Alterest

Alterest is the operating platform for asset-based finance (ABF), giving credit funds, banks, specialty lenders, and loan originators verification-first workflows, a unified data model, and AI-assisted controls over capital deployment, SPV operations, and asset origination. The platform digitizes facility management, borrowing-base calculations, trigger and covenant monitoring, multi-party workflows, and automated investor reporting, while running daily verification, tape-to-collections matching, integrity checks, and double-pledge detection to prevent fraud. It replaces fragmented spreadsheets and email with a system of record, portfolio analytics, immutable audit trails, and SFTP plus API data feeds to lender systems. Founded in 2016 and based in London, Alterest oversees $15B+ in capital across 250+ transactions, 9+ asset classes, and 4+ regions (US, UK, EU, APAC), and is backed by Seedcamp.

Alterest is profiled on the APIs.io network. Tagged areas include Company, Fintech, Asset-Based Finance, Private Credit, and Structured Finance.

Alterest’s developer surface includes support and 6 more developer resources.

🌐 Visit website 📡 Source on GitHub

9.1/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-09-10 · rubric v0.20.0

0 APIs

Company FintechAsset-Based FinancePrivate Credit Structured FinanceLoan MonitoringSecuritization Data Infrastructure Verification

Kin Score

Kin Score How this is scored →
scored 2026-09-10 · rubric v0.20.0

Composite quality — 9.1/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 1.0 / 20

Access Clarity 3.2 / 20

Operational Transparency 0.0 / 13

Contract Governance 0.0 / 12

Discoverability 5.0 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

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Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Alterest Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Alterest Trust Center

SOC 2 Type II

SECURITY

Resources

Access & Security 4

Authentication, authorization, and security posture

TrustCenter

Compliance

DomainSecurity

TrustCenter

Operate 1

Status, limits, changes, and where to get help

Support

Support

Company 2

The organization behind the API

Website

Website

LinkedIn

Source (apis.yml)

aid: alterest
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/alterest.png
name: Alterest
description: Alterest is the operating platform for asset-based finance (ABF), giving credit funds, banks, specialty lenders,
  and loan originators verification-first workflows, a unified data model, and AI-assisted controls over capital deployment,
  SPV operations, and asset origination. The platform digitizes facility management, borrowing-base calculations, trigger
  and covenant monitoring, multi-party workflows, and automated investor reporting, while running daily verification, tape-to-collections
  matching, integrity checks, and double-pledge detection to prevent fraud. It replaces fragmented spreadsheets and email
  with a system of record, portfolio analytics, immutable audit trails, and SFTP plus API data feeds to lender systems. Founded
  in 2016 and based in London, Alterest oversees $15B+ in capital across 250+ transactions, 9+ asset classes, and 4+ regions
  (US, UK, EU, APAC), and is backed by Seedcamp.
url: https://raw.githubusercontent.com/api-evangelist/alterest/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- seedcamp
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-17'
tags:
- Company
- Fintech
- Asset-Based Finance
- Private Credit
- Structured Finance
- Loan Monitoring
- Securitization
- Data Infrastructure
- Verification
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://alterest.co
- type: Support
  url: https://www.alterest.co/contact
- type: TrustCenter
  url: https://www.alterest.co/trust
- type: Compliance
  url: https://www.alterest.co/trust
- type: LinkedIn
  url: https://uk.linkedin.com/company/alterestco
- type: DomainSecurity
  url: security/alterest-domain-security.yml
- type: TrustCenter
  url: security/alterest-trust-center.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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