Incognia

Incognia is a location identity and device fingerprinting platform for fraud prevention, providing real-time risk assessments for user onboarding, login, and payment transactions. Its API returns low_risk / high_risk / unknown_risk verdicts by combining privacy-first device recognition, location behavior analysis, and tamper detection, and accepts feedback events (chargebacks, account takeover, identity fraud, accepted/declined outcomes) that continuously tune the risk model. Incognia is used across financial services, fintech, marketplaces, delivery, and gaming to stop account takeover, new-account fraud, and payment fraud while reducing friction for trusted users. Authentication is OAuth 2.0 client credentials, exchanged for short-lived bearer tokens; official SDKs ship for Node.js, Python, Ruby, Java, and Go.

Incognia publishes 4 APIs on the APIs.io network, including Authentication API, Feedback API, Onboarding API, and 1 more. Tagged areas include Company, Cybersecurity, Fraud Prevention, Device Fingerprinting, and Location Identity.

Incognia’s developer surface includes documentation, API reference, getting-started guide, engineering blog, pricing, authentication, and 21 more developer resources.

🌐 Visit website 📡 Source on GitHub

48.6/100 developing ▬ flat Agent 45/100 agent ready Full breakdown ↓
scored 2026-08-10 · rubric v0.9.1

AccessSelf serve

4 APIs 1 MCP Servers

CompanyCybersecurityFraud PreventionDevice FingerprintingLocation IdentityIdentity VerificationRisk AssessmentAuthenticationFintechAnti-Fraud

Kin Score

Kin Score How this is scored →
scored 2026-08-10 · rubric v0.9.1

Composite quality — 48.6/100 · developing

Contract Quality 15.7 / 25

Developer Ergonomics 11.6 / 20

Commercial Clarity 7.9 / 20

Operational Transparency 2.7 / 13

Governance 1.4 / 12

Discoverability 9.3 / 10

Agent readiness — 45/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/incognia: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 4

Individual APIs this provider publishes, each with its own machine-readable definition.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Scopes 1

OAuth scopes governing access to this provider's APIs.

