Topi website screenshot

Topi

topi is a European hardware-as-a-service (HaaS) fintech that lets B2B sellers and retailers offer tech devices, IT hardware, and equipment as flexible monthly rental subscriptions instead of one-off purchases, across eCommerce, telesales, and point-of-sale channels. Merchants embed topi rentals into their checkout through the OAuth2-secured topi Seller API (catalog, offers, orders, shipments, and shipping methods) and the topi Elements embeddable web components, with a dedicated sandbox for end-to-end testing. Backed by Creandum.

Topi publishes 5 APIs on the APIs.io network, including catalog API, offer API, order API, and 2 more. Tagged areas include Company, Fintech, Hardware as a Service, Rentals, and Embedded Finance.

The Topi catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Topi’s developer surface includes documentation, API reference, getting-started guide, support, authentication, sandbox, and 18 more developer resources.

45.4/100 developing ▬ flat Agent 47/100 agent ready Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0
AccessSelf serve
5 APIs 1 MCP Servers
CompanyFintechHardware as a ServiceRentalsEmbedded FinanceB2B PaymentsFinancingCheckoutGermany

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0
Composite quality — 45.4/100 · developing
Contract Quality 14.4 / 21
Developer Ergonomics 10.8 / 17
Access Clarity 1.8 / 17
Operational Transparency 0.9 / 11
Contract Governance 1.7 / 10
Discoverability 6.9 / 9
Regulatory Posture 7.3 / 15
Agent readiness — 47/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
Documented Reversibility 6 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/topi: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

Topi catalog API

Topi catalog for sellers

Topi offer API

Provides operations to handle offers for end-customers. ## Webhooks ### OfferUpdates We will ping the URL provided whenever an offer has changed its status to: `"accepted"`, `"d...

Topi order API

Provides operations to handle orders for end-customers. ## Webhooks We will ping the URL provided whenever an order has changed its status to: `"created"`, `"completed"`, or `"c...

Topi shipment API

#### Assets without serial numbers Some assets might not have a serial number (e.g. accessories). In order to send them with the shipment, explicitly pass an empty string `""` a...

Topi shippingMethod API

Provides operations to handle shipping-related tasks.

