Qentaz

Qentaz (now operating under the brand Trazo) is a Colombian fintech providing collections, payments, disbursements, fraud control and reconciliation infrastructure for modern operations. Its REST API lets businesses generate charges (cobros), send payment links over WhatsApp, email or a hosted link, disburse funds to third parties (dispersiones), manage collector teams and administered (child) accounts, and reconcile cash and digital payments in real time. Authentication is a two-step bearer model (a static auth key exchanged for a short-lived access token), and webhooks push payment, payout and team events with a signed header. The API is versioned under /v1 and returns a custom JSON error envelope with Q-prefixed codes.

Qentaz is listed with 1 API on the APIs.io network: Trazo API. Tagged areas include Company, Payments, Collection, Disbursements, and Reconciliation.

The Qentaz catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Qentaz’s developer surface includes documentation, API reference, getting-started guide, authentication, support, engineering blog, signup flow, and 17 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

41.1/100 developing ▬ flat Agent 19/100 agent aware Front door AI 2/6 trace saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

1 API

Company Payments Collection Disbursements Reconciliation Fintech Colombia Webhook Fraud Prevention WhatsApp Payments

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 41.1/100 · developing

Contract Quality 8.4 / 21

Developer Ergonomics 9.7 / 17

Access Clarity 7.2 / 17

Operational Transparency 2.0 / 11

Contract Governance 0.5 / 10

Discoverability 6.2 / 9

Regulatory Posture 4.0 / 15

Agent readiness — 19/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Show this score on your site.

It updates itself when the score changes. Paste this where you link to your API docs:

<a href="https://apis.io/providers/qentaz/"><img src="https://apis.io/badge/qentaz/card.svg" alt="Qentaz on APIs.io — Kin Score by API Evangelist"></a>

Other styles, a README pill and a shields.io endpoint are on the badge page.

Raise your score.

Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link

9 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 39.6 — up to +15.1 composite points
Access Clarity scores 42.1 — up to +11.6 composite points
Contract Governance scores 4.5 — up to +11.5 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/qentaz/apis.yml: open an issue on github.com/api-evangelist/qentaz to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

AsyncAPI

measured — observed by APIs.io (published)

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Trazo API

REST API for generating collections (cobros), disbursing funds (dispersiones), managing teams and administered accounts, reconciliation and webhooks. Two-step bearer-token authe...

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

Qentaz

SLA

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Trazo (Qentaz) Webhooks

Outbound webhook events Trazo delivers to a merchant-configured endpoint for collections (cobros / payment), disbursements (dispersiones / payout) and team (equipo) state change...

