Brite Payments

Brite Payments is a European payment institution offering instant, secure, and free-to-use online payments by connecting directly to thousands of banks across Europe. It enables merchants to accept “Pay by Bank” payments, providing instant checkout, refunds, and payouts without requiring card details. Brite serves both personal and business customers, supporting e‑commerce, charities, travel, utilities, and gaming, and emphasizes strong security, regulatory compliance, and a seamless user experience.

Brite Payments is listed with 7 APIs on the APIs.io network, including Assets API, Bank Account API, and 5 more. Tagged areas include Company, Payments, Fintech, Europe, and Online Payments.

The Brite Payments catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

Brite Payments’ developer surface includes documentation, API reference, getting-started guide, support, engineering blog, and 14 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

21.0/100 emerging ▼ -6.3 Agent 34/100 agent ready Heartbeat 100/100 alive Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

7 APIs

Company Payments Fintech Europe Online Payments

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 21.0/100 · emerging

Contract Quality 4.8 / 19

Developer Ergonomics 2.7 / 15

Access Clarity 1.6 / 15

Operational Transparency 0.0 / 10

Contract Governance 2.0 / 9

Discoverability 5.3 / 8

Regulatory Posture 2.8 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 34/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 6 / 6

Protected Resource Metadata 5 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)

7 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 25.7 — up to +18.6 composite points
Access Clarity scores 10.5 — up to +17.9 composite points
Developer Ergonomics scores 17.9 — up to +16.4 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/brite-payments/apis.yml: open an issue on github.com/api-evangelist/brite-payments to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 2

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OAuth 2.0 Protected Resource Metadata

measured — observed by APIs.io (verified)

OpenAPI

measured — observed by APIs.io (published)

APIs 7

Individual APIs this provider publishes, each with its own machine-readable definition.

Brite Payments API

API documentation for Brite Payments offering Pay by Bank integration.

Brite Payments Assets API

The Assets API from Brite Payments — 2 operation(s) for assets.

Brite Payments Bank Account API

The Bank Account API from Brite Payments — 1 operation(s) for bank account.

Brite Payments Brite Payments API

The Brite Payments API API from Brite Payments — 1 operation(s) for brite payments api.

Brite Payments Callback API

The Callback API from Brite Payments — 1 operation(s) for callback.

Brite Payments Session API

The Session API from Brite Payments — 1 operation(s) for session.

Brite Payments Transaction API

The Transaction API from Brite Payments — 2 operation(s) for transaction.

Scroll for all 7

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Brite Payments Context

6 classes · 21 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Brite Payments API Rules

10 rules · 8 errors 1 warnings 1 info

SPECTRAL

JSON Schema 6

Standalone JSON Schema definitions for this provider's data models.

GetV1AssetsResponse

5 properties

JSON SCHEMA

PostApiApiidRequest

10 properties

JSON SCHEMA

PostApiApiidResponse

3 properties

JSON SCHEMA

PostBankAccountCreateResponse

1 properties

JSON SCHEMA

PostTransactionCreateWithdrawalRequest

5 properties

JSON SCHEMA

PostTransactionCreateWithdrawalResponse

2 properties

JSON SCHEMA

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Brite Payments Domain Security

TLSv1.3 · DMARC

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

GettingStarted

GettingStarted

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

WellKnown

WellKnown

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

DataModel

Conformance

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Newsroom

Newsroom

Website

Website

Blog

Blog

Other 2

Properties that don't map to a standard resource type

Hosts

Hosts

Vendors

Vendors

Source (apis.yml)

