Notch

Notch is an accounts-receivable and accounts-payable automation platform purpose-built for the food and beverage and wholesale distribution industry. It automates invoicing, payment collection, payment processing, and reconciliation, with branded customer payment portals, autopay, and dual-sync accounting / ERP integrations (QuickBooks, NetSuite, Xero, Microsoft Dynamics 365). Notch describes having an API available for integration, but does not publish a public developer reference; the API surfaces modeled here are derived from documented product capabilities and are not reconciled against an official specification.

Notch publishes 6 APIs on the APIs.io network, including Bank Accounts API, Customers API, Invoices API, and 3 more. Tagged areas include Accounts Receivable, Accounts Payable, B2B Payments, Invoicing, and FinTech.

Notch’s developer surface includes authentication, engineering blog, documentation, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub
33.3/100 thin ▬ flat Agent 31/100 agent aware Full breakdown ↓
scored 2026-08-05 · rubric v0.9.1
AccessEnterpriseSelf serve
6 APIs
Accounts ReceivableAccounts PayableB2B PaymentsInvoicingFinTech

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-05 · rubric v0.9.1
Composite quality — 33.3/100 · thin
Contract Quality 14.0 / 25
Developer Ergonomics 4.3 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 2.7 / 13
Governance 0.0 / 12
Discoverability 6.5 / 10
Agent readiness — 31/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/notch-financial: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 6

Individual APIs this provider publishes, each with its own machine-readable definition.

Notch Bank Accounts API

The Bank Accounts API from Notch — 1 operation(s) for bank accounts.

Notch Customers API

The Customers API from Notch — 2 operation(s) for customers.

Notch Invoices API

The Invoices API from Notch — 2 operation(s) for invoices.

Notch Payment Methods API

The Payment Methods API from Notch — 1 operation(s) for payment methods.

Notch Payments API

The Payments API from Notch — 2 operation(s) for payments.

Notch Webhooks API

The Webhooks API from Notch — 1 operation(s) for webhooks.

Open Collections 1

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Notch API (unreconciled capability model)

OPEN COLLECTION

Pricing Plans 1

Published pricing tiers and plan structures.

Notch Financial Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Notch Financial Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Notch Financial Finops

FINOPS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Notch Financial Authentication

http · 1 scheme

SECURITY

Notch Financial Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Notch Financial Agentic Access

15 operations · 6 acting

15 operations · 6 acting

AGENTIC

Resources

Documentation 1

Reference material describing how the API behaves

Documentation
Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication

Operate 1

Status, limits, changes, and where to get help

RateLimits
RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans
Plans
 FinOps
FinOps

Company 3

The organization behind the API

Blog
Blog
 LinkedIn
LinkedIn
 Website
Website

Source (apis.yml)

