Qentaz

Qentaz (now operating under the brand Trazo) is a Colombian fintech providing collections, payments, disbursements, fraud control and reconciliation infrastructure for modern operations. Its REST API lets businesses generate charges (cobros), send payment links over WhatsApp, email or a hosted link, disburse funds to third parties (dispersiones), manage collector teams and administered (child) accounts, and reconcile cash and digital payments in real time. Authentication is a two-step bearer model (a static auth key exchanged for a short-lived access token), and webhooks push payment, payout and team events with a signed header. The API is versioned under /v1 and returns a custom JSON error envelope with Q-prefixed codes.

Qentaz publishes 1 API on the APIs.io network: Trazo API. Tagged areas include Company, Payments, Collections, Disbursements, and Reconciliation.

The Qentaz catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Qentaz’s developer surface includes documentation, API reference, getting-started guide, authentication, support, engineering blog, signup flow, and 17 more developer resources.

🌐 Visit website 📡 Source on GitHub

42.8/100 thin ▬ flat Agent 23/100 agent aware Full breakdown ↓
scored 2026-07-27 · rubric v0.5

AccessSelf serve

1 APIs

CompanyPaymentsCollectionsDisbursementsReconciliationFintechColombiaWebhooksFraud PreventionWhatsApp Payments

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 42.8/100 · thin

Contract Quality 7.0 / 25

Developer Ergonomics 10.4 / 20

Commercial Clarity 8.4 / 20

Operational Transparency 3.8 / 13

Governance 0.0 / 12

Discoverability 9.3 / 10

Agent readiness — 23/100 · agent aware

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/qentaz: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

SignUp

SignUp

Login

Documentation 3

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

AsyncAPI

AsyncAPI

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conventions

ErrorCatalog

Lifecycle

Webhooks

Conformance

DataModel

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

TrustCenter

TrustCenter

Operate 2

Status, limits, changes, and where to get help

StatusPage

StatusPage

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: qentaz
name: Qentaz
description: Qentaz (now operating under the brand Trazo) is a Colombian fintech providing collections, payments, disbursements,
  fraud control and reconciliation infrastructure for modern operations. Its REST API lets businesses generate charges (cobros),
  send payment links over WhatsApp, email or a hosted link, disburse funds to third parties (dispersiones), manage collector
  teams and administered (child) accounts, and reconcile cash and digital payments in real time. Authentication is a two-step
  bearer model (a static auth key exchanged for a short-lived access token), and webhooks push payment, payout and team events
  with a signed header. The API is versioned under /v1 and returns a custom JSON error envelope with Q-prefixed codes.
url: https://raw.githubusercontent.com/api-evangelist/qentaz/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 10
  pass: local-v1
created: '2026-07-17'
modified: '2026-07-20'
image: https://qentaz.com/logo-trazo.svg
tags:
- Company
- Payments
- Collections
- Disbursements
- Reconciliation
- Fintech
- Colombia
- Webhooks
- Fraud Prevention
- WhatsApp Payments
apis:
- name: Trazo API
  description: REST API for generating collections (cobros), disbursing funds (dispersiones), managing teams and administered
    accounts, reconciliation and webhooks. Two-step bearer-token authentication; JSON over HTTPS; versioned under /v1.
  humanURL: https://docs.qentaz.com/documentation/introduccion
  baseURL: https://api.qentaz.com
  tags:
  - Payments
  - Collections
  - Disbursements
  - Reconciliation
  properties:
  - type: Documentation
    url: https://docs.qentaz.com
  - type: Authentication
    url: authentication/qentaz-authentication.yml
  - type: Conventions
    url: conventions/qentaz-conventions.yml
  - type: ErrorCatalog
    url: errors/qentaz-error-codes.yml
  - type: Lifecycle
    url: lifecycle/qentaz-lifecycle.yml
  - type: Webhooks
    url: asyncapi/qentaz-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/qentaz-webhooks-asyncapi.yml
  - type: DataModel
    url: data-model/qentaz-data-model.yml
  - type: Conformance
    url: conformance/qentaz-conformance.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.trazo.co
- type: DeveloperPortal
  url: https://docs.qentaz.com
- type: Documentation
  url: https://docs.qentaz.com/documentation/introduccion
- type: APIReference
  url: https://docs.qentaz.com/documentation/llms.txt
- type: GettingStarted
  url: https://docs.qentaz.com/documentation/autenticacion/token
- type: LLMsTxt
  url: llms/qentaz-llms.txt
- type: Authentication
  url: authentication/qentaz-authentication.yml
- type: Conventions
  url: conventions/qentaz-conventions.yml
- type: ErrorCatalog
  url: errors/qentaz-error-codes.yml
- type: Lifecycle
  url: lifecycle/qentaz-lifecycle.yml
- type: StatusPage
  url: https://status.qentaz.com
- type: Webhooks
  url: asyncapi/qentaz-webhooks-asyncapi.yml
- type: AsyncAPI
  url: asyncapi/qentaz-webhooks-asyncapi.yml
- type: DomainSecurity
  url: security/qentaz-domain-security.yml
- type: TrustCenter
  url: security/qentaz-trust-center.yml
- type: Conformance
  url: conformance/qentaz-conformance.yml
- type: DataModel
  url: data-model/qentaz-data-model.yml
- type: GitHubOrganization
  url: https://github.com/qentaz
- type: Support
  url: mailto:hola@trazo.co
- type: Blog
  url: https://www.trazo.co/blog
- type: SignUp
  url: https://dashboard.trazo.co
- type: Login
  url: https://dashboard.trazo.co
- type: TermsOfService
  url: https://www.trazo.co/terminos-y-condiciones
- type: PrivacyPolicy
  url: https://www.trazo.co/privacidad

Qentaz

Kin Score

APIs 1

Trazo API

Event Specifications 1

Trazo (Qentaz) Webhooks

Security Posture 3

Qentaz Authentication

Qentaz Domain Security

Qentaz Trust Center

Resources