Waffle Labs

Waffle Labs, Inc. (Waffle Insurance) is a consumer InsurTech company and licensed digital insurance agency, founded at MIT and accelerated through Barclays Techstars and MIT Delta V. Waffle offers an all-in-one, mobile-first platform that lets consumers get quotes and bind coverage in under 90 seconds across renters, pet, home & auto, term life, personal cyber, and travel insurance in all 50 US states, partnering with vetted carriers rather than underwriting risk itself. The company also runs an embedded-insurance program that lets partners offer Waffle products through a no-code embed. Waffle is a consumer/partner product with no public developer program or API surface at this time; this profile captures its identity and web properties for the API Evangelist network.

Waffle Labs is profiled on the APIs.io network. Tagged areas include Company, Insurance, Insurtech, Fintech, and Consumer.

Waffle Labs’ developer surface includes support, signup flow, and 6 more developer resources.

🌐 Visit website 📡 Source on GitHub

11.9/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

0 APIs

Company Insurance Insurtech Fintech Consumer Embedded Insurance Renters Insurance Pet Insurance Techstars

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 11.9/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 0.8 / 17

Access Clarity 5.8 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 3.2 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/waffle-labs: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

SignUp

SignUp

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 3

The organization behind the API

Website

Website

About

About

LinkedIn

Source (apis.yml)

aid: waffle-labs
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/waffle-labs.png
name: Waffle Labs
description: Waffle Labs, Inc. (Waffle Insurance) is a consumer InsurTech company and licensed digital insurance agency, founded
  at MIT and accelerated through Barclays Techstars and MIT Delta V. Waffle offers an all-in-one, mobile-first platform that
  lets consumers get quotes and bind coverage in under 90 seconds across renters, pet, home & auto, term life, personal cyber,
  and travel insurance in all 50 US states, partnering with vetted carriers rather than underwriting risk itself. The company
  also runs an embedded-insurance program that lets partners offer Waffle products through a no-code embed. Waffle is a consumer/partner
  product with no public developer program or API surface at this time; this profile captures its identity and web properties
  for the API Evangelist network.
url: https://raw.githubusercontent.com/api-evangelist/waffle-labs/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- techstars
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Insurance
- Insurtech
- Fintech
- Consumer
- Embedded Insurance
- Renters Insurance
- Pet Insurance
- Techstars
tags_raw:
- Company
- Insurance
- InsurTech
- Fintech
- Consumer
- Embedded Insurance
- Renters Insurance
- Pet Insurance
- Techstars
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-21'
  status: minimal
  artifacts_added: 1
  pass: local-v1
common:
- type: DomainSecurity
  url: security/waffle-labs-domain-security.yml
- type: Website
  url: https://www.waffleinsurance.com/
- type: About
  url: https://www.waffleinsurance.com/company/how-waffle-works
- type: Support
  url: https://www.waffleinsurance.com/company/contact
- type: PrivacyPolicy
  url: https://www.waffleinsurance.com/legal/privacy-policy
- type: TermsOfService
  url: https://www.waffleinsurance.com/legal/terms-of-use
- type: SignUp
  url: https://app.waffleinsurance.com/start
- type: LinkedIn
  url: https://www.linkedin.com/company/getwaffle

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