Waffle Labs
Waffle Labs, operating as Waffle Insurance, provides instant, affordable renters, homeowners, auto, and pet insurance coverage through a streamlined online platform. Customers can obtain policies in under 90 seconds, with flexible plans and digital management tools. The company focuses on quick onboarding, transparent pricing, and comprehensive coverage options for individuals and families.
Waffle Labs is profiled on the APIs.io network. Tagged areas include Insurance, FinTech, API, SaaS, and Consumer.
11.0/100
emerging
Agent
3/100
human only
0 APIs
Kin Score
Kin Score
How this is scored →scored 2026-10-31 · rubric v0.25.0
Composite quality — 11.0/100 · emerging
Agent readiness — 3/100 · human only
Regulatory Posture applies to this provider. Its tags matched the
Insurance regime, so
Regulatory Posture carries 15 points of the composite.
If this regime is wrong for your business, say so on your
provider repo — the
applicability map is public and we will correct it.
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for
this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero:
never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and
several others — scorable at all.
The six quality facets above are damped to 85 points between them,
because the conditional facet above carries the other
15. That is why each facet's contribution is shown against a damped
maximum: raising a quality facet moves the composite by 85% of its nominal
weight, not 100%. The full arithmetic is at apis.io/rating/.
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Agent readiness — checks not met, largest first (exact, from this profile):
- Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
- Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
- Machine-Readable Auth +10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey)
- Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
- A2A Agent Card +8 pts — a2a/
-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0 - Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
12 more unmet checks in the Agent Readiness table above.
Kin Score — facets with the most composite points still available (weight × headroom):
- Contract Quality scores 0.0 — up to +25.0 composite points
- Developer Ergonomics scores 0.0 — up to +20.0 composite points
- Access Clarity scores 34.2 — up to +13.2 composite points
Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/trywaffle-com/apis.yml: open an issue on github.com/api-evangelist/trywaffle-com to ask a question or point us at an artifact you publish.
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Security Posture 1
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Get Started 1
Portal, sign-up, and the first successful call
Access & Security 1
Authentication, authorization, and security posture
Commercial 2
Pricing, plans, and the legal terms of use
Company 1
The organization behind the API
Other 2
Properties that don't map to a standard resource type
Source (apis.yml)
Work with this as data
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