Frame Payments website screenshot

Frame Payments

Frame Payments is a payments and compliance platform ("operating system") for high-compliance and high-risk merchants across regulated verticals including travel, crypto, telemedicine, gaming, gambling, the creator economy, and AI businesses. The frameOS platform unifies payments, payouts, KYC/KYB, identity verification, fraud detection (Sonar), geocompliance, disputes, subscriptions, and usage-based billing behind one REST API at api.framepayments.com/v1. Frame ships backend SDKs (Node, PHP, Ruby), mobile SDKs (iOS, Android, React Native), the Frame.js browser SDK with embeddable elements, a sandbox-only CLI, and HMAC-signed webhooks. Backed by Techstars.

Frame Payments publishes 1 API on the APIs.io network. Tagged areas include Company, Payments, Financial-Services, Fintech, and KYC.

The Frame Payments catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Frame Payments’ developer surface includes documentation, API reference, getting-started guide, support, pricing, signup flow, CLI, and 20 more developer resources.

52.3/100 developing ▬ flat Agent 41/100 agent ready Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0
AccessSelf serve
1 APIs
CompanyPaymentsFinancial-ServicesFintechKYCComplianceFraud DetectionBillingPayoutsIdentity Verification

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0
Composite quality — 52.3/100 · developing
Contract Quality 9.6 / 21
Developer Ergonomics 14.2 / 17
Access Clarity 7.6 / 17
Operational Transparency 1.2 / 11
Contract Governance 1.9 / 10
Discoverability 6.5 / 9
Regulatory Posture 9.1 / 15
Agent readiness — 41/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/frame-payments: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Frame API

The Frame REST API for payments, payouts, accounts, KYC/identity, disputes, subscriptions, invoices, and usage-based billing. Bearer secret-key auth over HTTPS; page-based pagin...

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Frame Payments Authentication

apiKey · 2 schemes

SECURITY

Frame Payments Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 4

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Scroll for all 7

Build 5

SDKs, sample code, and the tooling you integrate with

Access & Security 2

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 3

Pricing, plans, and the legal terms of use

Company 1

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: frame-payments
name: Frame Payments
description: Frame Payments is a payments and compliance platform ("operating system") for high-compliance and high-risk merchants
  across regulated verticals including travel, crypto, telemedicine, gaming, gambling, the creator economy, and AI businesses.
  The frameOS platform unifies payments, payouts, KYC/KYB, identity verification, fraud detection (Sonar), geocompliance,
  disputes, subscriptions, and usage-based billing behind one REST API at api.framepayments.com/v1. Frame ships backend SDKs
  (Node, PHP, Ruby), mobile SDKs (iOS, Android, React Native), the Frame.js browser SDK with embeddable elements, a sandbox-only
  CLI, and HMAC-signed webhooks. Backed by Techstars.
url: https://raw.githubusercontent.com/api-evangelist/frame-payments/refs/heads/main/apis.yml
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://framerusercontent.com/images/ZuP5qavgwprrdI5GSuMK3zq6P0.jpg
x-type: company
x-source: vc-portfolio
x-backed-by:
- techstars
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Payments
- Financial-Services
- Fintech
- KYC
- Compliance
- Fraud Detection
- Billing
- Payouts
- Identity Verification
tags_raw:
- Company
- Payments
- Financial Services
- Fintech
- KYC
- Compliance
- Fraud Detection
- Billing
- Payouts
- Identity Verification
apis:
- name: Frame API
  description: The Frame REST API for payments, payouts, accounts, KYC/identity, disputes, subscriptions, invoices, and usage-based
    billing. Bearer secret-key auth over HTTPS; page-based pagination; HMAC-SHA256 signed webhooks.
  humanURL: https://docs.framepayments.com/
  baseURL: https://api.framepayments.com/v1
  properties:
  - type: Documentation
    url: https://docs.framepayments.com/
  - type: APIReference
    url: https://docs.framepayments.com/api-reference/overview
  - type: GettingStarted
    url: https://docs.framepayments.com/getting-started/quickstart
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://framepayments.com/
- type: DeveloperPortal
  url: https://docs.framepayments.com/
- type: Documentation
  url: https://docs.framepayments.com/
- type: APIReference
  url: https://docs.framepayments.com/api-reference/overview
- type: GettingStarted
  url: https://docs.framepayments.com/getting-started/quickstart
- type: Support
  url: https://help.framepayments.com
- type: Pricing
  url: https://framepayments.com/pricing
- type: SignUp
  url: https://app.framepayments.com
- type: TermsOfService
  url: https://framepayments.com/legal/terms
- type: PrivacyPolicy
  url: https://framepayments.com/legal/privacy
- type: GitHubOrganization
  url: https://github.com/Frame-Payments
- type: LLMsTxt
  url: llms/frame-payments-llms.txt
- type: Packages
  url: packages/frame-payments-packages.yml
- type: SDKs
  url: packages/frame-payments-packages.yml
- type: CLI
  url: cli/frame-payments-cli.yml
- type: Components
  url: components/frame-payments-components.yml
- type: Authentication
  url: authentication/frame-payments-authentication.yml
- type: Conventions
  url: conventions/frame-payments-conventions.yml
- type: Idempotency
  url: conventions/frame-payments-conventions.yml
- type: Sandbox
  url: sandbox/frame-payments-sandbox.yml
- type: Webhooks
  url: asyncapi/frame-payments-webhooks.yml
- type: ErrorCatalog
  url: errors/frame-payments-problem-types.yml
- type: DeclineCodes
  url: errors/frame-payments-decline-codes.yml
- type: Lifecycle
  url: lifecycle/frame-payments-lifecycle.yml
- type: Conformance
  url: conformance/frame-payments-conformance.yml
- type: DomainSecurity
  url: security/frame-payments-domain-security.yml
- type: AgentSkill
  url: skills/_index.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence