Bits Technology

Bits Technology provides a compliance platform for the AMLR era, helping regulated financial companies streamline onboarding, transaction monitoring, AML risk scoring, and ongoing due diligence. Based in Europe, Bits unifies anti‑money‑laundering processes for fintechs, offering automated compliance operations, case management, and measurable growth. The platform supports integrations, APIs, and a developer portal for building compliant financial services.

Bits Technology is listed with 3 APIs on the APIs.io network, including Applications API, Oauth2 API, and 1 more. Tagged areas include Company, AML, Compliance, Fintech, and Europe.

The Bits Technology catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

Bits Technology’s developer surface includes changelog, sandbox, authentication, API reference, getting-started guide, documentation, engineering blog, and 22 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

30.5/100 thin ▼ -8.4 Agent 20/100 agent aware Heartbeat 66/100 alive Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

3 APIs

Company AML Compliance Fintech Europe

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 30.5/100 · thin

Contract Quality 4.0 / 19

Developer Ergonomics 5.9 / 15

Access Clarity 1.6 / 15

Operational Transparency 2.2 / 10

Contract Governance 3.2 / 9

Discoverability 5.3 / 8

Regulatory Posture 4.0 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 20/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Horizontal (data, software, accessibility, platform) regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)

10 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 21.4 — up to +19.7 composite points
Access Clarity scores 10.5 — up to +17.9 composite points
Developer Ergonomics scores 39.3 — up to +12.1 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/bits-technology/apis.yml: open an issue on github.com/api-evangelist/bits-technology to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

APIs 3

Individual APIs this provider publishes, each with its own machine-readable definition.

Bits Technology API

API for Bits Technology compliance platform, documented at https://docs.bits.bi/api-reference

Bits Technology Applications API

The Applications API from Bits Technology — 2 operation(s) for applications.

Bits Technology Oauth2 API

The Oauth2 API from Bits Technology — 2 operation(s) for oauth2.

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Bits Technology Context

4 classes · 7 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Bits Technology API Rules

10 rules · 8 errors 1 warnings 1 info

SPECTRAL

JSON Schema 4

Standalone JSON Schema definitions for this provider's data models.

GetOauth2UserinfoResponse

1 properties

JSON SCHEMA

PostApplicationsBankaccountsListRequest

1 properties

JSON SCHEMA

PostApplicationsCreateRequest

3 properties

JSON SCHEMA

PostApplicationsCreateResponse

2 properties

JSON SCHEMA

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Bits Technology Authentication

1 scheme

SECURITY

Bits Technology Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Bits Technology Vulnerability Disclosure

security.txt · contact published

SECURITY

Resources

Get Started 3

Portal, sign-up, and the first successful call

Sandbox

Sandbox

GettingStarted

GettingStarted

DeveloperPortal

DeveloperPortal

Documentation 2

Reference material describing how the API behaves

APIReference

APIReference

Documentation

Documentation

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

WellKnown

WellKnown

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

DataModel

Lifecycle

Conformance

Access & Security 6

Authentication, authorization, and security posture

Security

Authentication

SecurityTxt

SecurityTxt

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

DomainSecurity

Operate 3

Status, limits, changes, and where to get help

ChangeLog

ChangeLog

Deprecation

Deprecation

ChangeLog

ChangeLog

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Newsroom

Newsroom

Website

Website

Blog

Blog

Other 2

Properties that don't map to a standard resource type

Vendors

Vendors

Hosts

Hosts

Source (apis.yml)

