Atlantic Money

Atlantic Money is a London-based fintech, founded in 2020 by Robinhood alumni and backed by Index Ventures, offering international money transfers at a flat GBP 3 fee with the live mid-market exchange rate and no FX markup. The service supports transfers across ten currencies with direct bank deposits and standard or express delivery, for both consumers and businesses, and is authorized and regulated by the UK FCA as a payment institution. Atlantic Money is a consumer- and business-facing mobile and web application; it publishes no public developer API, OpenAPI, or SDK surface, so this network profile is limited to company identity, website property links, and probed domain-security posture.

Atlantic Money is profiled on the APIs.io network. Tagged areas include Company, Fintech, Money Transfer, Payments, and Foreign Exchange.

Atlantic Money’s developer surface includes support, engineering blog, signup flow, and 4 more developer resources.

🌐 Visit website 📡 Source on GitHub

9.1/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-25 · rubric v0.14.0

0 APIs

Company Fintech Money Transfer Payments Foreign Exchange Remittance Financial-ServicesFCA Regulated

Kin Score

Kin Score How this is scored →
scored 2026-08-25 · rubric v0.14.0

Composite quality — 9.1/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 1.2 / 17

Access Clarity 3.6 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 3.3 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Surface 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/atlantic-money: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

SignUp

SignUp

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: atlantic-money
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/atlantic-money.png
name: Atlantic Money
description: Atlantic Money is a London-based fintech, founded in 2020 by Robinhood alumni and backed by Index Ventures, offering
  international money transfers at a flat GBP 3 fee with the live mid-market exchange rate and no FX markup. The service supports
  transfers across ten currencies with direct bank deposits and standard or express delivery, for both consumers and businesses,
  and is authorized and regulated by the UK FCA as a payment institution. Atlantic Money is a consumer- and business-facing
  mobile and web application; it publishes no public developer API, OpenAPI, or SDK surface, so this network profile is limited
  to company identity, website property links, and probed domain-security posture.
url: https://raw.githubusercontent.com/api-evangelist/atlantic-money/refs/heads/main/apis.yml
x-type: company
x-source: index-ventures-portfolio
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Fintech
- Money Transfer
- Payments
- Foreign Exchange
- Remittance
- Financial-Services
- FCA Regulated
tags_raw:
- Company
- Fintech
- Money Transfer
- Payments
- Foreign Exchange
- Remittance
- Financial Services
- FCA Regulated
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://atlantic.money/
- type: Support
  url: https://support.atlantic.money/
- type: Blog
  url: https://news.atlantic.money/
- type: PrivacyPolicy
  url: https://atlantic.money/l/privacy-policy
- type: TermsOfService
  url: https://atlantic.money/l/user-agreement
- type: SignUp
  url: https://app.atlantic.money/
- type: DomainSecurity
  url: security/atlantic-money-domain-security.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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