InRisk website screenshot

InRisk

InRisk Labs is a climate insurtech company building parametric insurance products for climate and disaster risk financing. Its platform pairs an AI-driven pricing engine, real-time geospatial and weather monitoring, and blockchain smart contracts to deliver rapid, data-triggered payouts across 15+ parametric products spanning agriculture (crop, livestock, agri-input), renewable energy (solar, wind), logistics, tourism, energy demand, infrastructure protection, and wage and business-interruption cover. Risk models incorporate global climate drivers such as ENSO and IOD and range from India to global coverage. InRisk exposes an "API on-demand" so insurance partners can integrate customized products, dynamic pricing, and real-time analytics into their own infrastructure. Surfaced as a portfolio company of Bessemer Venture Partners.

InRisk is profiled on the APIs.io network. Tagged areas include Company, Fintech, Insurance, Insurtech, and Parametric Insurance.

InRisk’s developer surface includes engineering blog and 3 more developer resources.

🌐 Visit website 📡 Source on GitHub
3.5/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0
0 APIs
CompanyFintechInsuranceInsurtechParametric InsuranceClimate RiskAgricultureRenewable Energy

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0
Composite quality — 3.5/100 · minimal
Contract Quality 0.0 / 21
Developer Ergonomics 0.4 / 17
Access Clarity 0.0 / 17
Operational Transparency 0.0 / 11
Contract Governance 0.0 / 10
Discoverability 4.9 / 9
Regulatory Posture 1.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/inrisk: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Inrisk Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: inrisk
name: InRisk
description: InRisk Labs is a climate insurtech company building parametric insurance products for climate and disaster risk
  financing. Its platform pairs an AI-driven pricing engine, real-time geospatial and weather monitoring, and blockchain smart
  contracts to deliver rapid, data-triggered payouts across 15+ parametric products spanning agriculture (crop, livestock,
  agri-input), renewable energy (solar, wind), logistics, tourism, energy demand, infrastructure protection, and wage and
  business-interruption cover. Risk models incorporate global climate drivers such as ENSO and IOD and range from India to
  global coverage. InRisk exposes an "API on-demand" so insurance partners can integrate customized products, dynamic pricing,
  and real-time analytics into their own infrastructure. Surfaced as a portfolio company of Bessemer Venture Partners.
url: https://raw.githubusercontent.com/api-evangelist/inrisk/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- bessemer-venture-partners
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
image: https://firebasestorage.googleapis.com/v0/b/inrisk-labs.firebasestorage.app/o/assets%2Finrisk-logo.svg?alt=media
tags:
- Company
- Fintech
- Insurance
- Insurtech
- Parametric Insurance
- Climate Risk
- Agriculture
- Renewable Energy
tags_raw:
- Company
- Fintech
- Insurance
- Insurtech
- Parametric Insurance
- Climate Risk
- Agriculture
- Renewable Energy
- API
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://inrisklabs.com/
- type: Blog
  url: https://inrisklabs.com/blogs
- type: LLMsTxt
  url: llms/inrisk-llms.txt
- type: DomainSecurity
  url: security/inrisk-domain-security.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence