Ubble

Ubble is a Paris-founded identity verification company, now part of Checkout.com and operated as the Checkout.com Identity Verification (Identities) solution. Its API at api.ubble.ai powers video-based identity verification, ID document verification, AML screening with ongoing monitoring, biometric face authentication, and address/bank/company document and website verifications, with a hosted capture flow, CloudEvents webhooks signed with ECDSA/SHA-512, and a published OpenAPI 3.0.3 contract.

Ubble publishes 11 API contracts indexed on the APIs.io network, including Address document verifications (Coming soon) API, AML verifications API, Applicants API, and 8 more. Tagged areas include Company, Identity Verification, KYC, AML, and Biometrics.

The Ubble catalog on APIs.io includes 1 event-driven AsyncAPI specification and 1 Spectral governance ruleset.

Ubble’s developer surface includes documentation, API reference, getting-started guide, support, engineering blog, authentication, changelog, and 24 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

49.1/100 developing ▲ 7.0 Agent 33/100 agent ready Front door AI 4/6 moderate Heartbeat 0/100 dormant saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

1 published contract 3 Agent Skills

Company Identity Verification KYC AML Biometrics Face Authentication Document Verification Fraud Prevention Compliance Fintech

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 49.1/100 · developing

Contract Quality 11.0 / 19

Developer Ergonomics 8.5 / 15

Access Clarity 5.5 / 15

Operational Transparency 4.1 / 10

Contract Governance 1.6 / 9

Discoverability 5.5 / 8

Regulatory Posture 4.2 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 33/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the AI & Biometrics regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document

7 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 36.8 — up to +12.6 composite points
Contract Quality scores 58.4 — up to +10.4 composite points
Contract Governance scores 18.2 — up to +9.8 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/ubble/apis.yml: open an issue on github.com/api-evangelist/ubble to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Biometrics Testing (biometric recognition vendors, identity verification depth)	undeclared	-	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 2

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

Mutual TLS

measured — observed by APIs.io (declared)

APIs 11

Individual APIs this provider publishes, each with its own machine-readable definition.

Ubble Address document verifications (Coming soon) API

The Address document verifications (Coming soon) API from Ubble — 8 operation(s) for address document verifications (coming soon).

Ubble AML verifications API

AML verification endpoints documentation.

Ubble Applicants API

The Applicants API from Ubble — 3 operation(s) for applicants.

Ubble Bank document verifications (Coming soon) API

The Bank document verifications (Coming soon) API from Ubble — 8 operation(s) for bank document verifications (coming soon).

Ubble Business applicants API

The Business applicants API from Ubble — 2 operation(s) for business applicants.

Ubble Company document verifications (Coming soon) API

The Company document verifications (Coming soon) API from Ubble — 8 operation(s) for company document verifications (coming soon).

Ubble Face authentications API

The Face authentications API from Ubble — 7 operation(s) for face authentications.

Ubble ID document verifications API

API for ID document verification

Ubble Identity verifications API

The Identity verifications API from Ubble — 9 operation(s) for identity verifications.

Ubble Service status API

The Service status API from Ubble — 1 operation(s) for service status.

Ubble Website verifications (Coming soon) API

The Website verifications (Coming soon) API from Ubble — 4 operation(s) for website verifications (coming soon).

Scroll for all 11

Open Collections 11

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Checkout.com - Identity Verification Address document verifications (Coming soon) Address document verifications (Coming soon) Address document verifications (Coming soon) API

OPEN COLLECTION

Checkout.com - Identity Verification Address document verifications (Coming soon) Address document verifications (Coming soon) AML verifications API

OPEN COLLECTION

Checkout.com - Identity Verification Address document verifications (Coming soon) Address document verifications (Coming soon) Applicants API

OPEN COLLECTION

Checkout.com - Identity Verification Address document verifications (Coming soon) Address document verifications (Coming soon) Bank document verifications (Coming soon) API

OPEN COLLECTION

Checkout.com - Identity Verification Address document verifications (Coming soon) Address document verifications (Coming soon) Business applicants API

OPEN COLLECTION

Checkout.com - Identity Verification Address document verifications (Coming soon) Address document verifications (Coming soon) Company document verifications (Coming soon) API

OPEN COLLECTION

Checkout.com - Identity Verification Address document verifications (Coming soon) Address document verifications (Coming soon) Face authentications API

