Notch

Notch is an accounts-receivable and accounts-payable automation platform purpose-built for the food and beverage and wholesale distribution industry. It automates invoicing, payment collection, payment processing, and reconciliation, with branded customer payment portals, autopay, and dual-sync accounting / ERP integrations (QuickBooks, NetSuite, Xero, Microsoft Dynamics 365). Notch describes having an API available for integration, but does not publish a public developer reference; the API surfaces modeled here are derived from documented product capabilities and are not reconciled against an official specification.

Notch publishes 6 APIs on the APIs.io network, including Bank Accounts API, Customers API, Invoices API, and 3 more. Tagged areas include Accounts Receivable, Accounts Payable, B2B Payments, Invoicing, and Fintech.

Notch’s developer surface includes authentication, engineering blog, documentation, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub

30.0/100 thin ▬ flat Agent 20/100 agent aware Full breakdown ↓
scored 2026-08-25 · rubric v0.14.0

AccessEnterpriseSelf serve

6 APIs

Accounts Receivable Accounts Payable B2B Payments Invoicing Fintech

Kin Score

Kin Score How this is scored →
scored 2026-08-25 · rubric v0.14.0

Composite quality — 30.0/100 · thin

Contract Quality 10.4 / 21

Developer Ergonomics 4.0 / 17

Access Clarity 4.9 / 17

Operational Transparency 2.3 / 11

Contract Governance 0.0 / 10

Discoverability 5.5 / 9

Regulatory Posture 2.8 / 15

Agent readiness — 20/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Surface 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/notch-financial: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 6

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Notch Financial Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 1

Status, limits, changes, and where to get help

RateLimits

RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans

Plans

FinOps

FinOps

Company 3

The organization behind the API

Blog

Blog

LinkedIn

Website

Website

Source (apis.yml)

