Pacto

Pacto is a Mexican fintech company modernizing payment acquisition for banks and hospitality businesses, moving them "de lo legacy a lo digital" (from legacy to digital). Pacto builds point-of-sale (POS) software and payment terminals: a miniPOS terminal and "Ordena y Paga" (order-and-pay) terminals plus value-added modules for banks, and a full restaurant POS suite (Pacto POS, Pacto GetNet, Order & Pay QR ordering, bill splitting, inventory, and reporting) for restaurants, cafes, bars, and fast-food counters. Backed by 500 Global and Banco Santander's GetNet, Pacto helps traditional financial institutions and merchants accept digital card payments and manage operations. This profile was surfaced as a 500 Global portfolio company; Pacto publishes a marketing site, blog, and pricing but no public developer API or documentation at this time.

Pacto is profiled on the APIs.io network. Tagged areas include Company, Payments, Point-of-Sale, Fintech, and Restaurant.

Pacto’s developer surface includes engineering blog, pricing, support, and 4 more developer resources.

🌐 Visit website 📡 Source on GitHub

11.2/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0

0 APIs

Company Payments Point-of-Sale Fintech Restaurant Payment Processing Mexico Merchant Services

Kin Score

Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0

Composite quality — 11.2/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 1.2 / 17

Access Clarity 5.4 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 3.3 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/pacto: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: pacto
name: Pacto
description: 'Pacto is a Mexican fintech company modernizing payment acquisition for banks and hospitality businesses, moving
  them "de lo legacy a lo digital" (from legacy to digital). Pacto builds point-of-sale (POS) software and payment terminals:
  a miniPOS terminal and "Ordena y Paga" (order-and-pay) terminals plus value-added modules for banks, and a full restaurant
  POS suite (Pacto POS, Pacto GetNet, Order & Pay QR ordering, bill splitting, inventory, and reporting) for restaurants,
  cafes, bars, and fast-food counters. Backed by 500 Global and Banco Santander''s GetNet, Pacto helps traditional financial
  institutions and merchants accept digital card payments and manage operations. This profile was surfaced as a 500 Global
  portfolio company; Pacto publishes a marketing site, blog, and pricing but no public developer API or documentation at this
  time.'
url: https://raw.githubusercontent.com/api-evangelist/pacto/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-20'
image: https://images.squarespace-cdn.com/content/v1/651310d574e58a336fa39a53/566a928b-d3e5-4a2b-9a7f-e21bd78c7939/Logo_pacto_white.png
tags:
- Company
- Payments
- Point-of-Sale
- Fintech
- Restaurant
- Payment Processing
- Mexico
- Merchant Services
tags_raw:
- Company
- Payments
- Point of Sale
- Fintech
- Restaurants
- Payment Processing
- Mexico
- Merchant Services
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/pacto-domain-security.yml
- type: Website
  url: https://pacto.co
- type: Blog
  url: https://pacto.co/blogpacto
- type: Pricing
  url: https://pacto.co/planes
- type: Support
  url: https://pacto.co/customercare
- type: TermsOfService
  url: https://pacto.co/termsofservice
- type: PrivacyPolicy
  url: https://pacto.co/aviso-de-privacidad
x-enrichment:
  date: '2026-07-20'
  status: minimal
  artifacts_added: 1
  pass: local-v1