Settle

Settle is a financial operations platform built for consumer packaged goods (CPG) brands and ecommerce companies, unifying procurement, accounts payable automation, and working capital financing in one back office. Teams create and manage purchase orders, track goods received and true landed costs, collect and approve bills, pay vendors with real-time visibility, and access flexible inventory and growth financing ($20K-$15M) underwritten from payables and purchasing data. Founded in 2019 and backed by Ribbit Capital, Kleiner Perkins, and Founders Fund, Settle has funded more than $3 billion to brands. A developer API covering bill pay, payments, and landed-cost data is in early access via a public waitlist.

Settle is profiled on the APIs.io network. Tagged areas include Company, Fintech, Payments, Accounts Payable, and Procurement.

Settle’s developer surface includes pricing, signup flow, support, engineering blog, and 5 more developer resources.

🌐 Visit website 📡 Source on GitHub

20.5/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

AccessApproval

0 APIs

CompanyFintechPaymentsAccounts PayableProcurementWorking CapitalBill PayCPGEcommerceFinancing

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 20.5/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 3.0 / 20

Commercial Clarity 8.9 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/settle: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

SignUp

SignUp

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: settle
accessModel:
  pricing: unknown
  onboarding: approval
  trial: false
  try_now: false
  public: false
  label: Requires approval
  confidence: medium
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/settle.png
name: Settle
description: Settle is a financial operations platform built for consumer packaged goods (CPG) brands and ecommerce companies,
  unifying procurement, accounts payable automation, and working capital financing in one back office. Teams create and manage
  purchase orders, track goods received and true landed costs, collect and approve bills, pay vendors with real-time visibility,
  and access flexible inventory and growth financing ($20K-$15M) underwritten from payables and purchasing data. Founded in
  2019 and backed by Ribbit Capital, Kleiner Perkins, and Founders Fund, Settle has funded more than $3 billion to brands.
  A developer API covering bill pay, payments, and landed-cost data is in early access via a public waitlist.
url: https://raw.githubusercontent.com/api-evangelist/settle/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- ribbit-capital
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Fintech
- Payments
- Accounts Payable
- Procurement
- Working Capital
- Bill Pay
- CPG
- Ecommerce
- Financing
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.settle.com
- type: DeveloperPortal
  url: https://www.settle.com/api
- type: Pricing
  url: https://www.settle.com/pricing
- type: SignUp
  url: https://app.settle.co/sign-up/payers/product
- type: Support
  url: https://help.settle.com/en/
- type: Blog
  url: https://www.settle.com/blog
- type: TermsOfService
  url: https://app.settle.co/terms-of-service
- type: PrivacyPolicy
  url: https://www.settle.com/privacy-policy
- type: DomainSecurity
  url: security/settle-domain-security.yml
x-enrichment:
  date: '2026-07-21'
  status: minimal
  artifacts_added: 1
  pass: local-v1