OPEN COLLECTION

Checkout.com - Identity Verification Address document verifications (Coming soon) Address document verifications (Coming soon) ID document verifications API

OPEN COLLECTION

Checkout.com - Identity Verification Address document verifications (Coming soon) Address document verifications (Coming soon) Identity verifications API

OPEN COLLECTION

Checkout.com - Identity Verification Address document verifications (Coming soon) Address document verifications (Coming soon) Service status API

OPEN COLLECTION

Checkout.com - Identity Verification Address document verifications (Coming soon) Address document verifications (Coming soon) Website verifications (Coming soon) API

OPEN COLLECTION

Scroll for all 11

Agent Skills 3

Packaged agent skills for driving this provider's APIs from an AI assistant.

Screen an applicant for AML risk with Ubble

AGENT SKILL

Re-authenticate a returning user with Ubble face authentication

AGENT SKILL

Verify a person's identity with Ubble (Checkout.com Identities API)

AGENT SKILL

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Ubble Webhooks

ASYNCAPI

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Ubble API Rules

45 rules · 31 errors 13 warnings 1 info

SPECTRAL

OpenAPI Overlays 1

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Ubble Identity Verification Overlay

4 actions · update · ubble-identity-verification-openapi-original.yml

DERIVED

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Ubble Authentication

http-basic/mutualTLS · 2 schemes

SECURITY

Ubble Domain Security

TLSv1.3 · DMARC

SECURITY

Ubble Trust Center

GDPR

SECURITY

Resources

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Login

Sandbox

Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

X-MCPServerCandidate

X-MCPServerCandidate

LLMsTxt

LLMsTxt

AgentSkill

AgentSkill

Design & Contract 8

Pagination, idempotency, versioning, errors, and events

Conventions

ErrorCatalog

ErrorCodes

Lifecycle

Components

DataModel

Webhooks

Conformance

Scroll for all 8

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 4

Authentication, authorization, and security posture

Compliance

TrustCenter

DomainSecurity

Authentication

Operate 3

Status, limits, changes, and where to get help

Support

Support

StatusPage

StatusPage

ChangeLog

ChangeLog

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Other 2

Properties that don't map to a standard resource type

ParentCompany

ParentCompany

Overlay

Overlay

Source (apis.yml)

