Setpoint.io

Setpoint is a capital markets operating system for asset-backed finance. It embeds with borrowers and lenders to manage debt facilities — warehouse facilities, forward flow agreements, securitization, and fund/leverage finance — automating collateral verification, data standardization, and reporting across ABS and ABF markets. The platform (Capital OS and Data OS, plus PledgeCheck collateral certification and Setpoint Analytics) manages over $50 billion in financed assets annually. Setpoint is not currently a public API provider; this profile captures the company's identity and public web surface for the API Evangelist network.

Setpoint.io is profiled on the APIs.io network. Tagged areas include Company, Fintech, Capital Markets, Asset-Backed Finance, and Debt Capital.

Setpoint.io’s developer surface includes engineering blog, changelog, support, and 3 more developer resources.

🌐 Visit website 📡 Source on GitHub

12.2/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyFintechCapital MarketsAsset-Backed FinanceDebt CapitalSecuritizationWarehouse LendingFinancial Services

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 12.2/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 1.3 / 20

Commercial Clarity 2.1 / 20

Operational Transparency 2.1 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/setpointio: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

ChangeLog

ChangeLog

Support

Support

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: setpointio
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/setpointio.png
name: Setpoint.io
description: Setpoint is a capital markets operating system for asset-backed finance. It embeds with borrowers and lenders
  to manage debt facilities — warehouse facilities, forward flow agreements, securitization, and fund/leverage finance — automating
  collateral verification, data standardization, and reporting across ABS and ABF markets. The platform (Capital OS and Data
  OS, plus PledgeCheck collateral certification and Setpoint Analytics) manages over $50 billion in financed assets annually.
  Setpoint is not currently a public API provider; this profile captures the company's identity and public web surface for
  the API Evangelist network.
url: https://raw.githubusercontent.com/api-evangelist/setpointio/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- a16z
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Fintech
- Capital Markets
- Asset-Backed Finance
- Debt Capital
- Securitization
- Warehouse Lending
- Financial Services
apis: []
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 2
  pass: local-v1
common:
- type: DomainSecurity
  url: security/setpointio-domain-security.yml
- type: Website
  url: https://setpoint.io
- type: Blog
  url: https://setpoint.io/resources/
- type: ChangeLog
  url: https://new.setpoint.io
- type: PrivacyPolicy
  url: https://setpoint.io/privacy-policy/
- type: Support
  url: https://setpoint.io/contact/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io