Finicom

Finicom offers a platform that synchronizes bank transaction data with applications such as Google Sheets, Notion, Airtable, Zapier, and Slack. It supports connections to over 12,000 financial institutions in the US and Canada and provides features like AI‑powered receipt and statement imports, real‑time notifications, and team collaboration tools. The service is available for personal use at no cost and includes paid tiers for additional connected banks and destinations.

Finicom is listed with 1 API on the APIs.io network. Tagged areas include Fintech, Automation, Data Sync, BusinessTools, and Integration.

Finicom’s developer surface includes changelog, documentation, pricing, engineering blog, getting-started guide, and 14 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

26.6/100 thin ▲ 6.6 Agent 0/100 human only Heartbeat 13/100 dormant Full breakdown ↓
scored 2026-11-13 · rubric v0.28.0 · Show this score on your site →

AccessFreemium

1 API

Fintech Automation Data Sync BusinessTools Integration

Kin Score

Kin Score How this is scored →
scored 2026-11-13 · rubric v0.28.0

Composite quality — 26.6/100 · thin

Contract Quality 0.0 / 21

Developer Ergonomics 4.0 / 17

Access Clarity 11.2 / 17

Operational Transparency 1.6 / 11

Contract Governance 0.5 / 10

Discoverability 5.6 / 9

Regulatory Posture 1.9 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Horizontal (data, software, accessibility, platform) regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document Ask about this →
MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship Ask about this →
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author Ask about this →
Machine-Readable Auth +10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey) Ask about this →
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented) Ask about this →
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes Ask about this →

13 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points Ask about this →
Developer Ergonomics scores 23.8 — up to +15.2 composite points Ask about this →
Contract Governance scores 4.5 — up to +11.5 composite points Ask about this →

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

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Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/finicom/apis.yml: open an issue on github.com/api-evangelist/finicom to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Finicom API

REST API for interacting with Finicom. Non-public API for external integrations.

Finicom API pricing

Prices published by Finicom, read 2026-10-20 from finicom.com/pricing. A free plan or tier is listed.

Plan	Price
Free	Free
Starter	$4 per month billed annually
Pro	$7 per month billed annually
Business	$15 per month billed annually

Plan details, limits and sources →

Pricing Plans 1

Published pricing tiers and plan structures.

Finicom Plans Pricing

4 plans

PLANS

Terms of Service 1

What its API terms permit and prohibit, quoted from its own page.

Finicom

13 quoted statements, read from Finicom's own page on 2026-11-09.

TERMS

Privacy & Data 1

Its role, the data it processes, retention and transfers, quoted from its own privacy page.

Finicom

13 quoted statements, read from Finicom's own page on 2026-11-09.

PRIVACY

Eligibility 1

Who may sign up and where, quoted from its own terms.

Finicom

2 quoted statements, read from Finicom's own page on 2026-11-09.

ELIGIBILITY

AI Preferences 1

Its stance on AI training, inference and agents, quoted from its own pages.

Finicom

1 quoted statement, read from Finicom's own page on 2026-11-09.

AI PREFS

Data License 1

How its data and outputs may be reused, quoted from its own terms.

Finicom

1 quoted statement, read from Finicom's own page on 2026-11-09.

LICENSE

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Finicom Domain Security

TLSv1.3 · DMARC

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

GettingStarted

GettingStarted

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

AIPreferences

AIPreferences

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

ChangeLog

ChangeLog

ChangeLog

ChangeLog

Commercial 6

Pricing, plans, and the legal terms of use

Plans

Pricing

TermsOfService

PrivacyPolicy

UsageTerms

DataLicense

Company 2

The organization behind the API

Website

Website

Blog

Blog

Other 4

Properties that don't map to a standard resource type

Hosts

Vendors

DataProcessing

Eligibility

Source (apis.yml)

aid: finicom
name: Finicom
accessModel:
  pricing: freemium
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Freemium
  confidence: low
  source:
  - plans
  - security
  generated: '2026-11-13'
  method: derived
image: https://finicom.com/api/og
description: Finicom offers a platform that synchronizes bank transaction data with applications such as Google Sheets, Notion,
  Airtable, Zapier, and Slack. It supports connections to over 12,000 financial institutions in the US and Canada and provides
  features like AI‑powered receipt and statement imports, real‑time notifications, and team collaboration tools. The service
  is available for personal use at no cost and includes paid tiers for additional connected banks and destinations.
url: https://raw.githubusercontent.com/api-evangelist/finicom/refs/heads/main/apis.yml
x-type: company
x-source: harvest:g2-catalog
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-20 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-20'
modified: '2026-10-20'
tags:
- Fintech
- Automation
- Data Sync
- BusinessTools
- Integration
tags_raw:
- Fintech
- Automation
- DataSync
- BusinessTools
- Integration
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Plans
  url: plans/finicom-plans-pricing.yml
- type: ChangeLog
  url: changelog/finicom-changelog.yml
- type: Conformance
  url: conformance/finicom-conformance.yml
- type: Hosts
  url: hosts/finicom-hosts.yml
- type: Vendors
  url: vendors/finicom-vendors.yml
- type: ChangeLog
  url: https://finicom.com/docs/changelog
- type: DomainSecurity
  url: security/finicom-domain-security.yml
- type: Website
  url: https://finicom.com/
- type: Documentation
  url: https://finicom.com/docs
- type: Pricing
  url: https://finicom.com/pricing
- type: Blog
  url: https://finicom.com/blog
- type: TermsOfService
  url: https://finicom.com/terms
- type: PrivacyPolicy
  url: https://finicom.com/privacy
- type: GettingStarted
  url: https://finicom.com/docs
- type: UsageTerms
  url: terms/finicom-terms-of-service.yml
- type: DataProcessing
  url: privacy/finicom-privacy-policy.yml
- type: Eligibility
  url: eligibility/finicom-eligibility.yml
- type: AIPreferences
  url: ai-preferences/finicom-ai-preferences.yml
- type: DataLicense
  url: data-license/finicom-data-license.yml
apis:
- name: Finicom API
  description: REST API for interacting with Finicom. Non-public API for external integrations.
  humanURL: https://finicom.com/docs
  baseURL: https://api.finicom.com/v1
  aid: finicom:finicom-api
x-enrichment:
  date: '2026-10-20'
  status: enriched
  artifacts_added: 11
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

Finicom API — frequently asked questions

Does Finicom have an API?

Yes. APIs.io lists 1 API from Finicom, including Finicom API.

How much does the Finicom API cost?

Finicom publishes its prices; its Starter plan is $4 per month billed annually as of 2026-10-20. APIs.io lists 4 pricing plans for Finicom, with each plan's price, limits and inclusions under Pricing on this page.

Is the Finicom API ready for AI agents?

Finicom has a Kin Score of 26.6 out of 100 (thin) and an Agent Readiness score of 0.0 (human-only), scored by API Evangelist on 2026-11-13.

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