aid: ubble
name: Ubble
x-docs-platform: docusaurus
x-docs-platform-confidence: medium
x-docs-platform-checked: 2026-10-17
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 22
  pass: local-v1
description: Ubble is a Paris-founded identity verification company, now part of Checkout.com and operated as the Checkout.com
  Identity Verification (Identities) solution. Its API at api.ubble.ai powers video-based identity verification, ID document
  verification, AML screening with ongoing monitoring, biometric face authentication, and address/bank/company document and
  website verifications, with a hosted capture flow, CloudEvents webhooks signed with ECDSA/SHA-512, and a published OpenAPI
  3.0.3 contract.
url: https://raw.githubusercontent.com/api-evangelist/ubble/refs/heads/main/apis.yml
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  - sandbox
  - url: https://www.ubble.ai/
    status: 301
    note: declared website redirects to https://www.checkout.com/products/identity-verification — a different registrable
      domain (ubble.ai -> checkout.com), possible rename or acquisition (probed 2026-09-03, roadmap#169)
  generated: '2026-11-06'
  method: derived
image: https://raw.githubusercontent.com/ubbleai/docs/main/cko_doc_logo.png
x-type: company
x-source: vc-portfolio
x-backed-by:
- partech
x-tier: enriched
x-tier-reason: enrichment pipeline completed local pass
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Identity Verification
- KYC
- AML
- Biometrics
- Face Authentication
- Document Verification
- Fraud Prevention
- Compliance
- Fintech
apis:
- aid: ubble:ubble-address-document-verifications-coming-soon-api
  name: Ubble Address document verifications (Coming soon) API
  description: The Address document verifications (Coming soon) API from Ubble — 8 operation(s) for address document verifications
    (coming soon).
  humanURL: https://docs.ubble.ai/api
  baseURL: https://api.ubble.ai
  tags:
  - Address document verifications (Coming soon)
  properties:
  - type: OpenAPI
    url: openapi/ubble-address-document-verifications-coming-soon-api-openapi.yml
  - type: Documentation
    url: https://docs.ubble.ai/docs/introduction/
  - type: APIReference
    url: https://docs.ubble.ai/api
- aid: ubble:ubble-aml-verifications-api
  name: Ubble AML verifications API
  description: AML verification endpoints documentation.
  humanURL: https://docs.ubble.ai/api
  baseURL: https://api.ubble.ai
  tags:
  - AML verifications
  properties:
  - type: OpenAPI
    url: openapi/ubble-aml-verifications-api-openapi.yml
  - type: Documentation
    url: https://docs.ubble.ai/docs/introduction/
  - type: APIReference
    url: https://docs.ubble.ai/api
- aid: ubble:ubble-applicants-api
  name: Ubble Applicants API
  description: The Applicants API from Ubble — 3 operation(s) for applicants.
  humanURL: https://docs.ubble.ai/api
  baseURL: https://api.ubble.ai
  tags:
  - Applicants
  properties:
  - type: OpenAPI
    url: openapi/ubble-applicants-api-openapi.yml
  - type: Documentation
    url: https://docs.ubble.ai/docs/introduction/
  - type: APIReference
    url: https://docs.ubble.ai/api
- aid: ubble:ubble-bank-document-verifications-coming-soon-api
  name: Ubble Bank document verifications (Coming soon) API
  description: The Bank document verifications (Coming soon) API from Ubble — 8 operation(s) for bank document verifications
    (coming soon).
  humanURL: https://docs.ubble.ai/api
  baseURL: https://api.ubble.ai
  tags:
  - Bank document verifications (Coming soon)
  properties:
  - type: OpenAPI
    url: openapi/ubble-bank-document-verifications-coming-soon-api-openapi.yml
  - type: Documentation
    url: https://docs.ubble.ai/docs/introduction/
  - type: APIReference
    url: https://docs.ubble.ai/api
- aid: ubble:ubble-business-applicants-api
  name: Ubble Business applicants API
  description: The Business applicants API from Ubble — 2 operation(s) for business applicants.
  humanURL: https://docs.ubble.ai/api
  baseURL: https://api.ubble.ai
  tags:
  - Business applicants
  properties:
  - type: OpenAPI
    url: openapi/ubble-business-applicants-api-openapi.yml
  - type: Documentation
    url: https://docs.ubble.ai/docs/introduction/
  - type: APIReference
    url: https://docs.ubble.ai/api
- aid: ubble:ubble-company-document-verifications-coming-soon-api
  name: Ubble Company document verifications (Coming soon) API
  description: The Company document verifications (Coming soon) API from Ubble — 8 operation(s) for company document verifications
    (coming soon).
  humanURL: https://docs.ubble.ai/api
  baseURL: https://api.ubble.ai
  tags:
  - Company document verifications (Coming soon)
  properties:
  - type: OpenAPI
    url: openapi/ubble-company-document-verifications-coming-soon-api-openapi.yml
  - type: Documentation
    url: https://docs.ubble.ai/docs/introduction/
  - type: APIReference
    url: https://docs.ubble.ai/api
- aid: ubble:ubble-face-authentications-api
  name: Ubble Face authentications API
  description: The Face authentications API from Ubble — 7 operation(s) for face authentications.
  humanURL: https://docs.ubble.ai/api
  baseURL: https://api.ubble.ai
  tags:
  - Face authentications
  properties:
  - type: OpenAPI
