Steadily

aid: steadily
name: Steadily
description: Steadily is a US landlord-insurance provider — built by landlords, for landlords — writing rental-property policies
  in all 50 states with online quotes in minutes and coverage designed around how rental properties actually work. Its Partner
  API, a FastAPI-based REST service at api.steadily.com, lets property managers, lenders, and marketplaces generate instant
  insurance estimates, refer leads, and track bound policies. Appointed independent agencies use the companion Rater Quotes
  API to create, price, underwrite, and offer quotes directly from their rater. Steadily was founded by a landlord who could
  not find decent insurance for his own rental property.
url: https://raw.githubusercontent.com/api-evangelist/steadily/refs/heads/main/apis.yml
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://app.steadily.com/static/images/steadily-logo.svg
x-type: company
x-source: vc-portfolio
x-backed-by:
- matrix-partners
x-tier: enriched
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Fintech
- Insurance
- Landlord Insurance
- Insurtech
- Real Estate
- Rental Property
- API
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
apis:
- aid: steadily:steadily-account-api
  name: Steadily Account API
  description: 'Steadily uses Bearer Tokens to authenticate requests to the quoting endpoints on behalf of some appointed
    agent.


    There''s two steps to this process:

    1. Use your agency''s Steadily API Key to request a bearer token for an appointed insurance agent.

    2. Use that bearer token to call all other quoting API endpoints by passing in an `Authorization: Bearer <token>` header.


    Using the bearer token is equivalent to that agent performing the same action through our quoting UI.'
  humanURL: https://api.steadily.com/redoc
  baseURL: https://api.steadily.com
  tags:
  - Account
  properties:
  - type: OpenAPI
    url: openapi/steadily-account-api-openapi.yml
  - type: Documentation
    url: https://api.steadily.com/redoc
  - type: Documentation
    url: https://api.steadily.com/estimate-api/redoc
  - type: Documentation
    url: https://api.steadily.com/quote-rater/redoc
- aid: steadily:steadily-draft-quote-api
  name: Steadily Draft Quote API
  description: 'A Draft Quote is an editable draft of a policy.


    Create a new draft quote by passing in basic insured and property information to `POST /v1/agency/draft_quote` with an
    authenticated bearer token header.

    Provide any known details about the property in the request - Steadily will resolve the rest of the information from our
    data sources.


    Our requests and responses are designed to mirror each other so that the request structure is self-documenting.

    To perform updates, send back the full quote payload you got from create with any modifications made in-place.


    Use the `/price` endpoint to get a pricing breakdown and `/underwrite` to check for underwriting decisions and alerts.


    The response includes an `agent_ui_url` field — this is the URL used to bridge the agent into the Steadily UI

    to review the quote, resolve any underwriting alerts, and complete the bind flow.'
  humanURL: https://api.steadily.com/redoc
  baseURL: https://api.steadily.com
  tags:
  - Draft Quote
  properties:
  - type: OpenAPI
    url: openapi/steadily-draft-quote-api-openapi.yml
  - type: Documentation
    url: https://api.steadily.com/redoc
  - type: Documentation
    url: https://api.steadily.com/estimate-api/redoc
  - type: Documentation
    url: https://api.steadily.com/quote-rater/redoc
- aid: steadily:steadily-lead-referrals-api
  name: Steadily Lead Referrals API
  description: 'Submit and retrieve lead referrals.


    Use the refer lead endpoint to submit a lead with full quote details and start the insurance quote process.

    You''ll get back a quote estimate and a start_url for the customer to continue their application.

    You can retrieve the status of the lead through the get endpoint or use our reporting features to manage all referrals.'
  humanURL: https://api.steadily.com/redoc
  baseURL: https://api.steadily.com
  tags:
  - Lead Referrals
  properties:
  - type: OpenAPI
    url: openapi/steadily-lead-referrals-api-openapi.yml
  - type: Documentation
    url: https://api.steadily.com/redoc
  - type: Documentation
    url: https://api.steadily.com/estimate-api/redoc
  - type: Documentation
    url: https://api.steadily.com/quote-rater/redoc
- aid: steadily:steadily-lender-api
  name: Steadily Lender API
  description: Policy information and change requests for third-party lender integrations
  humanURL: https://api.steadily.com/redoc
  baseURL: https://api.steadily.com
  tags:
  - Lender
  properties:
  - type: OpenAPI
    url: openapi/steadily-lender-api-openapi.yml
  - type: Documentation
    url: https://api.steadily.com/redoc
  - type: Documentation
    url: https://api.steadily.com/estimate-api/redoc
  - type: Documentation
    url: https://api.steadily.com/quote-rater/redoc
- aid: steadily:steadily-policy-api
  name: Steadily Policy API
  description: 'A Policy is an issued insurance policy.


