Tiptop

Tiptop (Tiptop Labs) is the payments company founded by Postmates co-founder Bastian Lehmann that lets shoppers trade in items they already own for instant credit at checkout, alongside pay-over-time options. Merchants integrate through a Shopify payments app, a Salesforce Commerce Cloud cartridge, a Magento 2 module, or the Direct API — the tiptop.js browser library plus server-side order-management endpoints (capture, void, refund) authenticated with an api-key header. Backed by a16z ($23M Series A, 2022). Note: as of July 2026 tiptop.com redirects to mother.ai (Mother Computer Inc.) and its TLS certificate has expired, while docs.tiptop.com, api.tiptop.com, cdn.tiptop.com, and the first-party packages remain live.

Tiptop publishes 1 API on the APIs.io network. Tagged areas include Company, Payments, FinTech, Trade-In, and Checkout.

Tiptop’s developer surface includes documentation, getting-started guide, API reference, engineering blog, authentication, sandbox, and 12 more developer resources.

🌐 Visit website 📡 Source on GitHub
24.4/100 emerging ▬ flat Agent 29/100 agent aware Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessSelf serve
1 APIs 1 MCP Servers
CompanyPaymentsFinTechTrade-InCheckoutCommercePay Over Time

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 24.4/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 12.2 / 20
Commercial Clarity 0.0 / 20
Operational Transparency 0.7 / 13
Governance 0.0 / 12
Discoverability 9.3 / 10
Agent readiness — 29/100 · agent aware
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/tiptop: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Tiptop Direct Order Management API

Server-side order-management endpoints for the Tiptop Direct integration: request capture, void (full or partial), and refund (full or partial) of orders created through the tip...

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

tiptop-mcp.yml

MCP SERVER

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Tiptop Authentication

apiKey · 2 schemes

SECURITY

Tiptop Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

GettingStarted
GettingStarted
 Sandbox
Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

MCPServer
MCPServer
 LLMsTxt
LLMsTxt

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Components
Components
 Conventions
Conventions
 ErrorCatalog
ErrorCatalog
 Lifecycle
Lifecycle
 Conformance
Conformance
 DataModel
DataModel

Build 3

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization
 Packages
Packages
 SDKs
SDKs

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication

Company 1

The organization behind the API

Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: tiptop
name: Tiptop
description: 'Tiptop (Tiptop Labs) is the payments company founded by Postmates co-founder Bastian Lehmann that lets shoppers
  trade in items they already own for instant credit at checkout, alongside pay-over-time options. Merchants integrate through
  a Shopify payments app, a Salesforce Commerce Cloud cartridge, a Magento 2 module, or the Direct API — the tiptop.js browser
  library plus server-side order-management endpoints (capture, void, refund) authenticated with an api-key header. Backed
  by a16z ($23M Series A, 2022). Note: as of July 2026 tiptop.com redirects to mother.ai (Mother Computer Inc.) and its TLS
  certificate has expired, while docs.tiptop.com, api.tiptop.com, cdn.tiptop.com, and the first-party packages remain live.'
url: https://raw.githubusercontent.com/api-evangelist/tiptop/refs/heads/main/apis.yml
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://raw.githubusercontent.com/tiptopxyz/magento/master/view/adminhtml/web/images/tiptop-logo.svg
x-type: company
x-source: vc-portfolio
x-backed-by:
- a16z
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Payments
- FinTech
- Trade-In
- Checkout
- Commerce
- Pay Over Time
apis:
- name: Tiptop Direct Order Management API
  description: 'Server-side order-management endpoints for the Tiptop Direct integration: request capture, void (full or partial),
    and refund (full or partial) of orders created through the tiptop.js checkout, addressed by the partner-generated orderID.
    JSON over HTTPS with an api-key header; versioned under /v1/; staging host api-stage.tiptop.com.'
  humanURL: https://docs.tiptop.com/direct/how-it-works/
  baseURL: https://api.tiptop.com
  tags:
  - Payments
  - Orders
  - Refunds
  properties:
  - type: Documentation
    url: https://docs.tiptop.com/direct/how-it-works/
  - type: APIReference
    url: https://docs.tiptop.com/direct/order-management-apis/capture/
common:
- type: DomainSecurity
  url: security/tiptop-domain-security.yml
- type: Documentation
  url: https://docs.tiptop.com/
- type: GettingStarted
  url: https://docs.tiptop.com/direct/get-started/
- type: APIReference
  url: https://docs.tiptop.com/direct/order-management-apis/capture/
- type: GitHubOrganization
  url: https://github.com/tiptopxyz
- type: Blog
  url: https://blog.tiptop.xyz/
- type: Packages
  url: packages/tiptop-packages.yml
- type: SDKs
  url: packages/tiptop-packages.yml
- type: Components
  url: components/tiptop-components.yml
- type: Authentication
  url: authentication/tiptop-authentication.yml
- type: Sandbox
  url: sandbox/tiptop-sandbox.yml
- type: Conventions
  url: conventions/tiptop-conventions.yml
- type: ErrorCatalog
  url: errors/tiptop-problem-types.yml
- type: Lifecycle
  url: lifecycle/tiptop-lifecycle.yml
- type: Conformance
  url: conformance/tiptop-conformance.yml
- type: DataModel
  url: data-model/tiptop-data-model.yml
- type: MCPServer
  url: mcp/tiptop-mcp.yml
- type: LLMsTxt
  url: llms/tiptop-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 13
  pass: local-v1