Incognia Scopes

OAuth 2.0 · no documented scopes

0 scopes

SCOPES

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

MCPServer

LLMsTxt

WellKnown

AgenticAccess

AgentSkill

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Conformance

ErrorCatalog

Lifecycle

Conventions

DataModel

Build 3

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Packages

Packages

SDKs

SDKs

Access & Security 4

Authentication, authorization, and security posture

OAuthScopes

TrustCenter

Authentication

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

StatusPage

StatusPage

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: incognia
name: Incognia
description: Incognia is a location identity and device fingerprinting platform for fraud prevention, providing real-time
  risk assessments for user onboarding, login, and payment transactions. Its API returns low_risk / high_risk / unknown_risk
  verdicts by combining privacy-first device recognition, location behavior analysis, and tamper detection, and accepts feedback
  events (chargebacks, account takeover, identity fraud, accepted/declined outcomes) that continuously tune the risk model.
  Incognia is used across financial services, fintech, marketplaces, delivery, and gaming to stop account takeover, new-account
  fraud, and payment fraud while reducing friction for trusted users. Authentication is OAuth 2.0 client credentials, exchanged
  for short-lived bearer tokens; official SDKs ship for Node.js, Python, Ruby, Java, and Go.
url: https://raw.githubusercontent.com/api-evangelist/incognia/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- bessemer-venture-partners
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Cybersecurity
- Fraud Prevention
- Device Fingerprinting
- Location Identity
- Identity Verification
- Risk Assessment
- Authentication
- Fintech
- Anti-Fraud
image: https://www.incognia.com/hubfs/incognia-logo.svg
apis:
- aid: incognia:incognia-authentication-api
  name: Incognia Authentication API
  description: OAuth 2.0 client-credentials token exchange
  humanURL: https://developer.incognia.com/docs/
  baseURL: https://api.incognia.com/api
  tags:
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/incognia-authentication-api-openapi.yml
  - type: Authentication
    url: authentication/incognia-authentication.yml
  - type: ErrorCatalog
    url: errors/incognia-problem-types.yml
  - type: Conventions
    url: conventions/incognia-conventions.yml
  - type: DataModel
    url: data-model/incognia-data-model.yml
  - type: AgenticAccess
    url: agentic-access/incognia-agentic-access.yml
- aid: incognia:incognia-feedback-api
  name: Incognia Feedback API
  description: Report labeled events to tune the risk model
  humanURL: https://developer.incognia.com/docs/
  baseURL: https://api.incognia.com/api
  tags:
  - Feedback
  properties:
  - type: OpenAPI
    url: openapi/incognia-feedback-api-openapi.yml
  - type: Authentication
    url: authentication/incognia-authentication.yml
  - type: ErrorCatalog
    url: errors/incognia-problem-types.yml
  - type: Conventions
    url: conventions/incognia-conventions.yml
  - type: DataModel
    url: data-model/incognia-data-model.yml
  - type: AgenticAccess
    url: agentic-access/incognia-agentic-access.yml
- aid: incognia:incognia-onboarding-api
  name: Incognia Onboarding API
  description: Signup risk assessment
  humanURL: https://developer.incognia.com/docs/
  baseURL: https://api.incognia.com/api
  tags:
  - Onboarding
  properties:
  - type: OpenAPI
    url: openapi/incognia-onboarding-api-openapi.yml
  - type: Authentication
    url: authentication/incognia-authentication.yml
  - type: ErrorCatalog
    url: errors/incognia-problem-types.yml
  - type: Conventions
    url: conventions/incognia-conventions.yml
  - type: DataModel
    url: data-model/incognia-data-model.yml
  - type: AgenticAccess
    url: agentic-access/incognia-agentic-access.yml
- aid: incognia:incognia-transactions-api
  name: Incognia Transactions API
  description: Login and payment risk assessment
  humanURL: https://developer.incognia.com/docs/
  baseURL: https://api.incognia.com/api
  tags:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/incognia-transactions-api-openapi.yml
  - type: Authentication
    url: authentication/incognia-authentication.yml
  - type: ErrorCatalog
    url: errors/incognia-problem-types.yml
  - type: Conventions
    url: conventions/incognia-conventions.yml
  - type: DataModel
    url: data-model/incognia-data-model.yml
  - type: AgenticAccess
    url: agentic-access/incognia-agentic-access.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: OAuthScopes
  url: scopes/incognia-scopes.yml
- type: Website
  url: https://www.incognia.com/
- type: DeveloperPortal
  url: https://developer.incognia.com/
- type: Documentation
  url: https://developer.incognia.com/docs/
- type: APIReference
  url: https://developer.incognia.com/docs/us/v5/apis/
- type: GettingStarted
  url: https://developer.incognia.com/docs/us/v5/apis/incognia-libraries/
- type: Blog
  url: https://www.incognia.com/blog
- type: Pricing
  url: https://www.incognia.com/pricing
- type: TermsOfService
  url: https://www.incognia.com/terms-of-use
- type: PrivacyPolicy
  url: https://www.incognia.com/policies/
- type: GitHubOrganization
  url: https://github.com/inloco
- type: TrustCenter
  url: https://trust.incognia.com/
- type: Packages
  url: packages/incognia-packages.yml
- type: SDKs
  url: packages/incognia-packages.yml
- type: Authentication
  url: authentication/incognia-authentication.yml
- type: MCPServer
  url: mcp/incognia-mcp.yml
- type: LLMsTxt
  url: llms/incognia-llms.txt
- type: WellKnown
  url: well-known/incognia-well-known.yml
- type: Conformance
  url: conformance/incognia-conformance.yml
- type: ErrorCatalog
  url: errors/incognia-problem-types.yml
- type: Lifecycle
  url: lifecycle/incognia-lifecycle.yml
- type: StatusPage
  url: https://status.incognia.com/
- type: Conventions
  url: conventions/incognia-conventions.yml
- type: DataModel
  url: data-model/incognia-data-model.yml
- type: DomainSecurity
  url: security/incognia-domain-security.yml
- type: AgenticAccess
  url: agentic-access/incognia-agentic-access.yml
- type: AgentSkill
  url: skills/_index.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

Incognia

Kin Score

APIs 4

Incognia Authentication API

Incognia Feedback API

Incognia Onboarding API

Incognia Transactions API

MCP Servers 1

incognia-mcp.yml

Security Posture 2

Incognia Authentication

Incognia Domain Security