    The declaration document and policy packet are available.'
  humanURL: https://api.steadily.com/redoc
  baseURL: https://api.steadily.com
  tags:
  - Policy
  properties:
  - type: OpenAPI
    url: openapi/steadily-policy-api-openapi.yml
  - type: Documentation
    url: https://api.steadily.com/redoc
  - type: Documentation
    url: https://api.steadily.com/estimate-api/redoc
  - type: Documentation
    url: https://api.steadily.com/quote-rater/redoc
- aid: steadily:steadily-quote-estimates-api
  name: Steadily Quote Estimates API
  description: 'The Instant Estimate API is a one-step express API to quickly get a landlord insurance estimate you can display
    within your platform.


    To get started, you only need to send the address and a unique property_id from your system.

    You''ll instantly get back a premium estimate and a link to a pre-filled application your customers can visit to finalize
    their quote.'
  humanURL: https://api.steadily.com/redoc
  baseURL: https://api.steadily.com
  tags:
  - Quote Estimates
  properties:
  - type: OpenAPI
    url: openapi/steadily-quote-estimates-api-openapi.yml
  - type: Documentation
    url: https://api.steadily.com/redoc
  - type: Documentation
    url: https://api.steadily.com/estimate-api/redoc
  - type: Documentation
    url: https://api.steadily.com/quote-rater/redoc
- aid: steadily:steadily-quote-offer-api
  name: Steadily Quote Offer API
  description: 'An Offer is an immutable offer for coverage extended to a customer.

    Offers are generated from draft quotes and provides a PDF quote document.


    Creating an offer requires no outstanding underwriting alerts on the quote.

    If alerts are present, the agent must bridge into the Steadily UI (via the `agent_ui_url` from the draft quote response)

    to resolve them before an offer can be generated.'
  humanURL: https://api.steadily.com/redoc
  baseURL: https://api.steadily.com
  tags:
  - Quote Offer
  properties:
  - type: OpenAPI
    url: openapi/steadily-quote-offer-api-openapi.yml
  - type: Documentation
    url: https://api.steadily.com/redoc
  - type: Documentation
    url: https://api.steadily.com/estimate-api/redoc
  - type: Documentation
    url: https://api.steadily.com/quote-rater/redoc
- aid: steadily:steadily-reporting-api
  name: Steadily Reporting API
  description: 'Reporting on the referrals you''ve sent Steadily and the referral fees you''ve earned.


    The lead, account, and policy endpoints follow each referral through its lifetime.

    The summary views provide aggregated monthly referral counts and earnings over a date range.


    Note that authorization to the reporting endpoint uses a separate Secret Key - not the API key used for estimates.

    You can provision new secret keys through your [Partner Portal](https://app.steadily.com/partner-portal).

    All reporting is scoped to your referral code.'
  humanURL: https://api.steadily.com/redoc
  baseURL: https://api.steadily.com
  tags:
  - Reporting
  properties:
  - type: OpenAPI
    url: openapi/steadily-reporting-api-openapi.yml
  - type: Documentation
    url: https://api.steadily.com/redoc
  - type: Documentation
    url: https://api.steadily.com/estimate-api/redoc
  - type: Documentation
    url: https://api.steadily.com/quote-rater/redoc
common:
- type: Authentication
  url: authentication/steadily-authentication.yml
- type: DomainSecurity
  url: security/steadily-domain-security.yml
- type: VulnerabilityDisclosure
  url: security/steadily-vulnerability-disclosure.yml
- type: Security
  url: https://www.steadily.com/security
- type: AgenticAccess
  url: agentic-access/steadily-agentic-access.yml
- type: Conventions
  url: conventions/steadily-conventions.yml
- type: ErrorCatalog
  url: errors/steadily-problem-types.yml
- type: DataModel
  url: data-model/steadily-data-model.yml
- type: MCPServer
  url: mcp/steadily-mcp.yml
- type: Conformance
  url: conformance/steadily-conformance.yml
- type: Lifecycle
  url: lifecycle/steadily-lifecycle.yml
- type: LLMsTxt
  url: llms/steadily-llms.txt
- type: AgentSkill
  url: skills/_index.yml
- type: DeveloperPortal
  url: https://api.steadily.com/
- type: Documentation
  url: https://api.steadily.com/redoc
- type: APIReference
  url: https://api.steadily.com/estimate-api/redoc
- type: GettingStarted
  url: https://www.steadily.com/api
- type: Blog
  url: https://www.steadily.com/blog
- type: PrivacyPolicy
  url: https://www.steadily.com/privacy-policy
- type: HelpCenter
  url: https://help.steadily.com
- type: SignUp
  url: https://www.steadily.com/partners
- type: Website
  url: https://steadily.com
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 21
  pass: local-v1