aid: bits-technology
name: Bits Technology
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  probe_state: unreadable
  source:
  - authentication
  - security
  - sandbox
  generated: '2026-11-06'
  method: derived
image: https://framerusercontent.com/images/NpU8G6c75uZqE07Xv48CXn7fuQ.jpg
description: Bits Technology provides a compliance platform for the AMLR era, helping regulated financial companies streamline
  onboarding, transaction monitoring, AML risk scoring, and ongoing due diligence. Based in Europe, Bits unifies anti‑money‑laundering
  processes for fintechs, offering automated compliance operations, case management, and measurable growth. The platform supports
  integrations, APIs, and a developer portal for building compliant financial services.
url: https://raw.githubusercontent.com/api-evangelist/bits-technology/refs/heads/main/apis.yml
x-type: company
x-source: harvest:stockholm-trip
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-15 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-15'
modified: '2026-10-15'
x-docs-platform: nextra
x-docs-platform-confidence: medium
x-docs-platform-checked: 2026-10-17
x-docs-hosting: vercel
tags:
- Company
- AML
- Compliance
- Fintech
- Europe
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Vendors
  url: vendors/bits-technology-vendors.yml
- type: Spectral
  url: rules/bits-technology-rules.yml
- type: JSONLD
  url: json-ld/bits-technology-context.jsonld
- type: Vocabulary
  url: vocabulary/bits-technology-vocabulary.yml
- type: DataModel
  url: data-model/bits-technology-data-model.yml
- type: ChangeLog
  url: changelog/bits-technology-changelog.yml
- type: Sandbox
  url: sandbox/bits-technology-sandbox.yml
- type: Security
  url: security/bits-technology-vulnerability-disclosure.yml
- type: Authentication
  url: authentication/bits-technology-authentication.yml
- type: Deprecation
  url: https://docs.bits.bi/api-reference/versioning
- type: Lifecycle
  url: lifecycle/bits-technology-lifecycle.yml
- type: Conformance
  url: conformance/bits-technology-conformance.yml
- type: LLMsTxt
  url: llms/bits-technology-llms.txt
- type: SecurityTxt
  url: well-known/bits-technology-security.txt
- type: SecurityTxt
  url: well-known/bits-technology-bits-security.txt
- type: WellKnown
  url: well-known/bits-technology-well-known.yml
- type: Hosts
  url: hosts/bits-technology-hosts.yml
- type: Newsroom
  url: https://www.bits.bi/press
- type: ChangeLog
  url: https://www.bits.bi/changelog
- type: APIReference
  url: https://docs.bits.bi/api-reference
- type: GettingStarted
  url: https://www.bits.bi/use-cases/onboarding
- type: VulnerabilityDisclosure
  url: security/bits-technology-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/bits-technology-domain-security.yml
- type: Website
  url: https://bits.bi/
- type: DeveloperPortal
  url: https://www.bits.bi/developers
- type: Documentation
  url: https://www.bits.bi/developers
- type: Blog
  url: https://www.bits.bi/resources/blog
- type: TermsOfService
  url: https://www.bits.bi/resources/legal
- type: PrivacyPolicy
  url: https://www.bits.bi/resources/legal
apis:
- name: Bits Technology API
  description: API for Bits Technology compliance platform, documented at https://docs.bits.bi/api-reference
  humanURL: https://docs.bits.bi/api-reference
  baseURL: null
  aid: bits-technology:bits-technology-api
  properties:
  - type: OpenAPI
    url: openapi/_ae-authored/bits-technology-openapi-generated.yml
    x-provenance: generated
- aid: bits-technology:bits-technology-applications-api
  name: Bits Technology Applications API
  description: The Applications API from Bits Technology — 2 operation(s) for applications.
  humanURL: https://docs.bits.bi/api-reference
  baseURL: https://api.bits.bi
  tags:
  - Application
  tags_raw:
  - Applications
  properties:
  - type: OpenAPI
    url: openapi/bits-technology-applications-api-openapi.yml
  - type: JSONSchema
    url: json-schema/bits-technology-post-applications-create-request-schema.json
  - type: JSONSchema
    url: json-schema/bits-technology-post-applications-bankaccounts-list-request-schema.json
  - type: JSONSchema
    url: json-schema/bits-technology-get-oauth2-userinfo-response-schema.json
  - type: JSONSchema
    url: json-schema/bits-technology-post-applications-create-response-schema.json
- aid: bits-technology:bits-technology-oauth2-api
  name: Bits Technology Oauth2 API
  description: The Oauth2 API from Bits Technology — 2 operation(s) for oauth2.
  humanURL: https://docs.bits.bi/api-reference
  baseURL: https://api.bits.bi
  tags:
  - OAuth
  - Authentication
  tags_raw:
  - Oauth2
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/bits-technology-oauth2-api-openapi.yml
  - type: JSONSchema
    url: json-schema/bits-technology-post-applications-create-request-schema.json
  - type: JSONSchema
    url: json-schema/bits-technology-post-applications-bankaccounts-list-request-schema.json
  - type: JSONSchema
    url: json-schema/bits-technology-get-oauth2-userinfo-response-schema.json
  - type: JSONSchema
    url: json-schema/bits-technology-post-applications-create-response-schema.json
x-coverage:
  state: unreadable
  reason: js-rendered-docs
  detail: API reference page is a JavaScript‑rendered Next.js site with no static OpenAPI spec
  evidence:
  - url: https://docs.bits.bi/api-reference
    status: 200
  checked: '2026-10-15'
x-enrichment:
  date: '2026-10-15'
  status: enriched
  artifacts_added: 26
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

Bits Technology API — frequently asked questions

Does Bits Technology have an API?

Yes. APIs.io lists 3 APIs from Bits Technology, including Bits Technology API, Bits Technology Applications API and Bits Technology Oauth2 API.

Is there an OpenAPI specification for the Bits Technology API?

Yes. APIs.io indexes 3 OpenAPI specifications for Bits Technology, each linked for download from this page.

How do I authenticate with the Bits Technology API?

Bits Technology uses bearer-token authentication (1 scheme). The details are profiled on APIs.io as Bits Technology Authentication.

Is the Bits Technology API ready for AI agents?

Bits Technology has a Kin Score of 30.5 out of 100 (thin) and an Agent Readiness score of 20.1 (agent-aware), scored by API Evangelist on 2026-11-06.

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