Incognia

Incognia is a location identity and device fingerprinting platform for fraud prevention, providing real-time risk assessments for user onboarding, login, and payment transactions. Its API returns low_risk / high_risk / unknown_risk verdicts by combining privacy-first device recognition, location behavior analysis, and tamper detection, and accepts feedback events (chargebacks, account takeover, identity fraud, accepted/declined outcomes) that continuously tune the risk model. Incognia is used across financial services, fintech, marketplaces, delivery, and gaming to stop account takeover, new-account fraud, and payment fraud while reducing friction for trusted users. Authentication is OAuth 2.0 client credentials, exchanged for short-lived bearer tokens; official SDKs ship for Node.js, Python, Ruby, Java, and Go.

Incognia publishes 1 API on the APIs.io network. Tagged areas include Company, Cybersecurity, Fraud Prevention, Device Fingerprinting, and Location Identity.

Incognia’s developer surface includes documentation, API reference, getting-started guide, engineering blog, pricing, authentication, and 21 more developer resources.

🌐 Visit website 📡 Source on GitHub

49.7/100 developing Agent 69/100 agent native Full breakdown ↓
scored 2026-07-20 · rubric v0.4

1 APIs 1 MCP Servers 0 Features

CompanyCybersecurityFraud PreventionDevice FingerprintingLocation IdentityIdentity VerificationRisk AssessmentAuthenticationFintechAnti-Fraud

API Rating

API Evangelist Rating How this is scored →
scored 2026-07-20 · rubric v0.4

Composite quality — 49.7/100 · developing

Contract Quality 15.9 / 25

Developer Ergonomics 13.9 / 20

Commercial Clarity 7.9 / 20

Operational Transparency 2.7 / 13

Governance 0.0 / 12

Discoverability 9.3 / 10

Agent readiness — 69/100 · agent native

Machine-Readable Contract 18 / 18

Agentic Access Contract 15 / 15

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/incognia: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

MCPServer

LLMsTxt

WellKnown

AgenticAccess

AgentSkill

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Conformance

ErrorCatalog

Lifecycle

Conventions

DataModel

Build 3

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Packages

Packages

SDKs

SDKs

Access & Security 4

Authentication, authorization, and security posture

OAuthScopes

TrustCenter

Authentication

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

StatusPage

StatusPage

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: incognia
name: Incognia
description: Incognia is a location identity and device fingerprinting platform for fraud prevention, providing real-time
  risk assessments for user onboarding, login, and payment transactions. Its API returns low_risk / high_risk / unknown_risk
  verdicts by combining privacy-first device recognition, location behavior analysis, and tamper detection, and accepts feedback
  events (chargebacks, account takeover, identity fraud, accepted/declined outcomes) that continuously tune the risk model.
  Incognia is used across financial services, fintech, marketplaces, delivery, and gaming to stop account takeover, new-account
  fraud, and payment fraud while reducing friction for trusted users. Authentication is OAuth 2.0 client credentials, exchanged
  for short-lived bearer tokens; official SDKs ship for Node.js, Python, Ruby, Java, and Go.
url: https://raw.githubusercontent.com/api-evangelist/incognia/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- bessemer-venture-partners
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Cybersecurity
- Fraud Prevention
- Device Fingerprinting
- Location Identity
- Identity Verification
- Risk Assessment
- Authentication
- Fintech
- Anti-Fraud
image: https://www.incognia.com/hubfs/incognia-logo.svg
apis:
- name: Incognia API
  description: Real-time fraud-prevention risk assessment API. Register onboarding signups and login/payment transactions
    to receive low_risk / high_risk / unknown_risk verdicts with supporting evidence, signals, and reasons; submit feedback
    events to tune the model. OAuth 2.0 client-credentials auth.
  humanURL: https://developer.incognia.com/docs/
  baseURL: https://api.incognia.com/api
  properties:
  - type: OpenAPI
    url: openapi/incognia-openapi-original.yml
  - type: Overlay
    url: overlays/incognia-openapi-overlay.yaml
  - type: Authentication
    url: authentication/incognia-authentication.yml
  - type: ErrorCatalog
    url: errors/incognia-problem-types.yml
  - type: Conventions
    url: conventions/incognia-conventions.yml
  - type: DataModel
    url: data-model/incognia-data-model.yml
  - type: AgenticAccess
    url: agentic-access/incognia-agentic-access.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: OAuthScopes
  url: scopes/incognia-scopes.yml
- type: Website
  url: https://www.incognia.com/
- type: DeveloperPortal
  url: https://developer.incognia.com/
- type: Documentation
  url: https://developer.incognia.com/docs/
- type: APIReference
  url: https://developer.incognia.com/docs/us/v5/apis/
- type: GettingStarted
  url: https://developer.incognia.com/docs/us/v5/apis/incognia-libraries/
- type: Blog
  url: https://www.incognia.com/blog
- type: Pricing
  url: https://www.incognia.com/pricing
- type: TermsOfService
  url: https://www.incognia.com/terms-of-use
- type: PrivacyPolicy
  url: https://www.incognia.com/policies/
- type: GitHubOrganization
  url: https://github.com/inloco
- type: TrustCenter
  url: https://trust.incognia.com/
- type: Packages
  url: packages/incognia-packages.yml
- type: SDKs
  url: packages/incognia-packages.yml
- type: Authentication
  url: authentication/incognia-authentication.yml
- type: MCPServer
  url: mcp/incognia-mcp.yml
- type: LLMsTxt
  url: llms/incognia-llms.txt
- type: WellKnown
  url: well-known/incognia-well-known.yml
- type: Conformance
  url: conformance/incognia-conformance.yml
- type: ErrorCatalog
  url: errors/incognia-problem-types.yml
- type: Lifecycle
  url: lifecycle/incognia-lifecycle.yml
- type: StatusPage
  url: https://status.incognia.com/
- type: Conventions
  url: conventions/incognia-conventions.yml
- type: DataModel
  url: data-model/incognia-data-model.yml
- type: DomainSecurity
  url: security/incognia-domain-security.yml
- type: AgenticAccess
  url: agentic-access/incognia-agentic-access.yml
- type: AgentSkill
  url: skills/_index.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence