Qover

aid: qover
name: Qover
description: Qover is a Brussels-based insurtech providing an API-first embedded insurance orchestration platform used across
  32 European countries. Its modular platform lets brands, fintechs and insurers configure and distribute insurance products
  (travel, mobility, bike, purchase protection, accident, property) and run the full lifecycle from policy configuration and
  issuance through AI-assisted claims and multilingual customer care. Qover exposes REST APIs - a Claims API, a Policy API
  and a Document Asset Management API - secured with API keys, with a sandbox environment, configurable webhooks for claim
  status changes, and per-partner product configuration. Founded in 2016, Qover reports serving 440+ brands and insurers covering
  millions of people, and is an ISO-certified company with a Vanta-hosted trust center.
url: https://raw.githubusercontent.com/api-evangelist/qover/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- anthemis
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  - sandbox
  generated: '2026-09-03'
  method: derived
image: https://qover.com/favicon.ico
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Insurtech
- Insurance
- Embedded Insurance
- Claims
- Policy
- Fintech
- Belgium
tags_raw:
- Company
- Insurtech
- Insurance
- Embedded Insurance
- Claims
- Policy
- API
- Fintech
- Belgium
apis:
- name: Qover Embedded Insurance API
  description: 'Qover''s REST API for embedded insurance: a Claims API (file, retrieve, track status history, and download
    claim reports), a Policy API (manage policies and dynamically add/remove risk items), and a Document Asset Management
    (DAM) API for claim attachments. Authenticated with API keys in the request header, versioned in the URI path (v1), with
    configurable webhooks for claim status changes. Product/country behaviour is driven by per-partner product configuration
    (e.g. FINTECHX, BE).'
  humanURL: https://docs.qover.com/
  baseURL: https://api.sbx.qover.io
  tags:
  - Insurance
  - Claims
  - Policy
  - Embedded Insurance
  properties:
  - type: Documentation
    url: https://docs.qover.com/
  - type: APIReference
    url: https://docs.qover.com/
  - type: Postman
    url: https://docs.qover.com/
  - type: Authentication
    url: authentication/qover-authentication.yml
  - type: Sandbox
    url: sandbox/qover-sandbox.yml
  - type: Conventions
    url: conventions/qover-conventions.yml
  - type: Webhooks
    url: asyncapi/qover-webhooks.yml
  - type: X-MCPServerCandidate
    url: mcp/qover-mcp.yml
    note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list
      derived from the published API contracts, not an existing server. The scorer already read the manifest and reported
      mcp_server correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
  - type: DataModel
    url: data-model/qover-data-model.yml
  - type: AgentSkill
    url: skills/_index.yml
common:
- type: Website
  url: https://www.qover.com/
- type: TrustCenter
  url: security/qover-trust-center.yml
- type: DomainSecurity
  url: security/qover-domain-security.yml
- type: DeveloperPortal
  url: https://docs.qover.com/
- type: Documentation
  url: https://docs.qover.com/
- type: APIReference
  url: https://docs.qover.com/
- type: GettingStarted
  url: https://www.qover.com/api-access
- type: Postman
  url: https://docs.qover.com/
- type: Blog
  url: https://qover.com/blog
- type: Pricing
  url: https://qover.com/pricing
- type: SignUp
  url: https://www.qover.com/api-access
- type: Support
  url: https://qover.com/get-in-touch
- type: TermsOfService
  url: https://storage.googleapis.com/qover-assets/documents/terms/Terms-of-use_EN.pdf
- type: PrivacyPolicy
  url: https://storage.googleapis.com/qover-assets/documents/policies/Privacy%20Policy_EN_v.04_2026.pdf
- type: StatusPage
  url: https://status.qover.com/
- type: Compliance
  url: https://trust.qover.com/
- type: Lifecycle
  url: lifecycle/qover-lifecycle.yml
- type: Conformance
  url: conformance/qover-conformance.yml
- type: Authentication
  url: authentication/qover-authentication.yml
- type: LLMsTxt
  url: llms/qover-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 12
  pass: local-v1