aid: brite-payments
name: Brite Payments
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  probe_state: unreadable
  source:
  - security
  generated: '2026-11-06'
  method: derived
image: https://britepayments.com/wp-content/uploads/2026/02/home-hero-1024x576.webp
description: Brite Payments is a European payment institution offering instant, secure, and free-to-use online payments by
  connecting directly to thousands of banks across Europe. It enables merchants to accept “Pay by Bank” payments, providing
  instant checkout, refunds, and payouts without requiring card details. Brite serves both personal and business customers,
  supporting e‑commerce, charities, travel, utilities, and gaming, and emphasizes strong security, regulatory compliance,
  and a seamless user experience.
url: https://raw.githubusercontent.com/api-evangelist/brite-payments/refs/heads/main/apis.yml
x-type: company
x-source: harvest:stockholm-trip
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-15 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-15'
modified: '2026-10-15'
tags:
- Company
- Payments
- Fintech
- Europe
- Online Payments
tags_raw:
- Company
- Payments
- FinTech
- Europe
- OnlinePayments
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Spectral
  url: rules/brite-payments-rules.yml
- type: JSONLD
  url: json-ld/brite-payments-context.jsonld
- type: Vocabulary
  url: vocabulary/brite-payments-vocabulary.yml
- type: DataModel
  url: data-model/brite-payments-data-model.yml
- type: Conformance
  url: conformance/brite-payments-conformance.yml
- type: LLMsTxt
  url: llms/brite-payments-llms.txt
- type: WellKnown
  url: well-known/brite-payments-well-known.yml
- type: Hosts
  url: hosts/brite-payments-hosts.yml
- type: Vendors
  url: vendors/brite-payments-vendors.yml
- type: TermsOfService
  url: https://britepayments.com/terms-conditions/
- type: PrivacyPolicy
  url: https://britepayments.com/privacy-notice/
- type: Newsroom
  url: https://britepayments.com/resources/press/
- type: DomainSecurity
  url: security/brite-payments-domain-security.yml
- type: Website
  url: https://britepayments.com/
- type: Documentation
  url: https://docs.britepayments.com/
- type: APIReference
  url: https://docs.britepayments.com/api-documentation/
- type: GettingStarted
  url: https://britepayments.com/about/
- type: Support
  url: https://britepayments.com/support/
- type: Blog
  url: https://britepayments.com/blog/
apis:
- name: Brite Payments API
  description: API documentation for Brite Payments offering Pay by Bank integration.
  humanURL: https://docs.britepayments.com/api-documentation/
  baseURL: null
  aid: brite-payments:brite-payments-api
  properties:
  - type: OpenAPI
    url: openapi/_ae-authored/brite-payments-openapi-generated.yml
    x-provenance: generated
- aid: brite-payments:brite-payments-assets-api
  name: Brite Payments Assets API
  description: The Assets API from Brite Payments — 2 operation(s) for assets.
  humanURL: https://docs.britepayments.com/api-documentation/
  baseURL: https://sandbox.britepaymentgroup.com
  tags:
  - Assets
  properties:
  - type: OpenAPI
    url: openapi/brite-payments-assets-api-openapi.yml
  - type: JSONSchema
    url: json-schema/brite-payments-post-api-apiid-request-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-get-v1-assets-response-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-post-transaction-create-withdrawal-request-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-post-transaction-create-withdrawal-response-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-post-api-apiid-response-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-post-bank-account-create-response-schema.json
- aid: brite-payments:brite-payments-bank-account-api
  name: Brite Payments Bank Account API
  description: The Bank Account API from Brite Payments — 1 operation(s) for bank account.
  humanURL: https://docs.britepayments.com/api-documentation/
  baseURL: https://sandbox.britepaymentgroup.com
  tags:
  - Bank Account
  properties:
  - type: OpenAPI
    url: openapi/brite-payments-bank-account-api-openapi.yml
  - type: JSONSchema
    url: json-schema/brite-payments-post-api-apiid-request-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-get-v1-assets-response-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-post-transaction-create-withdrawal-request-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-post-transaction-create-withdrawal-response-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-post-api-apiid-response-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-post-bank-account-create-response-schema.json
- aid: brite-payments:brite-payments-brite-payments-api-api
  name: Brite Payments Brite Payments API
