Youtrip

YouTrip (You Technologies Group, you.co) is a Singapore-based fintech that operates a multi-currency mobile travel wallet paired with a prepaid Mastercard, letting consumers hold and spend in over 150 currencies with no foreign-exchange fees and competitive in-app exchange rates. Launched in 2018, the company also runs YouBiz, a business account and corporate card product for SMEs, and offers international transfers to more than 40 countries. Backed by Lightspeed Venture Partners, YouTrip processes billions of dollars in transactions annually across Singapore, Thailand, and Australia. As of this enrichment pass YouTrip exposes no public developer API, developer portal, OpenAPI specification, SDKs, or GitHub organization; consumer-facing account access is available only indirectly through open-banking aggregators.

Youtrip is profiled on the APIs.io network. Tagged areas include Company, Fintech, Payments, Travel, and Multi-Currency Wallet.

Youtrip’s developer surface includes engineering blog, support, signup flow, and 4 more developer resources.

🌐 Visit website 📡 Source on GitHub

11.7/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

0 APIs

Company Fintech Payments TravelMulti-Currency WalletForeign Exchange Prepaid Card Singapore

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 11.7/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 1.2 / 17

Access Clarity 5.8 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 3.3 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/youtrip: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

SignUp

SignUp

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: youtrip
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/youtrip.png
name: Youtrip
description: YouTrip (You Technologies Group, you.co) is a Singapore-based fintech that operates a multi-currency mobile travel
  wallet paired with a prepaid Mastercard, letting consumers hold and spend in over 150 currencies with no foreign-exchange
  fees and competitive in-app exchange rates. Launched in 2018, the company also runs YouBiz, a business account and corporate
  card product for SMEs, and offers international transfers to more than 40 countries. Backed by Lightspeed Venture Partners,
  YouTrip processes billions of dollars in transactions annually across Singapore, Thailand, and Australia. As of this enrichment
  pass YouTrip exposes no public developer API, developer portal, OpenAPI specification, SDKs, or GitHub organization; consumer-facing
  account access is available only indirectly through open-banking aggregators.
url: https://raw.githubusercontent.com/api-evangelist/youtrip/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- lightspeed-venture-partners
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Fintech
- Payments
- Travel
- Multi-Currency Wallet
- Foreign Exchange
- Prepaid Card
- Singapore
apis: []
common:
- type: DomainSecurity
  url: security/youtrip-domain-security.yml
- type: Website
  url: https://www.you.co/sg/
- type: Blog
  url: https://www.you.co/sg/blog/
- type: Support
  url: https://support.you.co/hc/en-us
- type: SignUp
  url: https://youtrip.onelink.me/P5AL/youtripsg
- type: TermsOfService
  url: https://www.you.co/sg/terms_and_conditions/
- type: PrivacyPolicy
  url: https://www.you.co/sg/privacy_policy/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-21'
  status: minimal
  artifacts_added: 1
  pass: local-v1

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this

find_providersBrowse and filter every provider in the catalog.
get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools

Call it yourself

curl for this page

This provider

curl "https://apis.io/api/v1/providers/youtrip"

All providers

curl "https://apis.io/api/v1/providers?limit=25"

Every operation they expose

curl "https://apis.io/api/v1/providers/youtrip/operations?limit=25"

How their score was established

curl "https://apis.io/api/v1/providers/youtrip/evidence"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no email required.

GitHub Google LinkedIn

A second provider on the same verified email joins the account you already have.