ASYNCAPI

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Qentaz Authentication

apiKey/http · 4 schemes

SECURITY

Qentaz Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Qentaz Trust Center

trust center published

SECURITY

Resources

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

SignUp

SignUp

Login

Documentation 3

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

AsyncAPI

AsyncAPI

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conventions

ErrorCatalog

Lifecycle

Webhooks

Conformance

DataModel

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

TrustCenter

TrustCenter

Operate 2

Status, limits, changes, and where to get help

StatusPage

StatusPage

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: qentaz
name: Qentaz
description: Qentaz (now operating under the brand Trazo) is a Colombian fintech providing collections, payments, disbursements,
  fraud control and reconciliation infrastructure for modern operations. Its REST API lets businesses generate charges (cobros),
  send payment links over WhatsApp, email or a hosted link, disburse funds to third parties (dispersiones), manage collector
  teams and administered (child) accounts, and reconcile cash and digital payments in real time. Authentication is a two-step
  bearer model (a static auth key exchanged for a short-lived access token), and webhooks push payment, payout and team events
  with a signed header. The API is versioned under /v1 and returns a custom JSON error envelope with Q-prefixed codes.
url: https://raw.githubusercontent.com/api-evangelist/qentaz/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  generated: '2026-11-06'
  method: derived
specificationVersion: '0.23'
x-docs-platform: gitbook
x-docs-platform-confidence: high
x-docs-platform-checked: 2026-10-04
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 10
  pass: local-v1
created: '2026-07-17'
modified: '2026-07-20'
image: https://qentaz.com/logo-trazo.svg
tags:
- Company
- Payments
- Collection
- Disbursements
- Reconciliation
- Fintech
- Colombia
- Webhook
- Fraud Prevention
- WhatsApp Payments
tags_raw:
- Company
- Payments
- Collections
- Disbursements
- Reconciliation
- Fintech
- Colombia
- Webhooks
- Fraud Prevention
- WhatsApp Payments
apis:
- name: Trazo API
  description: REST API for generating collections (cobros), disbursing funds (dispersiones), managing teams and administered
    accounts, reconciliation and webhooks. Two-step bearer-token authentication; JSON over HTTPS; versioned under /v1.
  humanURL: https://docs.qentaz.com/documentation/introduccion
  baseURL: https://api.qentaz.com
  tags:
  - Payments
  - Collection
  - Disbursements
  - Reconciliation
  tags_raw:
  - Payments
  - Collections
  - Disbursements
  - Reconciliation
  properties:
  - type: Documentation
    url: https://docs.qentaz.com
  - type: Authentication
    url: authentication/qentaz-authentication.yml
  - type: Conventions
    url: conventions/qentaz-conventions.yml
  - type: ErrorCatalog
    url: errors/qentaz-error-codes.yml
  - type: Lifecycle
    url: lifecycle/qentaz-lifecycle.yml
  - type: Webhooks
    url: asyncapi/qentaz-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/qentaz-webhooks-asyncapi.yml
  - type: DataModel
    url: data-model/qentaz-data-model.yml
  - type: Conformance
    url: conformance/qentaz-conformance.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.trazo.co
- type: DeveloperPortal
  url: https://docs.qentaz.com
- type: Documentation
  url: https://docs.qentaz.com/documentation/introduccion
- type: APIReference
  url: https://docs.qentaz.com/documentation/llms.txt
- type: GettingStarted
  url: https://docs.qentaz.com/documentation/autenticacion/token
- type: LLMsTxt
  url: llms/qentaz-llms.txt
- type: Authentication
  url: authentication/qentaz-authentication.yml
- type: Conventions
  url: conventions/qentaz-conventions.yml
- type: ErrorCatalog
  url: errors/qentaz-error-codes.yml
- type: Lifecycle
  url: lifecycle/qentaz-lifecycle.yml
- type: StatusPage
  url: https://status.qentaz.com
- type: Webhooks
  url: asyncapi/qentaz-webhooks-asyncapi.yml
- type: AsyncAPI
  url: asyncapi/qentaz-webhooks-asyncapi.yml
- type: DomainSecurity
  url: security/qentaz-domain-security.yml
- type: TrustCenter
  url: security/qentaz-trust-center.yml
- type: Conformance
  url: conformance/qentaz-conformance.yml
- type: DataModel
  url: data-model/qentaz-data-model.yml
- type: GitHubOrganization
  url: https://github.com/qentaz
- type: Support
  url: mailto:hola@trazo.co
- type: Blog
  url: https://www.trazo.co/blog
- type: SignUp
  url: https://dashboard.trazo.co
- type: Login
  url: https://dashboard.trazo.co
- type: TermsOfService
  url: https://www.trazo.co/terminos-y-condiciones
- type: PrivacyPolicy
  url: https://www.trazo.co/privacidad

Qentaz API — frequently asked questions

Does Qentaz have an API?

Yes. APIs.io lists 1 API from Qentaz, including Trazo API.

How do I authenticate with the Qentaz API?

Qentaz uses bearer-token authentication (apiKey/http · 4 schemes). The details are profiled on APIs.io as Qentaz Authentication.

Is the Qentaz API ready for AI agents?

Qentaz has a Kin Score of 41.1 out of 100 (developing) and an Agent Readiness score of 19.4 (agent-aware), scored by API Evangelist on 2026-11-06.

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this

find_providersBrowse and filter every provider in the catalog.
get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools →

Call it yourself

curl for this page

This provider

curl "https://apis.io/api/v1/providers/qentaz"

All providers

curl "https://apis.io/api/v1/providers?limit=25"

Every operation they expose

curl "https://apis.io/api/v1/providers/qentaz/operations?limit=25"

How their score was established

curl "https://apis.io/api/v1/providers/qentaz/evidence"

Calls without X-API-Key need no key. Calls with it need a paid plan — get a key.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

GitHub Google LinkedIn

A second provider on the same verified email joins the account you already have.