    url: openapi/ubble-face-authentications-api-openapi.yml
  - type: Documentation
    url: https://docs.ubble.ai/docs/introduction/
  - type: APIReference
    url: https://docs.ubble.ai/api
- aid: ubble:ubble-id-document-verifications-api
  name: Ubble ID document verifications API
  description: API for ID document verification
  humanURL: https://docs.ubble.ai/api
  baseURL: https://api.ubble.ai
  tags:
  - ID document verifications
  properties:
  - type: OpenAPI
    url: openapi/ubble-id-document-verifications-api-openapi.yml
  - type: Documentation
    url: https://docs.ubble.ai/docs/introduction/
  - type: APIReference
    url: https://docs.ubble.ai/api
- aid: ubble:ubble-identity-verifications-api
  name: Ubble Identity verifications API
  description: The Identity verifications API from Ubble — 9 operation(s) for identity verifications.
  humanURL: https://docs.ubble.ai/api
  baseURL: https://api.ubble.ai
  tags:
  - Identity Verifications
  tags_raw:
  - Identity verifications
  properties:
  - type: OpenAPI
    url: openapi/ubble-identity-verifications-api-openapi.yml
  - type: Documentation
    url: https://docs.ubble.ai/docs/introduction/
  - type: APIReference
    url: https://docs.ubble.ai/api
- aid: ubble:ubble-service-status-api
  name: Ubble Service status API
  description: The Service status API from Ubble — 1 operation(s) for service status.
  humanURL: https://docs.ubble.ai/api
  baseURL: https://api.ubble.ai
  tags:
  - Service Status
  tags_raw:
  - Service status
  properties:
  - type: OpenAPI
    url: openapi/ubble-service-status-api-openapi.yml
  - type: Documentation
    url: https://docs.ubble.ai/docs/introduction/
  - type: APIReference
    url: https://docs.ubble.ai/api
- aid: ubble:ubble-website-verifications-coming-soon-api
  name: Ubble Website verifications (Coming soon) API
  description: The Website verifications (Coming soon) API from Ubble — 4 operation(s) for website verifications (coming soon).
  humanURL: https://docs.ubble.ai/api
  baseURL: https://api.ubble.ai
  tags:
  - Website verifications (Coming soon)
  properties:
  - type: OpenAPI
    url: openapi/ubble-website-verifications-coming-soon-api-openapi.yml
  - type: Documentation
    url: https://docs.ubble.ai/docs/introduction/
  - type: APIReference
    url: https://docs.ubble.ai/api
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: ParentCompany
  url: https://apis.io/providers/checkout-com/
  name: Checkout.com
  x-relationship: acquired
  x-evidence: description names Checkout.com and https://www.ubble.ai/ now redirects to checkout.com (roadmap#390, corroborate-dead.py)
- type: Website
  url: https://www.ubble.ai/
- type: DeveloperPortal
  url: https://dashboard.ubble.ai/
- type: Documentation
  url: https://docs.ubble.ai/docs/introduction/
- type: APIReference
  url: https://docs.ubble.ai/api
- type: GettingStarted
  url: https://docs.ubble.ai/docs/introduction/before-you-begin
- type: Support
  url: mailto:support.idv@checkout.com
- type: Blog
  url: https://www.checkout.com/blog
- type: GitHubOrganization
  url: https://github.com/ubbleai
- type: StatusPage
  url: https://status.ubble.ai/
- type: Login
  url: https://dashboard.ubble.ai/
- type: TermsOfService
  url: https://www.checkout.com/legal/terms-and-policies
- type: PrivacyPolicy
  url: https://www.checkout.com/legal/privacy-policy
- type: Compliance
  url: https://www.checkout.com/products/identity-verification
- type: TrustCenter
  url: security/ubble-trust-center.yml
- type: DomainSecurity
  url: security/ubble-domain-security.yml
- type: Authentication
  url: authentication/ubble-authentication.yml
- type: Conventions
  url: conventions/ubble-conventions.yml
- type: ErrorCatalog
  url: errors/ubble-problem-types.yml
- type: ErrorCodes
  url: errors/ubble-response-codes.yml
- type: Lifecycle
  url: lifecycle/ubble-lifecycle.yml
- type: ChangeLog
  url: changelog/ubble-changelog.yml
- type: Sandbox
  url: sandbox/ubble-sandbox.yml
- type: Components
  url: components/ubble-components.yml
- type: DataModel
  url: data-model/ubble-data-model.yml
- type: Webhooks
  url: asyncapi/ubble-webhooks.yml
- type: X-MCPServerCandidate
  url: mcp/ubble-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: LLMsTxt
  url: llms/ubble-llms.txt
- type: Overlay
  url: overlays/ubble-identity-verification-overlay.yaml
- type: Conformance
  url: conformance/ubble-conformance.yml
- type: AgentSkill
  url: skills/_index.yml

Ubble API — frequently asked questions

Does Ubble have an API?

Yes. APIs.io lists 11 APIs from Ubble, including Ubble Address document verifications (Coming soon) API, Ubble AML verifications API and Ubble Applicants API, and 8 more.

Is there an OpenAPI specification for the Ubble API?

Yes. APIs.io indexes 11 OpenAPI specifications for Ubble, each linked for download from this page.

How do I authenticate with the Ubble API?

Ubble uses bearer-token authentication (http-basic/mutualTLS · 2 schemes). The details are profiled on APIs.io as Ubble Authentication.

Is the Ubble API ready for AI agents?

Ubble has a Kin Score of 49.1 out of 100 (developing) and an Agent Readiness score of 32.5 (agent-ready), scored by API Evangelist on 2026-11-06.

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