Butterpayments

Butter Payments is a payment recovery and involuntary-churn platform that uses machine learning to recover revenue from failed subscription payments. Its Recover product ingests real-time transaction and payment-method events, optimizes retry timing, and reports outcomes back to merchants via HMAC-SHA256 signed webhooks; Dispute (powered by Verifi) intercepts chargebacks and runs Rapid Dispute Resolution; PaymentScore identifies recoverable failed payments; and a PCI DSS Level 2 Card Vault secures card data behind a secure-iframe element. Butter integrates turnkey with Stripe Billing, Braintree, and Recharge, or directly through the Recover Enterprise API.

Butterpayments publishes 1 API on the APIs.io network. Tagged areas include Company, Payments, Payment Recovery, Subscriptions, and Dunning.

The Butterpayments catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Butterpayments’ developer surface includes documentation, API reference, getting-started guide, engineering blog, support, pricing, authentication, and 16 more developer resources.

🌐 Visit website 📡 Source on GitHub

42.8/100 thin ▬ flat Agent 31/100 agent aware Full breakdown ↓
scored 2026-07-27 · rubric v0.5

AccessSelf serve

1 APIs 1 MCP Servers

CompanyPaymentsPayment RecoverySubscriptionsDunningInvoluntary ChurnDispute PreventionChargebacksCard VaultFintechMachine Learning

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 42.8/100 · thin

Contract Quality 5.7 / 25

Developer Ergonomics 13.5 / 20

Commercial Clarity 9.5 / 20

Operational Transparency 1.0 / 13

Governance 0.0 / 12

Discoverability 9.3 / 10

Agent readiness — 31/100 · agent aware

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 0 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/butterpayments: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Recover Enterprise API

Source-agnostic payment-event ingestion API for payment recovery. Merchants POST standardized successful and failed payment events and payment-method updates; Recover optimizes ...

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Sandbox

Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

MCPServer

MCPServer

LLMsTxt

LLMsTxt

WellKnown

WellKnown

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Conventions

Webhooks

Components

DataModel

Conformance

Access & Security 4

Authentication, authorization, and security posture

Authentication

Compliance

TrustCenter

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: butterpayments
name: Butterpayments
description: Butter Payments is a payment recovery and involuntary-churn platform that uses machine learning to recover revenue
  from failed subscription payments. Its Recover product ingests real-time transaction and payment-method events, optimizes
  retry timing, and reports outcomes back to merchants via HMAC-SHA256 signed webhooks; Dispute (powered by Verifi) intercepts
  chargebacks and runs Rapid Dispute Resolution; PaymentScore identifies recoverable failed payments; and a PCI DSS Level
  2 Card Vault secures card data behind a secure-iframe element. Butter integrates turnkey with Stripe Billing, Braintree,
  and Recharge, or directly through the Recover Enterprise API.
url: https://raw.githubusercontent.com/api-evangelist/butterpayments/refs/heads/main/apis.yml
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://cdn.prod.website-files.com/6570760e6e7b5aa59f8f2452/657b7105d992d17f87a2d0e2_hero-img-m.avif
x-type: company
x-source: vc-portfolio
x-backed-by:
- norwest-venture-partners
x-tier: enriched
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Payments
- Payment Recovery
- Subscriptions
- Dunning
- Involuntary Churn
- Dispute Prevention
- Chargebacks
- Card Vault
- Fintech
- Machine Learning
apis:
- name: Recover Enterprise API
  description: Source-agnostic payment-event ingestion API for payment recovery. Merchants POST standardized successful and
    failed payment events and payment-method updates; Recover optimizes retry timing and reports retry outcomes and end-of-dunning
    back through signed webhooks.
  humanURL: https://docs.services.butterpayments.com/api-reference
  baseURL: https://api.butterpayments.com
  tags:
  - Payments
  - Payment Recovery
  - Dunning
  properties:
  - type: APIReference
    url: https://docs.services.butterpayments.com/api-reference
  - type: Authentication
    url: authentication/butterpayments-authentication.yml
  - type: Webhooks
    url: asyncapi/butterpayments-webhooks.yml
  - type: DataModel
    url: data-model/butterpayments-data-model.yml
  - type: MCPServer
    url: mcp/butterpayments-mcp.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://butterpayments.com
- type: DeveloperPortal
  url: https://docs.services.butterpayments.com/
- type: Documentation
  url: https://docs.services.butterpayments.com/
- type: APIReference
  url: https://docs.services.butterpayments.com/api-reference
- type: GettingStarted
  url: https://docs.services.butterpayments.com/integration-guide
- type: Blog
  url: https://butterpayments.com/blog
- type: Support
  url: https://butterpayments.com/faq
- type: Pricing
  url: https://butterpayments.com/pricing
- type: TermsOfService
  url: https://butterpayments.com/terms-of-use
- type: PrivacyPolicy
  url: https://butterpayments.com/privacy-policy
- type: Authentication
  url: authentication/butterpayments-authentication.yml
- type: Conventions
  url: conventions/butterpayments-conventions.yml
- type: Webhooks
  url: asyncapi/butterpayments-webhooks.yml
- type: Components
  url: components/butterpayments-components.yml
- type: Sandbox
  url: sandbox/butterpayments-sandbox.yml
- type: DataModel
  url: data-model/butterpayments-data-model.yml
- type: MCPServer
  url: mcp/butterpayments-mcp.yml
- type: LLMsTxt
  url: llms/butterpayments-llms.txt
- type: Conformance
  url: conformance/butterpayments-conformance.yml
- type: Compliance
  url: https://security.butterpayments.com/
- type: TrustCenter
  url: security/butterpayments-trust-center.yml
- type: DomainSecurity
  url: security/butterpayments-domain-security.yml
- type: WellKnown
  url: well-known/butterpayments-well-known.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

Butterpayments

Kin Score

APIs 1

Recover Enterprise API

MCP Servers 1

butterpayments-mcp.yml

Event Specifications 1

Butterpayments Webhooks

Security Posture 3

Butterpayments Authentication

Butterpayments Domain Security

Butterpayments Trust Center

Resources