  description: The Brite Payments API API from Brite Payments — 1 operation(s) for brite payments api.
  humanURL: https://docs.britepayments.com/api-documentation/
  baseURL: https://sandbox.britepaymentgroup.com
  tags:
  - Brite Payments API
  properties:
  - type: OpenAPI
    url: openapi/brite-payments-brite-payments-api-api-openapi.yml
  - type: JSONSchema
    url: json-schema/brite-payments-post-api-apiid-request-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-get-v1-assets-response-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-post-transaction-create-withdrawal-request-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-post-transaction-create-withdrawal-response-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-post-api-apiid-response-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-post-bank-account-create-response-schema.json
- aid: brite-payments:brite-payments-callback-api
  name: Brite Payments Callback API
  description: The Callback API from Brite Payments — 1 operation(s) for callback.
  humanURL: https://docs.britepayments.com/api-documentation/
  baseURL: https://sandbox.britepaymentgroup.com
  tags:
  - Callback
  properties:
  - type: OpenAPI
    url: openapi/brite-payments-callback-api-openapi.yml
  - type: JSONSchema
    url: json-schema/brite-payments-post-api-apiid-request-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-get-v1-assets-response-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-post-transaction-create-withdrawal-request-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-post-transaction-create-withdrawal-response-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-post-api-apiid-response-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-post-bank-account-create-response-schema.json
- aid: brite-payments:brite-payments-session-api
  name: Brite Payments Session API
  description: The Session API from Brite Payments — 1 operation(s) for session.
  humanURL: https://docs.britepayments.com/api-documentation/
  baseURL: https://sandbox.britepaymentgroup.com
  tags:
  - Sessions
  tags_raw:
  - Session
  properties:
  - type: OpenAPI
    url: openapi/brite-payments-session-api-openapi.yml
  - type: JSONSchema
    url: json-schema/brite-payments-post-api-apiid-request-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-get-v1-assets-response-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-post-transaction-create-withdrawal-request-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-post-transaction-create-withdrawal-response-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-post-api-apiid-response-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-post-bank-account-create-response-schema.json
- aid: brite-payments:brite-payments-transaction-api
  name: Brite Payments Transaction API
  description: The Transaction API from Brite Payments — 2 operation(s) for transaction.
  humanURL: https://docs.britepayments.com/api-documentation/
  baseURL: https://sandbox.britepaymentgroup.com
  tags:
  - Transaction
  properties:
  - type: OpenAPI
    url: openapi/brite-payments-transaction-api-openapi.yml
  - type: JSONSchema
    url: json-schema/brite-payments-post-api-apiid-request-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-get-v1-assets-response-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-post-transaction-create-withdrawal-request-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-post-transaction-create-withdrawal-response-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-post-api-apiid-response-schema.json
  - type: JSONSchema
    url: json-schema/brite-payments-post-bank-account-create-response-schema.json
x-coverage:
  state: unreadable
  reason: no-machine-readable-spec
  detail: API documentation page returns HTML but no OpenAPI, AsyncAPI, GraphQL, gRPC, or WSDL files were found.
  evidence:
  - url: https://docs.britepayments.com/api-documentation/
    status: 200
  checked: '2026-10-15'
x-enrichment:
  date: '2026-10-15'
  status: enriched
  artifacts_added: 25
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

Brite Payments API — frequently asked questions

Does Brite Payments have an API?

Yes. APIs.io lists 7 APIs from Brite Payments, including Brite Payments API, Brite Payments Assets API and Brite Payments Bank Account API, and 4 more.

Is there an OpenAPI specification for the Brite Payments API?

Yes. APIs.io indexes 7 OpenAPI specifications for Brite Payments, each linked for download from this page.

Is the Brite Payments API ready for AI agents?

Brite Payments has a Kin Score of 21.0 out of 100 (emerging) and an Agent Readiness score of 34.2 (agent-ready), scored by API Evangelist on 2026-11-06.

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