Clover Networks

Clover Network Inc. was a Silicon Valley mobile-payments startup that launched publicly in March 2012 with a one-click, app-based checkout network aiming to complete a payment in under five seconds using a phone number and PIN, charging merchants a 3% per-transaction fee and seeding adoption with a developer fund and instant-refund incentives. It raised $5.8M from Andreessen Horowitz and Sutter Hill Ventures and was acquired by First Data on December 28, 2012. The Clover name and technology were carried forward by First Data into the Clover point-of-sale platform, which is now owned by Fiserv and covered separately in the API Evangelist network by the `clover` repository. This entity is a historical a16z portfolio lead and no longer operates as an independent company or publishes its own developer surface.

Clover Networks is profiled on the APIs.io network. Tagged areas include Company, Payments, Mobile Payments, Point of Sale, and Fintech.

5.7/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-28 · rubric v0.5
0 APIs
CompanyPaymentsMobile PaymentsPoint of SaleFintechCheckoutAcquireda16z Portfolio

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.5
Composite quality — 5.7/100 · minimal
Contract Quality 0.0 / 25
Developer Ergonomics 0.0 / 20
Commercial Clarity 0.0 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/clover-networks: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Source (apis.yml)

apis.yml Raw ↑
aid: clover-networks
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/clover-networks.png
name: Clover Networks
description: Clover Network Inc. was a Silicon Valley mobile-payments startup that launched publicly in March 2012 with a
  one-click, app-based checkout network aiming to complete a payment in under five seconds using a phone number and PIN, charging
  merchants a 3% per-transaction fee and seeding adoption with a developer fund and instant-refund incentives. It raised $5.8M
  from Andreessen Horowitz and Sutter Hill Ventures and was acquired by First Data on December 28, 2012. The Clover name and
  technology were carried forward by First Data into the Clover point-of-sale platform, which is now owned by Fiserv and covered
  separately in the API Evangelist network by the `clover` repository. This entity is a historical a16z portfolio lead and
  no longer operates as an independent company or publishes its own developer surface.
url: https://raw.githubusercontent.com/api-evangelist/clover-networks/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- a16z
- Sutter Hill Ventures
x-tier: stub
x-tier-reason: portfolio-lead
x-status: acquired
x-acquired-by: First Data
x-acquired-date: '2012-12-28'
x-successor-repo: clover
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Payments
- Mobile Payments
- Point of Sale
- Fintech
- Checkout
- Acquired
- a16z Portfolio
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence