Pacto

Pacto is a Mexican fintech company modernizing payment acquisition for banks and hospitality businesses, moving them "de lo legacy a lo digital" (from legacy to digital). Pacto builds point-of-sale (POS) software and payment terminals: a miniPOS terminal and "Ordena y Paga" (order-and-pay) terminals plus value-added modules for banks, and a full restaurant POS suite (Pacto POS, Pacto GetNet, Order & Pay QR ordering, bill splitting, inventory, and reporting) for restaurants, cafes, bars, and fast-food counters. Backed by 500 Global and Banco Santander's GetNet, Pacto helps traditional financial institutions and merchants accept digital card payments and manage operations. This profile was surfaced as a 500 Global portfolio company; Pacto publishes a marketing site, blog, and pricing but no public developer API or documentation at this time.

Pacto is profiled on the APIs.io network. Tagged areas include Company, Payments, Point of Sale, Fintech, and Restaurants.

Pacto’s developer surface includes engineering blog, pricing, support, and 4 more developer resources.

16.8/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyPaymentsPoint of SaleFintechRestaurantsPayment ProcessingMexicoMerchant Services

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 16.8/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 1.3 / 20
Commercial Clarity 6.3 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/pacto: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Pacto Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Access & Security 1

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 3

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: pacto
name: Pacto
description: 'Pacto is a Mexican fintech company modernizing payment acquisition for banks and hospitality businesses, moving
  them "de lo legacy a lo digital" (from legacy to digital). Pacto builds point-of-sale (POS) software and payment terminals:
  a miniPOS terminal and "Ordena y Paga" (order-and-pay) terminals plus value-added modules for banks, and a full restaurant
  POS suite (Pacto POS, Pacto GetNet, Order & Pay QR ordering, bill splitting, inventory, and reporting) for restaurants,
  cafes, bars, and fast-food counters. Backed by 500 Global and Banco Santander''s GetNet, Pacto helps traditional financial
  institutions and merchants accept digital card payments and manage operations. This profile was surfaced as a 500 Global
  portfolio company; Pacto publishes a marketing site, blog, and pricing but no public developer API or documentation at this
  time.'
url: https://raw.githubusercontent.com/api-evangelist/pacto/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
image: https://images.squarespace-cdn.com/content/v1/651310d574e58a336fa39a53/566a928b-d3e5-4a2b-9a7f-e21bd78c7939/Logo_pacto_white.png
tags:
- Company
- Payments
- Point of Sale
- Fintech
- Restaurants
- Payment Processing
- Mexico
- Merchant Services
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/pacto-domain-security.yml
- type: Website
  url: https://pacto.co
- type: Blog
  url: https://pacto.co/blogpacto
- type: Pricing
  url: https://pacto.co/planes
- type: Support
  url: https://pacto.co/customercare
- type: TermsOfService
  url: https://pacto.co/termsofservice
- type: PrivacyPolicy
  url: https://pacto.co/aviso-de-privacidad
x-enrichment:
  date: '2026-07-20'
  status: minimal
  artifacts_added: 1
  pass: local-v1