aid: notch-financial
url: https://raw.githubusercontent.com/api-evangelist/notch-financial/refs/heads/main/apis.yml
name: Notch
kind: company
description: Notch is an accounts-receivable and accounts-payable automation platform purpose-built for the food and beverage
  and wholesale distribution industry. It automates invoicing, payment collection, payment processing, and reconciliation,
  with branded customer payment portals, autopay, and dual-sync accounting / ERP integrations (QuickBooks, NetSuite, Xero,
  Microsoft Dynamics 365). Notch describes having an API available for integration, but does not publish a public developer
  reference; the API surfaces modeled here are derived from documented product capabilities and are not reconciled against
  an official specification.
accessModel:
  pricing: enterprise
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Enterprise · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/notch-financial.png
tags:
- Accounts Receivable
- Accounts Payable
- B2B Payments
- Invoicing
- Fintech
tags_raw:
- Accounts Receivable
- Accounts Payable
- B2B Payments
- Invoicing
- FinTech
created: '2026-06-21'
modified: '2026-06-21'
specificationVersion: '0.23'
apis:
- aid: notch-financial:notch-financial-bank-accounts-api
  name: Notch Bank Accounts API
  description: The Bank Accounts API from Notch — 1 operation(s) for bank accounts.
  humanURL: https://www.notch.financial/products/bills-invoice-management
  tags:
  - Bank Accounts
  properties:
  - type: OpenAPI
    url: openapi/notch-financial-bank-accounts-api-openapi.yml
  - type: Documentation
    url: https://www.notch.financial/products/bills-invoice-management
  - type: Documentation
    url: https://www.notch.financial/products/payment-processing-software
  - type: Documentation
    url: https://www.notch.financial/products/customer-payment-portal
  - type: Documentation
    url: https://www.notch.financial/products/payment-collection-software
  - type: Documentation
    url: https://www.notch.financial/integrations
- aid: notch-financial:notch-financial-customers-api
  name: Notch Customers API
  description: The Customers API from Notch — 2 operation(s) for customers.
  humanURL: https://www.notch.financial/products/bills-invoice-management
  tags:
  - Customers
  properties:
  - type: OpenAPI
    url: openapi/notch-financial-customers-api-openapi.yml
  - type: Documentation
    url: https://www.notch.financial/products/bills-invoice-management
  - type: Documentation
    url: https://www.notch.financial/products/payment-processing-software
  - type: Documentation
    url: https://www.notch.financial/products/customer-payment-portal
  - type: Documentation
    url: https://www.notch.financial/products/payment-collection-software
  - type: Documentation
    url: https://www.notch.financial/integrations
- aid: notch-financial:notch-financial-invoices-api
  name: Notch Invoices API
  description: The Invoices API from Notch — 2 operation(s) for invoices.
  humanURL: https://www.notch.financial/products/bills-invoice-management
  tags:
  - Invoices
  properties:
  - type: OpenAPI
    url: openapi/notch-financial-invoices-api-openapi.yml
  - type: Documentation
    url: https://www.notch.financial/products/bills-invoice-management
  - type: Documentation
    url: https://www.notch.financial/products/payment-processing-software
  - type: Documentation
    url: https://www.notch.financial/products/customer-payment-portal
  - type: Documentation
    url: https://www.notch.financial/products/payment-collection-software
  - type: Documentation
    url: https://www.notch.financial/integrations
- aid: notch-financial:notch-financial-payment-methods-api
  name: Notch Payment Methods API
  description: The Payment Methods API from Notch — 1 operation(s) for payment methods.
  humanURL: https://www.notch.financial/products/bills-invoice-management
  tags:
  - Payment Methods
  properties:
  - type: OpenAPI
    url: openapi/notch-financial-payment-methods-api-openapi.yml
  - type: Documentation
    url: https://www.notch.financial/products/bills-invoice-management
  - type: Documentation
    url: https://www.notch.financial/products/payment-processing-software
  - type: Documentation
    url: https://www.notch.financial/products/customer-payment-portal
  - type: Documentation
    url: https://www.notch.financial/products/payment-collection-software
  - type: Documentation
    url: https://www.notch.financial/integrations
- aid: notch-financial:notch-financial-payments-api
  name: Notch Payments API
  description: The Payments API from Notch — 2 operation(s) for payments.
  humanURL: https://www.notch.financial/products/bills-invoice-management
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/notch-financial-payments-api-openapi.yml
  - type: Documentation
    url: https://www.notch.financial/products/bills-invoice-management
  - type: Documentation
    url: https://www.notch.financial/products/payment-processing-software
  - type: Documentation
    url: https://www.notch.financial/products/customer-payment-portal
  - type: Documentation
    url: https://www.notch.financial/products/payment-collection-software
  - type: Documentation
    url: https://www.notch.financial/integrations
- aid: notch-financial:notch-financial-webhooks-api
  name: Notch Webhooks API
  description: The Webhooks API from Notch — 1 operation(s) for webhooks.
  humanURL: https://www.notch.financial/products/bills-invoice-management
  tags:
  - Webhook
  tags_raw:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/notch-financial-webhooks-api-openapi.yml
  - type: Documentation
    url: https://www.notch.financial/products/bills-invoice-management
  - type: Documentation
    url: https://www.notch.financial/products/payment-processing-software
  - type: Documentation
    url: https://www.notch.financial/products/customer-payment-portal
  - type: Documentation
    url: https://www.notch.financial/products/payment-collection-software
  - type: Documentation
    url: https://www.notch.financial/integrations
common:
- type: AgenticAccess
  url: agentic-access/notch-financial-agentic-access.yml
- type: DomainSecurity
  url: security/notch-financial-domain-security.yml
- type: Authentication
  url: authentication/notch-financial-authentication.yml
- url: https://www.notch.financial/blog
  type: Blog
- type: LinkedIn
  url: https://ca.linkedin.com/company/notchfinancial
- type: Website
  url: https://www.notch.financial
- type: Documentation
  url: https://www.notch.financial/integrations
- type: Plans
  url: plans/notch-financial-plans-pricing.yml
- type: RateLimits
  url: rate-limits/notch-financial-rate-limits.yml
- type: FinOps
  url: finops/notch-financial-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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