apis.yml Raw ↑ 
aid: notch-financial
url: https://raw.githubusercontent.com/api-evangelist/notch-financial/refs/heads/main/apis.yml
name: Notch
kind: company
description: Notch is an accounts-receivable and accounts-payable automation platform purpose-built for the food and beverage
  and wholesale distribution industry. It automates invoicing, payment collection, payment processing, and reconciliation,
  with branded customer payment portals, autopay, and dual-sync accounting / ERP integrations (QuickBooks, NetSuite, Xero,
  Microsoft Dynamics 365). Notch describes having an API available for integration, but does not publish a public developer
  reference; the API surfaces modeled here are derived from documented product capabilities and are not reconciled against
  an official specification.
accessModel:
  pricing: enterprise
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Enterprise · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/notch-financial.png
tags:
- Accounts Receivable
- Accounts Payable
- B2B Payments
- Invoicing
- FinTech
created: '2026-06-21'
modified: '2026-06-21'
specificationVersion: '0.19'
apis:
- aid: notch-financial:notch-financial-bank-accounts-api
  name: Notch Bank Accounts API
  description: The Bank Accounts API from Notch — 1 operation(s) for bank accounts.
  humanURL: https://www.notch.financial/products/bills-invoice-management
  tags:
  - Bank Accounts
  properties:
  - type: OpenAPI
    url: openapi/notch-financial-bank-accounts-api-openapi.yml
  - type: Documentation
    url: https://www.notch.financial/products/bills-invoice-management
  - type: Documentation
    url: https://www.notch.financial/products/payment-processing-software
  - type: Documentation
    url: https://www.notch.financial/products/customer-payment-portal
  - type: Documentation
    url: https://www.notch.financial/products/payment-collection-software
  - type: Documentation
    url: https://www.notch.financial/integrations
- aid: notch-financial:notch-financial-customers-api
  name: Notch Customers API
  description: The Customers API from Notch — 2 operation(s) for customers.
  humanURL: https://www.notch.financial/products/bills-invoice-management
  tags:
  - Customers
  properties:
  - type: OpenAPI
    url: openapi/notch-financial-customers-api-openapi.yml
  - type: Documentation
    url: https://www.notch.financial/products/bills-invoice-management
  - type: Documentation
    url: https://www.notch.financial/products/payment-processing-software
  - type: Documentation
    url: https://www.notch.financial/products/customer-payment-portal
  - type: Documentation
    url: https://www.notch.financial/products/payment-collection-software
  - type: Documentation
    url: https://www.notch.financial/integrations
- aid: notch-financial:notch-financial-invoices-api
  name: Notch Invoices API
  description: The Invoices API from Notch — 2 operation(s) for invoices.
  humanURL: https://www.notch.financial/products/bills-invoice-management
  tags:
  - Invoices
  properties:
  - type: OpenAPI
    url: openapi/notch-financial-invoices-api-openapi.yml
  - type: Documentation
    url: https://www.notch.financial/products/bills-invoice-management
  - type: Documentation
    url: https://www.notch.financial/products/payment-processing-software
  - type: Documentation
    url: https://www.notch.financial/products/customer-payment-portal
  - type: Documentation
    url: https://www.notch.financial/products/payment-collection-software
  - type: Documentation
    url: https://www.notch.financial/integrations
- aid: notch-financial:notch-financial-payment-methods-api
  name: Notch Payment Methods API
  description: The Payment Methods API from Notch — 1 operation(s) for payment methods.
  humanURL: https://www.notch.financial/products/bills-invoice-management
  tags:
  - Payment Methods
  properties:
  - type: OpenAPI
    url: openapi/notch-financial-payment-methods-api-openapi.yml
  - type: Documentation
    url: https://www.notch.financial/products/bills-invoice-management
  - type: Documentation
    url: https://www.notch.financial/products/payment-processing-software
  - type: Documentation
    url: https://www.notch.financial/products/customer-payment-portal
  - type: Documentation
    url: https://www.notch.financial/products/payment-collection-software
  - type: Documentation
    url: https://www.notch.financial/integrations
- aid: notch-financial:notch-financial-payments-api
  name: Notch Payments API
  description: The Payments API from Notch — 2 operation(s) for payments.
  humanURL: https://www.notch.financial/products/bills-invoice-management
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/notch-financial-payments-api-openapi.yml
  - type: Documentation
    url: https://www.notch.financial/products/bills-invoice-management
  - type: Documentation
    url: https://www.notch.financial/products/payment-processing-software
  - type: Documentation
    url: https://www.notch.financial/products/customer-payment-portal
  - type: Documentation
    url: https://www.notch.financial/products/payment-collection-software
  - type: Documentation
    url: https://www.notch.financial/integrations
- aid: notch-financial:notch-financial-webhooks-api
  name: Notch Webhooks API
  description: The Webhooks API from Notch — 1 operation(s) for webhooks.
  humanURL: https://www.notch.financial/products/bills-invoice-management
  tags:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/notch-financial-webhooks-api-openapi.yml
  - type: Documentation
    url: https://www.notch.financial/products/bills-invoice-management
  - type: Documentation
    url: https://www.notch.financial/products/payment-processing-software
  - type: Documentation
    url: https://www.notch.financial/products/customer-payment-portal
  - type: Documentation
    url: https://www.notch.financial/products/payment-collection-software
  - type: Documentation
    url: https://www.notch.financial/integrations
common:
- type: AgenticAccess
  url: agentic-access/notch-financial-agentic-access.yml
- type: DomainSecurity
  url: security/notch-financial-domain-security.yml
- type: Authentication
  url: authentication/notch-financial-authentication.yml
- url: https://www.notch.financial/blog
  type: Blog
- type: LinkedIn
  url: https://ca.linkedin.com/company/notchfinancial
- type: Website
  url: https://www.notch.financial
- type: Documentation
  url: https://www.notch.financial/integrations
- type: Plans
  url: plans/notch-financial-plans-pricing.yml
- type: RateLimits
  url: rate-limits/notch-financial-rate-limits.yml
- type: FinOps
  url: finops/notch-financial-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com