Open Collections 6

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

topi Seller catalog API

OPEN COLLECTION

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Topi MCP Server

MCP SERVER

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Topi Webhooks

ASYNCAPI

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Topi Authentication

oauth2 · 1 scheme

SECURITY

Topi Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Topi Scopes

13 scopes · clientCredentials

13 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Topi Agentic Access

31 operations · 20 acting

31 operations · 20 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

Documentation 3

Reference material describing how the API behaves

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Scroll for all 7

Access & Security 3

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 1

Pricing, plans, and the legal terms of use

Company 1

The organization behind the API

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: topi
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/topi.png
name: Topi
description: topi is a European hardware-as-a-service (HaaS) fintech that lets B2B sellers and retailers offer tech devices,
  IT hardware, and equipment as flexible monthly rental subscriptions instead of one-off purchases, across eCommerce, telesales,
  and point-of-sale channels. Merchants embed topi rentals into their checkout through the OAuth2-secured topi Seller API
  (catalog, offers, orders, shipments, and shipping methods) and the topi Elements embeddable web components, with a dedicated
  sandbox for end-to-end testing. Backed by Creandum.
url: https://raw.githubusercontent.com/api-evangelist/topi/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- creandum
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Fintech
- Hardware as a Service
- Rentals
- Embedded Finance
- B2B Payments
- Financing
- Checkout
- Germany
tags_raw:
- Company
- Fintech
- Hardware as a Service
- Rental
- Embedded Finance
- B2B Payments
- Financing
- Checkout
- Germany
- API
apis:
- aid: topi:topi-catalog-api
  name: Topi catalog API
  description: Topi catalog for sellers
  humanURL: https://developer.topi.eu/api
  baseURL: https://seller-api.topi.eu
  tags:
  - Catalog
  tags_raw:
  - catalog
  properties:
  - type: OpenAPI
    url: openapi/topi-catalog-api-openapi.yml
- aid: topi:topi-offer-api
  name: Topi offer API
  description: "Provides operations to handle offers for end-customers.\n\n## Webhooks\n\n### OfferUpdates\n\nWe will ping\
    \ the URL provided whenever an offer has changed its status to: `\"accepted\"`, `\"declined\"`, `\"voided\"`, `\"pending_review\"\
    ` or `\"expired\"`.\n\n**Payload**:\n\n-  same as [show offer](#tag/offer/operation/offer#show)\n    - `id`: `string`\n\
    \    - `created_at`: `string <date-time>`\n    - `status`: `string enum: \"accepted\" | \"declined\" | \"pending_review\"\
    \ | \"voided\" | \"expired\"`\n    - `checkout_redirect_url`: `string <uri>`"
  humanURL: https://developer.topi.eu/api
  baseURL: https://seller-api.topi.eu
  tags:
  - Offer
  tags_raw:
  - offer
  properties:
  - type: OpenAPI
    url: openapi/topi-offer-api-openapi.yml
- aid: topi:topi-order-api
  name: Topi order API
  description: "Provides operations to handle orders for end-customers.\n\n## Webhooks\n\nWe will ping the URL provided whenever\
    \ an order has changed its status to: `\"created\"`, `\"completed\"`, or `\"canceled\"`.\n\n**Payload**:\n\n- Available\
    \ fields:\n    - `id`: `string`\n    - `assets`: `array` of `Asset`\n    - `metadata`: `object`\n    - `offer_id`: `string`\n\
    \    - `seller_offer_reference`: `string`\n    - `status`: `string enum`\n    - `shipping_address`: `ShippingAddress`\
    \ \n    \n    `ShippingAddress` contains this fields:\n    - `name`: `string`\n    - `line1`: `string`\n    - `line2`:\
    \ `string`\n    - `postal_code`: `string`\n    - `city`: `string`\n    - `region`: `string`\n    - `country_code`: `string`"
  humanURL: https://developer.topi.eu/api
  baseURL: https://seller-api.topi.eu
  tags:
  - Order
  tags_raw:
  - order
  properties:
  - type: OpenAPI
    url: openapi/topi-order-api-openapi.yml
- aid: topi:topi-shipment-api
  name: Topi shipment API
  description: '#### Assets without serial numbers


    Some assets might not have a serial number (e.g. accessories). In order to send them with the shipment, explicitly pass
    an empty string `""` as the `serial_number` for this asset.


    > Note, that every asset, that has a **rent option**, requires a serial number even if it has been directly purchased.
    The request will fail with an according message if such a serial number is missing.


    > Also note, that every item of an order has to be shipped for the order to be completed. This can be done in multiple
    shipments.'
  humanURL: https://developer.topi.eu/api
  baseURL: https://seller-api.topi.eu
  tags:
  - Shipment
  tags_raw:
  - shipment
  properties:
  - type: OpenAPI
    url: openapi/topi-shipment-api-openapi.yml
- aid: topi:topi-shippingmethod-api
  name: Topi shippingMethod API
  description: Provides operations to handle shipping-related tasks.
  humanURL: https://developer.topi.eu/api
  baseURL: https://seller-api.topi.eu
  tags:
  - Shipping Method
  tags_raw:
  - shippingMethod
  properties:
  - type: OpenAPI
    url: openapi/topi-shippingmethod-api-openapi.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DeveloperPortal
  url: https://developer.topi.eu/
- type: Documentation
  url: https://developer.topi.eu/docs/get-started/introduction
- type: APIReference
  url: https://developer.topi.eu/api
- type: GettingStarted
  url: https://developer.topi.eu/docs/get-started/introduction
- type: Support
  url: https://www.topi.eu/en/faqs
- type: PrivacyPolicy
  url: https://www.topi.eu/en/privacy-policy
- type: OpenAPI
  url: openapi/_original/topi-seller-api-openapi-original.yaml
- type: Authentication
  url: authentication/topi-authentication.yml
- type: OAuthScopes
  url: scopes/topi-scopes.yml
- type: AgenticAccess
  url: agentic-access/topi-agentic-access.yml
- type: DomainSecurity
  url: security/topi-domain-security.yml
- type: ErrorCatalog
  url: errors/topi-problem-types.yml
- type: Conventions
  url: conventions/topi-conventions.yml
- type: Lifecycle
  url: lifecycle/topi-lifecycle.yml
- type: Conformance
  url: conformance/topi-conformance.yml
- type: DataModel
  url: data-model/topi-data-model.yml
- type: Sandbox
  url: sandbox/topi-sandbox.yml
- type: Components
  url: components/topi-components.yml
- type: Webhooks
  url: asyncapi/topi-webhooks.yml
- type: MCPServer
  url: mcp/topi-mcp.yml
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/topi-llms.txt
- type: Overlay
  url: overlays/topi-seller-api-overlay.yaml
- type: Website
  url: https://www.topi.eu/en/
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 21
  pass: local-v1