Qentaz

Qentaz (now operating under the brand Trazo) is a Colombian fintech providing collections, payments, disbursements, fraud control and reconciliation infrastructure for modern operations. Its REST API lets businesses generate charges (cobros), send payment links over WhatsApp, email or a hosted link, disburse funds to third parties (dispersiones), manage collector teams and administered (child) accounts, and reconcile cash and digital payments in real time. Authentication is a two-step bearer model (a static auth key exchanged for a short-lived access token), and webhooks push payment, payout and team events with a signed header. The API is versioned under /v1 and returns a custom JSON error envelope with Q-prefixed codes.

Qentaz publishes 1 API on the APIs.io network: Trazo API. Tagged areas include Company, Payments, Collection, Disbursements, and Reconciliation.

The Qentaz catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Qentaz’s developer surface includes documentation, API reference, getting-started guide, authentication, support, engineering blog, signup flow, and 17 more developer resources.

🌐 Visit website 📡 Source on GitHub

42.6/100 developing ▬ flat Agent 29/100 agent aware Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0

AccessSelf serve

1 APIs

CompanyPaymentsCollectionDisbursementsReconciliationFintechColombiaWebhookFraud PreventionWhatsApp Payments

Kin Score

Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0

Composite quality — 42.6/100 · developing

Contract Quality 9.4 / 21

Developer Ergonomics 9.7 / 17

Access Clarity 7.2 / 17

Operational Transparency 1.2 / 11

Contract Governance 0.5 / 10

Discoverability 6.5 / 9

Regulatory Posture 7.0 / 15

Agent readiness — 29/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/qentaz: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

SignUp

SignUp

Login

Documentation 3

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

AsyncAPI

AsyncAPI

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conventions

ErrorCatalog

Lifecycle

Webhooks

Conformance

DataModel

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

TrustCenter

TrustCenter

Operate 2

Status, limits, changes, and where to get help

StatusPage

StatusPage

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: qentaz
name: Qentaz
description: Qentaz (now operating under the brand Trazo) is a Colombian fintech providing collections, payments, disbursements,
  fraud control and reconciliation infrastructure for modern operations. Its REST API lets businesses generate charges (cobros),
  send payment links over WhatsApp, email or a hosted link, disburse funds to third parties (dispersiones), manage collector
  teams and administered (child) accounts, and reconcile cash and digital payments in real time. Authentication is a two-step
  bearer model (a static auth key exchanged for a short-lived access token), and webhooks push payment, payout and team events
  with a signed header. The API is versioned under /v1 and returns a custom JSON error envelope with Q-prefixed codes.
url: https://raw.githubusercontent.com/api-evangelist/qentaz/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.23'
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 10
  pass: local-v1
created: '2026-07-17'
modified: '2026-07-20'
image: https://qentaz.com/logo-trazo.svg
tags:
- Company
- Payments
- Collection
- Disbursements
- Reconciliation
- Fintech
- Colombia
- Webhook
- Fraud Prevention
- WhatsApp Payments
tags_raw:
- Company
- Payments
- Collections
- Disbursements
- Reconciliation
- Fintech
- Colombia
- Webhooks
- Fraud Prevention
- WhatsApp Payments
apis:
- name: Trazo API
  description: REST API for generating collections (cobros), disbursing funds (dispersiones), managing teams and administered
    accounts, reconciliation and webhooks. Two-step bearer-token authentication; JSON over HTTPS; versioned under /v1.
  humanURL: https://docs.qentaz.com/documentation/introduccion
  baseURL: https://api.qentaz.com
  tags:
  - Payments
  - Collection
  - Disbursements
  - Reconciliation
  tags_raw:
  - Payments
  - Collections
  - Disbursements
  - Reconciliation
  properties:
  - type: Documentation
    url: https://docs.qentaz.com
  - type: Authentication
    url: authentication/qentaz-authentication.yml
  - type: Conventions
    url: conventions/qentaz-conventions.yml
  - type: ErrorCatalog
    url: errors/qentaz-error-codes.yml
  - type: Lifecycle
    url: lifecycle/qentaz-lifecycle.yml
  - type: Webhooks
    url: asyncapi/qentaz-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/qentaz-webhooks-asyncapi.yml
  - type: DataModel
    url: data-model/qentaz-data-model.yml
  - type: Conformance
    url: conformance/qentaz-conformance.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.trazo.co
- type: DeveloperPortal
  url: https://docs.qentaz.com
- type: Documentation
  url: https://docs.qentaz.com/documentation/introduccion
- type: APIReference
  url: https://docs.qentaz.com/documentation/llms.txt
- type: GettingStarted
  url: https://docs.qentaz.com/documentation/autenticacion/token
- type: LLMsTxt
  url: llms/qentaz-llms.txt
- type: Authentication
  url: authentication/qentaz-authentication.yml
- type: Conventions
  url: conventions/qentaz-conventions.yml
- type: ErrorCatalog
  url: errors/qentaz-error-codes.yml
- type: Lifecycle
  url: lifecycle/qentaz-lifecycle.yml
- type: StatusPage
  url: https://status.qentaz.com
- type: Webhooks
  url: asyncapi/qentaz-webhooks-asyncapi.yml
- type: AsyncAPI
  url: asyncapi/qentaz-webhooks-asyncapi.yml
- type: DomainSecurity
  url: security/qentaz-domain-security.yml
- type: TrustCenter
  url: security/qentaz-trust-center.yml
- type: Conformance
  url: conformance/qentaz-conformance.yml
- type: DataModel
  url: data-model/qentaz-data-model.yml
- type: GitHubOrganization
  url: https://github.com/qentaz
- type: Support
  url: mailto:hola@trazo.co
- type: Blog
  url: https://www.trazo.co/blog
- type: SignUp
  url: https://dashboard.trazo.co
- type: Login
  url: https://dashboard.trazo.co
- type: TermsOfService
  url: https://www.trazo.co/terminos-y-condiciones
- type: PrivacyPolicy
  url: https://www.trazo.co/privacidad

Qentaz

Kin Score

APIs 1

Trazo API

Event Specifications 1

Trazo (Qentaz) Webhooks

Security Posture 3

Qentaz Authentication

Qentaz Domain Security

Qentaz Trust Center

Resources