.qover.io
  tags:
  - Insurance
  - Claims
  - Policy
  - Embedded Insurance
  properties:
  - type: Documentation
    url: https://docs.qover.com/
  - type: APIReference
    url: https://docs.qover.com/
  - type: Postman
    url: https://docs.qover.com/
  - type: Authentication
    url: authentication/qover-authentication.yml
  - type: Sandbox
    url: sandbox/qover-sandbox.yml
  - type: Conventions
    url: conventions/qover-conventions.yml
  - type: Webhooks
    url: asyncapi/qover-webhooks.yml
  - type: MCPServer
    url: mcp/qover-mcp.yml
  - type: DataModel
    url: data-model/qover-data-model.yml
  - type: AgentSkill
    url: skills/_index.yml
common:
- type: TrustCenter
  url: security/qover-trust-center.yml
- type: DomainSecurity
  url: security/qover-domain-security.yml
- type: DeveloperPortal
  url: https://docs.qover.com/
- type: Documentation
  url: https://docs.qover.com/
- type: APIReference
  url: https://docs.qover.com/
- type: GettingStarted
  url: https://www.qover.com/api-access
- type: Postman
  url: https://docs.qover.com/
- type: Blog
  url: https://qover.com/blog
- type: Pricing
  url: https://qover.com/pricing
- type: SignUp
  url: https://www.qover.com/api-access
- type: Support
  url: https://qover.com/get-in-touch
- type: TermsOfService
  url: https://storage.googleapis.com/qover-assets/documents/terms/Terms-of-use_EN.pdf
- type: PrivacyPolicy
  url: https://storage.googleapis.com/qover-assets/documents/policies/Privacy%20Policy_EN_v.04_2026.pdf
- type: StatusPage
  url: https://status.qover.com/
- type: Compliance
  url: https://trust.qover.com/
- type: Lifecycle
  url: lifecycle/qover-lifecycle.yml
- type: Conformance
  url: conformance/qover-conformance.yml
- type: Authentication
  url: authentication/qover-authentication.yml
- type: LLMsTxt
  url: llms/qover-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 12
  pass: local-v1