InRisk website screenshot

InRisk

InRisk Labs is a climate insurtech company building parametric insurance products for climate and disaster risk financing. Its platform pairs an AI-driven pricing engine, real-time geospatial and weather monitoring, and blockchain smart contracts to deliver rapid, data-triggered payouts across 15+ parametric products spanning agriculture (crop, livestock, agri-input), renewable energy (solar, wind), logistics, tourism, energy demand, infrastructure protection, and wage and business-interruption cover. Risk models incorporate global climate drivers such as ENSO and IOD and range from India to global coverage. InRisk exposes an "API on-demand" so insurance partners can integrate customized products, dynamic pricing, and real-time analytics into their own infrastructure. Surfaced as a portfolio company of Bessemer Venture Partners.

InRisk is profiled on the APIs.io network. Tagged areas include Company, Fintech, Insurance, Insurtech, and Parametric Insurance.

InRisk’s developer surface includes engineering blog and 3 more developer resources.

🌐 Visit website 📡 Source on GitHub
8.1/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyFintechInsuranceInsurtechParametric InsuranceClimate RiskAgricultureRenewable EnergyAPI

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 8.1/100 · minimal
Contract Quality 0.0 / 25
Developer Ergonomics 0.4 / 20
Commercial Clarity 0.0 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/inrisk: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Inrisk Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: inrisk
name: InRisk
description: InRisk Labs is a climate insurtech company building parametric insurance products for climate and disaster risk
  financing. Its platform pairs an AI-driven pricing engine, real-time geospatial and weather monitoring, and blockchain smart
  contracts to deliver rapid, data-triggered payouts across 15+ parametric products spanning agriculture (crop, livestock,
  agri-input), renewable energy (solar, wind), logistics, tourism, energy demand, infrastructure protection, and wage and
  business-interruption cover. Risk models incorporate global climate drivers such as ENSO and IOD and range from India to
  global coverage. InRisk exposes an "API on-demand" so insurance partners can integrate customized products, dynamic pricing,
  and real-time analytics into their own infrastructure. Surfaced as a portfolio company of Bessemer Venture Partners.
url: https://raw.githubusercontent.com/api-evangelist/inrisk/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- bessemer-venture-partners
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
image: https://firebasestorage.googleapis.com/v0/b/inrisk-labs.firebasestorage.app/o/assets%2Finrisk-logo.svg?alt=media
tags:
- Company
- Fintech
- Insurance
- Insurtech
- Parametric Insurance
- Climate Risk
- Agriculture
- Renewable Energy
- API
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://inrisklabs.com/
- type: Blog
  url: https://inrisklabs.com/blogs
- type: LLMsTxt
  url: llms/inrisk-llms.txt
- type: DomainSecurity
  url: security/inrisk-domain-security.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence